2016-06-01

----------
wastage
  bakery wastage
    biscuits
    breads

  cheese waste
  processed food
  chicken
  fish
  vegetables
  restaurant scrapes


Recycle totes
--------
check at super market
  how much is sent every day to dustbin

-------
source seperated food waste


we give recycle totes with wheels, with covers
we train
we collect every day

no more landfills

--------
non organic item removal
conveyor belt
segrate again by humans
  quality control
  employes
  wear glass
  mosque
  helmet

------
mixers
jet pro palletizers
jet pro burner
jet pro dryer


approved for cattle, goats, horse, camel, chicken, dog, duck, buffalo

pavement ANTS
 COMPETE FOR FOOD
----

entomophogy

bullet ant
  bbc

fire ant
------
complete substitue for diesel
bio ethnaol, bio gas

can we make run lorry with bio ethonal
------
BULL
bull farming
bull cart
iron foundary
solar cells
technology
power generation
  solar cell
  wind turbine
  paints
    sprays

sustain technology
--------

how to bioethonol at home

home made fuel

85% bio ethonol
15% disel/petrol

make your own car egnine
800 cc
maruthin engine
\------
saturated sugar
+yeast(baker)

sugar fermentation

alchohal concentrail kill yeast
alchohol
 12 to 18%

higher concentration distillation

ethonol boil at 78 degrees
-----
ethonol vs alchol
  same are different

ethonol from
  corn
  barley
  sorghum
  citrus
  sugar beets
  sugar crane
  switch grass
  wood pulp

-----
co2 generation
left over for animal feed making
-----
solar boiler
-----
ox price
bull

----
prakasam jilla
  ongole
  Giddaluru
  Markapuram

buy bull from olx

buy bull from chittoor district, kadapa,

-----
bull price
  start at 80k to 1.7 lakh

----
duck egg indian mart
http://dir.indiamart.com/search.mp?ss=duck+egg

try other search
hatch duck egg
duckling

------
duckling: 30 rs to 4ors
hatch egg: 23 rs
egg: 7 rs to 10 rs

ongole              
-----
how to cook duck egg in kerala

duck research farmig eggs, meat..

Estonia
  free wifi
    internet in forest too

  to see health records
  prescricription
  to vote
  to pay public transport
  to view child grades

----
Duck demand in kerala
Duck egg
Duck meat

market rate of duck egg, duck meat.
duck farming in kerala

top duck eatering countries in world
top duck eating states in india


West Bengal, Assam, Kerala, Andhra ... In paddy fields ducks eat harmful insects and snails, this is a help for the paddy ..


Distance from sadum to West Bengal
 1709km
Distance from sadum to kerala?
 553km
Distance from Sadum to Srikakulam
Distrance from Sadum to Srikalahasti
114km
Distance from sodum to chirala?
400km
Distance from sodum to gudur?
182km
Distance from sodum to nellor?
212km

kerala news paper
Assam duck farming
Duck hatercy in andhra pradesh
Duck market in kerala
Duck market in andhra pradesh
Chirala
Gudur
transporting duck in lorry
tranporting duck egg in lorry
What is muncipality in india?
How many muncipalities in andhra pradesh?

frog farming
what frog eats
  excluding
    insect
    plants

fao statitistics

states for duck rearing
 West Bengal, Assam, kerala, Andhra pradesh, Tamilnadu, UP, Bihar, Orissa

duck farming
nomadic
extensive

extensive meaing
  covering or affecting large area
  doing relatively small crop from large area with minimum of capital and labour.

top consumer of duck meat and egg?
  West Bengal, kerala
    as their fish based culinary preparations

http://www.omicsonline.org/open-access/duck-farming-fascinating-option-in-india-2157-7579.1000181.php?aid=30887

Duck keepng combined with paddy cultivation
   ducks eats
     insects
     snail
       which effect rice cultivation
     left away paddy grains
     small fish
free range nomadic duck rearing keepring farming
    starts at december
    ends: february

    welcome: at Tamilnadu, kerala

advantage:
  water stirring
    inhibits growth of weeds through photosyntehsis reduction
    enhance rice root stalk,  leaf develpment          
release of ducks in paddy:
2 hours of sunrise

night: duck on field, some shed, close fence any one of them

egg layed at: morning
-----
Rajastan people eat more banana
banana export to Rajastan
Rajastan banana cultivation
------
Karnataka milk production

--------

frog eat mosquito
frog deplition
  may cause
    health problems
https://savethefrogs.com/threats/frog-legs/index.html

frog eaters
  indonesia
  thailand
  france
  north america


bull frogs
red legg frogge

bull frog farms

Bullfrogs have become established in California, Oregon, Washington, British Columbia, Colorado, China, Colombia, Cuba, Dominican Republic, France, Haiti, Italy, Jamaica, Japan, Mexico, the Netherlands, Puerto Rico, South Korea, Taiwan, Venezuela and Uruguay.
--------

wild frog eat

-----
frog food chain

duck food chain

salamandar farm

-------
---------
centeral australia,south africa
  contain    

  lung fish
   lives without water for 4 year
desert frog
lives without water for 7 years



-----------

distance from rajastan to delhi
distance from thar to jaipur

dump vegetable waste, food waste from hotels, house to dry it
and feed it to cockroaches, worms

feed worms to frogs, fish
feed frog, worms, fish fry to duck, chicken, swan, goose
--------------
list of insects
list of worms
--------------
who will eat dry food, dry vegetables
who will eat food waste

city waste to villages product: organic manur, dry chopped good food to cows, goats, sub optimal food to cockroaches, worst food to earth worms

dice the food waste to small pieces, package it container, sent to villages
apply on ground of 3 inches thick, spread cocroachs, worms

apply chickens, frog, ducks
even goats

grade the food waste
  vegetable
  fresh food eatable enough for animal
------------------
transportation cost to near by village
100km
hot area most of the time
rayalaseema
tamilandu
road side high way
state ways
mountains

remove plastic bags, cloths, plastic, iron
------------------
if use empty truck for just diesel cost

with 3km milleage
100/3 => 33.3 round to 34 liters

34 * 60 => 2040 rs

for atleast 10 tonnes lorry
2040/10,000

per kg: .20 rs or 20 paisa
extra electric chopping: 30 paisa
michine overall cost: 20 paisa
dumping :10 paisa
spreading:10 paisa
labour cost: 10 paisa
------------
per kg: cost: 1rs

2016-05-23.2

CockRoach

Will chicken eat cockroach?
Rotten garbage
Corn paste
Potato favorite

How many eggs cock roach will lay?
A)10 to 40 eggs
30 batches of eggs in her life time

How small cockroach look like?
A)as adult , but no wings

What is the lifespan of cockroach?
A)max: 12 months

How many days it will take to hatch cockroach egg?
What cockroach will eat?
Is there cockroach farms?
What are the desease the cockroach will spread?
A)Salmonella, Gastroenteritis, allergies, staphylococcus,polio virus,streptococcus

Will fish eat cockroach ?
Cockroach feed for chicken , quail, fish?
Is any one eating cockroach ?

---------
https://www.betterhealth.vic.gov.au/health/healthyliving/cockroaches
---------
boost village life

farming 4 lakh
--------
http://www.straitstimes.com/asia/east-asia/visiting-a-cockroach-farm-in-chinas-chengdu

Cockroach nursery?

American CockRoach
  6months time to big from egg

medicinal value 

2016-05-23

Fruits of india

1)Andhra Pradesh & Telanga top: 14k metric ton

--------
fruits of india

Mango
Banana
Pineapple
Oranges
Grapes

-------
Top Grapes producing state
  1)Maharastra
      Nasik, Sangli,AhmedaNagar, Pune, Satara, Solapur, Osmanabad,
  2)Karnataka
      Bangalore, Kolar, Bijapur
  3)Tamilnadu
  4)Andhra pradesh
      Rangareddy, Medak, Ananthapur

------
Grapes production: 25 tonnes per year india

Thomson seedless and its clones grapes

GI protection
Nashik Grapes
Bangalore Blue Grapes     

------
Pomegranate
solarput district of maharastra  60 to 70%
http://www.mapsofindia.com/indiaagriculture/fruits-map/pomegranate-producing-states.html

--------
Top states pomegranate
1)Maharastra 555.5 metric ton
2)Karnataka 183.5 metric ton
3)Andhra Pradesh 56.5 metric ton
4)Gujarat 45.6 metric ton

--------
Guava
1)Uttar pradesh: 486.7 mt
2)Madhya pradesH:238.5 mt
3)Bihar: 231.5 mt
4)West Bengal: 17.7

-------
Arunachal pradesh
  Guwahati,Itanagar

-------
Botsvana

Zombia and

chinese, africa inter race marriage

Zambian girl

clothing busines

chain of clothing store

lusaka

hight and more

-----------
okawango delta of botswana

-------
tazara 

2016-05-22

Lychee

current retail rate: 240 rs

What is the price at Bigbaseti?
331 rs/kg

What is the price at Alibaba?
only canned stuff, no fresh lychee

What is the price at IndiaMart, at how  many tons?

Whiich state is famous for producing Lychee?
 30.6 bihar
 9.1% uttaranchal
 West Bengal
 
carton size for lychee
9l carton ie 5 kg capacity

lychee season?
May to june
indian lychee exported which country?
Middle east, Bangladesh, Nepal.

http://www.fruitnet.com/asiafruit/article/161615/india-set-for-strong-lychee-season
-------
cannned lychee
  shelf life: 3years

lychee peeling and pitting machine
  6000 to 8500$ per set
-------------

http://www.mapsofindia.com/indiaagriculture/fruits-map/litchi-producing-states.html


---------
mapsofindia
http://www.mapmyindia.com/about/team
 who cofounder
  Rakesh Verma
    Managing director
  Rashmi Verma

what is the aquisition cost
--------

Muzaffarpur
city
district: Muzaffarpur
region: Tirhut
state: Bihar

famous: Shahi lychees
known as: Lychee Kingdom
from patna: 8km approax
--------

distance from Muzaffarpur to Bangalore:
 2120km

-------
http://www.indiamart.com/star-enterprises-muzaffarpur/fruits.html#lychee
  65/kg
-------

mapsofindia

2016-05-20.2

3d perception

----
agriculture drones

feature learning
vectorization
image processing
computer vision

--
line following robot

-------
amazon mechanical turk platform

billion images

more images/training data

observer learn, traing
-------

imagenet

reasearch community
-------

machine learning algorithm


-----------
micro business
  domain: food, snacks, evening snacks,

1)capital: 2 lakh
return of investment per day: 1%
unit cost: 10k

    1.1)after 1 year
    yearning earning: .66 crore
    total units: 181
    1.2)after 2 year:
    only 2n year earning potention: 4.088 crore
    totatl units: 1120
    monthlye earning: 33.6 lakh
    eaily earning: 1.12 lakh
----------- 

2015-05-20.3

bt cll
agriculture uran container
green house farming
full automated farming
  green leaves

---------------------

invest:10k

2016-05-21

Motion tracking
mesh building
3d movements
depth sensing
area mapping

all in real time

tang project
https://www.youtube.com/watch?v=iP9m9a2KEN4
-------------------------------------------

work with VR, AR, game

port existing game to tango
unity

----------------------
multi player
-----------------------
real time distance mesuring, angle measuring
https://www.youtube.com/watch?v=iP9m9a2KEN4
-----------------------
product visualization

professional application

-----------------------
showing car interior
changig color
adding components to car
--------------------------
no map
no wifi

---------------------
tablet

------
eco twin
truck platooning
-------
biggest truck in the world, europe, india

automated braking, acceleration
v2v wireless communication

brake simultaneously

close together : .5 sec gap
communication between drivers

see through screen for 2nd driver

10% fuel consumption
  due to platooning

--------------------
man truck 2 truck platooning challenge

--------------
biggest truck in world 

2016-05-22.2

https://www.youtube.com/watch?v=y55ZnOLqRZA

paper bags
 medical shop
 small shop
  are customer

15 employee
make by hand
-------------

paper bag making
  9 steps
  folding
  adding gum

  complicated will take 32 steps

-------
go step by step

--------
lease to own boda
boda = motor cycle/bike/
https://www.youtube.com/watch?v=FBSBUBWdTdE

Tugendo ceo
Michael Wilkerson
  provides people with opportunity

  business capital along with bike buying is costly

---------
double daily income for end user
---------
17000 shilling for week => 25us
18 months to fully pay it
---------
started: 2009 => 3 customers
now: 800 customers
  200 fully paid
  200 on waiting list

bike taxi
---------
bike tour 

2016-05-19.2

paper lantern
  cyclinder with flower, scenario
  cloud
  castle
  \
--------
Jayalalitha
  free laptop to students
  Free cheap rate canteen
  5rs free food
  free mobile phone
  free marriage oranments

------
free laptop
  specification of laptop
      dual core processor
      RAM : 2gb
      hard disk: 120 gb
      wifi: yes
      cost: at 2013 is 26k


  other state inspire
      Gujarat
      Uttar Pradesh
      Odisha

  benefecaires selling
      to grey market
      at price: 8k to 12k


  service problem issue
  internet connectivity cost high

  students:
      12 to degree students

  quantity: 68 laksh pieces
      cost:17,680 core at rate of 26k
  budget: 10,200 crore  per 5 year

  firstphase: 9.12 lakh
  second phase: 5.56 lakh
    budget: 1500 crore

  state owned ELCOT functions
     nodal agency
     six vendors selected to supply the laptop
       Lenovo: 3 lakh units
       HCl: 2 lakh units
       Wipro: 2 lakh unit
       Kolkatta basd RP systems: 75k units

   operation system: windows not linux

   who will teach laptop.

--------
arm chips
 totally devoid of threat of lock -in
 easy
 available
 cheap
 more arm chip manufacturers
 less margin for arm chip manufacturer

 two behind intel

----
intel ceo refuse stev for not making arm based processor

-----
intel processor
  squeezing more margin from
      other pc parts
          graphic card
             nvidia, ati
          sound card
          mothter board
      increase more morgin
      give back some money for pc/laptop manufacture in marketing erfrors
        with small log "Intel inside" log
   intel arm chip now
       intel atmo z2580
           low power
           x86 processor
           windows based
               net books
                   unusable

           may cannibalize high performance x86 products
              hence atom is slow 
                hence avoid arm to move in laptop
                move in phone side

           if atom 
               is high performance , low pwoer
                then it replace xeon server chip
----
Intel is
  high volume, high margin company
  not high volume, low margin company
   if they suppport low margin
      it will kill high margin products
         its cash cow

  monoploy is
      bad squeez partners
      starve competitors
      others won't partner some time with fear of low margin for  them
      but
        flatten your margin
            at the expense of every one else
                you won't go un noticed
----
hot growth areas
    cars
    IOT clients
----
intel have to choose
    which to reduce, which to adapt
      s margin for isa chip
      or make it improve performance arm chips, at the same price

0-----         

self driving trucks

otto: employees from Google, Apple, Tesl
volvo VNL 780 truck testing

as of now for high way roads only
class 8 trucks
    largest
    heaviest trucks on american roads
---------
Comma.ai
Georgz hotz scrappy upstart

no price
timeline for ottos commericial product

-----
different time frame
objective

------
truck
    10 year life
    1 million miles

-----
3 lakh truck crashes
----
Anthony Levandowski
----
http://ot.to/

------
computer vision and 3d perception
deep learning engineer
embedded video engineer
------
infrastructure engineer, linux system admin
-----
QA engineer
-----
simulation engineer
-----
software engineer ui/ux
-----
senior dev ops engineer, developer productivity
-----

code the road
------
taxi vaxi

-----
Renew it
    collect scrap computers from corporates
    sell them at affordable rates to the needy people
        long procedure
            6 months
        after repair and maintaineance
            2 to 3 weeks

    5 years
        10,000

    problem
        manage finance
        marketing
        meeting client

2016-05-19

paper lantern
  cyclinder with flower, scenario
  cloud
  castle
  \
--------
Jayalalitha
  free laptop to students
  Free cheap rate canteen
  5rs free food
  free mobile phone
  free marriage oranments

------
free laptop
  specification of laptop
      dual core processor
      RAM : 2gb
      hard disk: 120 gb
      wifi: yes
      cost: at 2013 is 26k


  other state inspire
      Gujarat
      Uttar Pradesh
      Odisha

  benefecaires selling
      to grey market
      at price: 8k to 12k


  service problem issue
  internet connectivity cost high

  students:
      12 to degree students

  quantity: 68 laksh pieces
      cost:17,680 core at rate of 26k
  budget: 10,200 crore  per 5 year

  firstphase: 9.12 lakh
  second phase: 5.56 lakh
    budget: 1500 crore

  state owned ELCOT functions
     nodal agency
     six vendors selected to supply the laptop
       Lenovo: 3 lakh units
       HCl: 2 lakh units
       Wipro: 2 lakh unit
       Kolkatta basd RP systems: 75k units

   operation system: windows not linux

   who will teach laptop.

--------
arm chips
 totally devoid of threat of lock -in
 easy
 available
 cheap
 more arm chip manufacturers
 less margin for arm chip manufacturer

 two behind intel

----
intel ceo refuse stev for not making arm based processor

-----
intel processor
  squeezing more margin from
      other pc parts
          graphic card
             nvidia, ati
          sound card
          mothter board
      increase more morgin
      give back some money for pc/laptop manufacture in marketing erfrors
        with small log "Intel inside" log
   intel arm chip now
       intel atmo z2580
           low power
           x86 processor
           windows based
               net books
                   unusable

           may cannibalize high performance x86 products
              hence atom is slow 
                hence avoid arm to move in laptop
                move in phone side

           if atom 
               is high performance , low pwoer
                then it replace xeon server chip
----
Intel is
  high volume, high margin company
  not high volume, low margin company
   if they suppport low margin
      it will kill high margin products
         its cash cow

  monoploy is
      bad squeez partners
      starve competitors
      others won't partner some time with fear of low margin for  them
      but
        flatten your margin
            at the expense of every one else
                you won't go un noticed
----
hot growth areas
    cars
    IOT clients
----
intel have to choose
    which to reduce, which to adapt
      s margin for isa chip
      or make it improve performance arm chips, at the same price

0-----         

2016-05-19.5

Warren Buffet recent investment
apple
liberty media(LmCA)
liberty global
philips 66 =psx
visa
------
thestreet.com
parathabbox.com
rollsonwheel.com
------
https://www.thestreet.com/story/13050974/1/stocks-warren-buffett-is-buying.html

Berkshire hathway
    BRK.A
    BRK.B
------
values investing

quality merchandise when it is marked down

------
own for alteast ten years, if you dont feel like it, then don't even think about owning it for ten minutes   

----
never count on making a good sale
Have the purchase price be so attractive that even mediocre sale gives good results

----
mediocre(average quality, not very good)
----
sales are not permanent or real
------

Warrent buffet
  recent selling
    AT & T
    Practor & Gamble
    Master card
    Wabco holding
    walmart
-----
dont' sell all at once
sell in quarters
-----
ngo in bangalore
-----

some time reduce investment
to buy something else
-----
slowly reduce it so that you can buy it some where else too
slowly reduce as it is not worth it
-----

buy agriculture land in draught area near to state capital, country capital, country business capital.

------

2016-05-19.3

hardward business review
magazines
 business
 technology
 sciencelsystem

patent
research paper

online course

---------
how to write research paper?

--------
patents on electric car
http://www.google.co.in/patents/US5343970

patent on 3d printing

------
export citation

-------
cash register electronic device

patent on artificial intelligence
patent on image recognition
patent on self driving car
patent on self balance car
patent on self balance bicycle
patent on self balance bike
patent on iot
patent on robot
patent on industrial robot
patent on reasoning
patent on knowlede retreival
patent on speech recognition
patent on speech sythesis
-----------


stair climbing with heavy load manual system
----------
image recongition
-------
http://www.driverless-future.com/?page_id=774

2016-05-19.4.txt

http://www.abof.com/
adita birla online website

CLIQ tata online website
  retail, online integrated one

flipkart logistics
 earlier: b2c, b2b(paytm, shopclue)
 now c2c
  standard delivery 4 days
  fast delivery 2 days (prime delivery)
  night delivery in futre 

amazon paid trending
copy seo marketing of flipkart
concentrate on strengths

product launch only on online
exclusive product launch onine website

Flipkart, Amazon, Snapdeal in order of shipments
37, 21, 14to 15

bigbasket competitor
 reference: owler.com
 Groffers
 LocalBanya
 PepperTap
 ZopNow
 GrocShop
 GreenCart
 BigMart
 OrderRabbit
 ghomeg
 epansari.com
 jiffstore.com
 homelykart.com

-------
Shameel Abdulla
 jiffstore owner
 Bangalore
 Private Subsidary of PepperTap
 $1million investment

------
suzuki meaning
    denoting a method of teaching violin, typically to very young children in large groups
    by Shinichi Suzuki
            Japanese educationalist, violin teacher

    music + philosophy
    Character first, ability second
    good environment
    better learning situation
    use first language
    repetition for teaching

    https://en.wikipedia.org/wiki/Shinichi_Suzuki_%28violinist%29

------   

labour shortage problem fixing machine

------
warren buffet berkshire hathway buy apple stock at $1b
  share price of
     price: 94.56 $ 2016, may,19
      same as before 3 years, 7 months price
     oct,19, 2012 : 97.21

  buy when
      quarterly sales
          13 percent fall
              struggling chinese economy
      apple stock hit
      revenue declined in 13 years
------    

2016-05-19

mgear bicycle electric
 battery: lithium, 36v, 9AH
 speed: 20mph
 patented foldable handle bars
 magnesium alloy frame
 max weight: 250 lb
 momas electric scooter

----------
propane powered electic bicycle
    disk brakes
    progo 3000

-------
Daymak photon scooter
    solar charge
    speaker
    usb port
    shock absorbers

    small stand

---------
glion dolly
  foldable
  portable
  15 miles per charge
  15 miles per hour
  battery;
      volt: 36 volt
      6.6 ah    

  gearless hub motor
  weight: 26 pounds

  dolly handle
    carrying
    draging

--------
jumpx
  huge jump

  silicon grimp
  alumninum body

------
how it make electric scooter
------
foot powered kick scooter
  primary designed for children

  but battery version
      for adults
      commuters

-------
painting
    dry powder
    electric static charging
    oven the chasis
      260

------
magnesium wheel rim
brake disk
spacer
second wheel rimt
lugnut

sprocket
    small for motor
    large for wheel                 

chain
    make fo steel   

rear fender
   made of plastic

automatic weling of handlebar
  just place parts in the placing frame

control for motor
brake handle
rubber handle

battery under the legs


----------
Razor ultra pro lo
scooter razor ultra  prolo scooter
    25, 701
    amazon indai
---------

Disney three wheel inline scooter mickey
    1,279
    amazon india
    ------   

2016-05-18.txt

whole sale rate of
sheep meat
quail
beef
egg
grass

--------
fertile emu egg

-------
goat
sheep


-----
7366 inr per pair

https://www.alibaba.com/product-detail/Boer-Goats-Holstein-heifers-Cows-Camels_50026229887.html?spm=a2700.7724838.0.0.PeX5tv

min pair: 100 pair
pair: 100 to 110 /pair

poland
goat
weight: 45kg
boer goats, hostein heifers, cows, camels, sheep

--------
india goat whole sale

----
cow
----
fish

-------
portable fish pond
    88 to 500$/piece, 5 pieces min order
        1000l to 20,000 l pvc capacity

https://www.alibaba.com/product-detail/1000L-2000L-5000l-7000l-10000l-20000l_60429545299.html?spm=a2700.7724838.0.0.6yZYKH&s=p
china
--------

mobile pvc tarapaulin fish pond
  6k to 33k,

--------
tuna fish whole sale       

--------

tarapaulin fish pond

-----


http://www.practicalbusinessideas.com/2014/02/pictures-of-foldable-canvas-and.html



collapsible fish pond

---------
ponds for sale

--------
totatl autos in bangalore

return of investment per day python program

ucost=10000
#.7 => 1 year: 40 lakh,  capital: 2lakh, ucost: 10k
#1 =>1.10 lakhs,300 units, capital : 2lakh, ucost: 10k
roiday=1/100.0
capital=200000
nounits = 0
no_years = 3
days_per_year = 365
basic_family_monthly_expense=15000
good_family_monthly_expense=30000
mile_stone=0
# if we start with 20k investment,  ucost: 10k, roiday: 1% =>
for i in range(0, no_years*days_per_year+1):

    if capital >=ucost:
        nounits= nounits + int(capital/ucost)
        capital = capital%ucost
    else:
        capital = capital + nounits * (ucost *roiday)
    #print i, nounits, capital

    daily_earning = nounits * (ucost *roiday)
    monthly_earning = daily_earning * 30
    yearly_earning = daily_earning * 365

    if mile_stone == 0 and monthly_earning >=basic_family_monthly_expense:
        print "Milestone 1: *Succesful basic basic_family_monthly_expense reached at :", i
        mile_stone =1

    if mile_stone == 1 and monthly_earning >=good_family_monthly_expense:
        print "Milestone 2: *Succesful basic good_family_monthly_expense reached at :", i
        mile_stone = 2

    if i %30 ==0:
        print "Mohtly report:" , i/30
        print "no_units:", nounits, "daily_earning:", daily_earning, ",next monthly_earning with current capacity:", monthly_earning
        pass

    if i % days_per_year == 0:
        print "#------------------------------------------"
        print "After " , (i/days_per_year), " year(s)"
        print "------------------------------------------"
        print "Total units:", nounits
        print "Capital:", capital
        print "Daily earning:", daily_earning
        print "Monthly earning in lakhs:", (monthly_earning/100000)
        print "Yearly eearning in crore:", (yearly_earning/10000000)
        print "------------------------------------------#"

cow feed, wheat, bajra, jowar, ground nut cake whole sale price

cow feed
  wheat
  sunflower seed

  wheat grass
  sunflower grass


what is the ration of wheat seed to wheat grass

how much time it takes to convert wheat seed to grass
 max: 10 days
what is percentage wheat seed to wheat grass success rate


wheat 1kg price

sunflower seed 1kg price

-------
jowar
 1kg: 50 rs

wheet grains: 40 rs

wheet grain/cereal wholesale rate
1 tonne => 40000 => 40k at retail price,
but wholesale price:


sunflowe seed: 500$ to 700$ /ton, min order: 5 ton
1kg: 33.49 to 46.89 inr
https://www.alibaba.com/product-detail/sunflower-seeds-for-birds_50018460029.html?spm=a2700.7724838.0.0.PVD8q5

------
will cow eat jowar

-------
sunflower cake
wheat bran

cow food 100 kgs
-------
Barly/chuni 30% => 3okg
Crushed maiz/jowar/Bajara => 35% => 35kg

--------
35kgs
cotton seed cake =>20%
sunflower cake 7%
groundnut cake 8% =>

-----
shell grit => 1kg
common salt => 1kg
chelate metal => 1kg

-----
Dry fodder: 5 to 6 kg
-----


jowra( sorgum )-> white goal
bajra(pearl millet) -> small green dark than bajra
 

============
Ground nut cake
    280 to 320$ /ton, 10 tonn min order, https://www.alibaba.com/product-detail/Ground-Nut-Extraction-Cake_50006331863.html?spm=a2700.7724838.0.0.rniHLF
    whole sale : 18.75 to 21.43 per kg

cotton seed cake
   https://www.alibaba.com/product-detail/Cotton-Seed-Oil-cake_148623811.html?spm=a2700.7724838.0.0.kRjrN0
   297 to 377, 25 metric ton min order   

----------
common salt
   45-50$/ton, 28 metric tonn min order, https://www.alibaba.com/product-detail/Common-Salt-Unrefined-_50025786293.html?spm=a2700.7724838.0.0.5wD4M0
   3.3rs per kg wholesale
---------
ghee
   

iodized salt
    https://www.alibaba.com/product-detail/Iodized-Salt_50018574093.html?spm=a2700.7724838.0.0.5wD4M0
    90 to 94$, 24 metric tons, QS certification
    6.30 rs inr perkg, whole sale

    but tata salt iodized, cost: 18rs per kg
    http://www.bigbasket.com/pd/241600/tata-salt-iodized-1-kg-pouch/

----------
25 kgs

per tonn => 8000 rs profit
----------      

Barley
       https://www.alibaba.com/product-detail/Feed-barley_143585809.html?spm=a2700.7724838.0.0.zQ9R0s
       220 to 250$ /tonn, 24 metric tonn
       16.74 inr per kg

https://www.alibaba.com/product-detail/Barley_50021832121.html?spm=a2700.7724838.0.0.zQ9R0s
    .1 $ per kg, 100 metric tron      

--------
bajra
    250 to 350 $/ton, 25 metric tonn   

---------
dry yellow corn for animal feed
    https://www.alibaba.com/product-detail/Dry-Yellow-Corn-For-Animal-Feed_50008535466.html?spm=a2700.7724838.0.0.DJk3EJ
    230 to 280$/ton, 100 metric ton
---------

sweet corn seed
    280 to 350$/ton, 22 metric ton

-----------
corn storage time           

-------
ghee storage time

shelf life
   
------
oat   

what is oat

https://www.alibaba.com/product-detail/OAT-FLAKES_50028590372.html?spm=a2700.7724838.0.0.ZnIfv8

oat flakes, 1.2$ to 1.3$ => 87rs

----------
corn flakes
  1.1 to 1.4$/kg, 3tonnes min order
  100 rs per kg

------
poha plant
flaker machinw
https://www.alibaba.com/product-detail/MAIZE-MAKKAI-POHA-PLANT-CORN-MAIZE_132308686.html?spm=a2700.7724838.0.0.Zehi8i


-------
265 rs /875 gram , corn flakes, kellogg's
http://www.bigbasket.com/pd/40015688/kelloggs-corn-flakes-875-gm-pouch/?nc=as 
1kg => 302 rs
-------------

wheat bran
    https://www.alibaba.com/product-detail/Wheat-Bran_50008298452.html?spm=a2700.7724838.0.0.P9zd0P
    245, 255 , 44 metric ton

crowd funding for food(fruits, pickle, sweat, picles, hots,juice), crowd investment

Google sme

-----
create food product
taste sample
support to promote, make mass production
you already know the food item, food receipe,
may be eat once, you mom, grany make its
but you are not able to have it know as your are very far
dont how to do it, or get it
make it mass production initiative
-------
vote it
top popular food will be mass produced
you can support by investing money
you can basic support by sharing on social network
-------
crowd funding for food
-------
if receip

-------
how one can support, invest in your product
 without tasting it ,
 sent samples
 come and visit and taste the sample

 see the basic ingredients, color, photos

------   
crowd investing for food startups
crowdfunding
------
you can do the same things with fruits too
  you like mango, jack fruit, star fruit
  pickle
  dried fruits
  sweet
  hots
------
you can start franchise
  hotel
  vegeal super market
  vegetal shop
  snack
  sweets
  pickles
  spices
  nuts
------ 
crowd

2016-05-18.2

bamboo
 fastest growing plant

 bamboo cloth

 --------

 some how
  security
  air
  water
  food
  shelter
  clothes
  transport
  education
  health
  entertainment

    of family members including ther person himself

is taken care
   every paisa of money goes to saving + investment

   even investment always returns profit
   even sale, mangement is little or some one to help me out
   easily scable, reachable, available
   no or less customer care expenses
   no or less customer aquisiton cost
   no or less sourcing partners
   no or less transportation cost
----------------

num of people => 100
 earning people  only
each earn avg: 300  

per day earning: 300 * 100 => 30,000

per week earning; 2,10,000 =>2.1 lakah
per month: 30 * 300 * 100 => 9,00,000 => 9 lakh

----------
atleast 30 rs cost per person
30 * 100 => 3000rs per day
---------------
social kirana
social recharge
social hotel
social chicken
social tailer
social school
social entertainment
social cosmetics
social water
social house
social hospital
social transport
social cleaning
social kitchen
social furnture
social electrnonics
--------------
interconnect water pipeline
  rubber pipeline network

interconnect sewer piepline
--------------

buy vegetable whole sale
buy rice whole sale
buy milk whole sale
use gas
use stove
-------------

per person 30 rs
per month: 30 * 30 => 900 rs

per week: 30 *7 => 210 rs

buy at prepaid week , month
 price wont change

buy daily also
 daily price: 40 rs

if intimate one day early
 same price: 30 rs

intimate will stay for week, month
------------

2 person => 1800
1kid: 15 rs
1 kid 1 month=> 450

2 person +2kids => 1800 + 900 => 2700 rs
-----------

why to cook , after so much work
cooking work + labour work + water sourcing work
-----------

90 rs per month => you will get water at your door step
   3 rs per day
   100 liters per day max
----------
100 * 100 => 10,000 => 10k liter of water every day
----------
3* 100 => 300 rs

atleast   

2016-05-18

Construction worker to delivery boy
  driving skill
  driving license
  bike
  10th class
    english
    kannada
    or telugu

  education:
      reading
      writing
      maths
      social
        maps
      physics
        basic laws of physics
      chemistry
        basic of chemistry

      good habits
        cleaning
        good talk
        good habits

      business

  note:atleast one language reading, writing fluently

  behaviour

  smart mobile(optional)

  time taken:3 months
  ---------
  adult night school
  ---------
  guaranteed work
  improve work, salary

-------
  volunteer teacher
      timing: 9 am to 2 pm
      salary: 3k
      place : summer cap
         in government school

     students: 25

 school students in summer camp
     food
       daily: 30
       total daily: 750(round to 1k)
       monthly expense: 30,000(30k)

     capacity: 25
     donor: big 5 start hotel, software comapnies, factories, politician, funds
------

how much cost to get bike driving license in bangalore?
how much cost to get car driving license?
how much cost to get lorry/bus driving license?

-------
bike driving license
  first learning bike driving license
  permanent driving license
    after month receiving learning bike driving license

  docs required
      age proof
          10th class
          or
          pan card
      address proof
          permanent address proof
              voter card
              passport
          local address proof
              rental agreement you as tenant
                  170 rs for rental agreement
              electricity bill on owner name
      passport size photo

  exam
      5 to 10 questions
          writtern
          oral
      content:
          mandatory sign
          cautionary signs
          informatary signs

    fail
        reappear next day

  RTO visit
      before 10am recommended
      entire procedure 20 minutes

  brown folder(paper) with ribbon
    containing all above documents

  chalan amount

  after 2 working days

  ---------
 
    bike: 30
    bike+car = 60

 --------
 time: 4 to 5 hours
 total rto visit: 2
 total cost: 60

 https://www.quora.com/How-can-I-get-a-driving-license-in-Bangalore
 --------
 max: 1000rs

2016-05-18

micro ngo
skye withe one to one , small group, small group workshop online
referal job
part time job
----------
help out
----------
work with ngo

swiggy delivery boys
   part time

road runner delivery boys
big basket delivery boys
bangalore one


blue color part time jobs
----------

http://www.indeed.co.in/cmp/Swiggy/jobs/Delivery-Boy-2796a2616f9886d3?q=Swiggy


swiggy deliery boys
-------------------
salary: 20,000/month
Local candidates only
    Bangalore, Karnataka
Required license or certification
    Driving license
Require education
    High School
Required language:
    English & Hindi


--------
Why only local karnataka people?
why not tamilnadu, andhra pradesh and other states
Why we need driving license?
  if we use electric vehicle, no need to worry about it

Do we need to have vehicle?
  we will rent it out for 3,000 inr /month

--------

Operation manager swiggy

http://www.indeed.co.in/viewjob?jk=437b1ef81ce48c11&q=Swiggy&tk=1aj19ktn19mktb80&from=web         

--------
ios app development internship
http://internshala.com/internship/detail/ios-app-development-internship-in-bangalore-at-juspay-technologies1462954769?utm_source=indeed_feed

---------
Hiring delivery boys (bikers) in Bangalore
http://www.indeed.co.in/cmp/TCI-XPS/jobs/Delivery-Boy-4fe260eb37b5b576?q=Swiggy

TCI XPS
    salary: 12,000 to 18,000 month
    qualification: 10
    work days: Mondays to Satur day
        10 am to 6 pm
        Sunday off
    candidates: own bike and driving license

-------
deliveryboy
    rocket logistics pvt ltd
    salary: 13,000/month
    openings: 300
    location: Bangalore
    link: http://www.indeed.co.in/viewjob?jk=a30b27f6d93accad&from=recjobs

------
delivery boy
    company:mobile user
    salary: 12,000/month
    requirement: bike and dll
    openings: 15


    2)mancraft management solution
    job type: full time
    salary: 2,00,000/month
    required license: two wheeler driving license
    http://www.indeed.co.in/viewjob?jk=9f0a79542a1ad684&from=recjobs
------
cheap good bike good milege, fast speed, less maintaince
    new bikes
        bikedekho.com

why not used bikes
    zigwheels.com
    credr.com mumbai
    bikes4sale.com
    bangalore.quikr.com
    bikewale.com
    gozoomo.com   

--------
bikes
    tvs sport
        40,769
        link: https://www.bikedekho.com/bike/tvs/tvs-sport.html
    Bajaj CT 100
        milege: 99.1kmpl
        engine: 99.27 cc
        price:
    Bajaj Platina
        price:47,665*
        km: 96.9kmpl
        cc: 102cc

    Yamaha crux   

--------
Buy from pondicherry
transfer to bangalore
--------
bike registration(rc card)
bike insurance   
road tax
--------
pondicherry
  buy used bikes from pondicherry
--------
5k difference if we buy from pondicherry vs bangalore
--------
bike registration transfer

https://www.quora.com/I-have-a-Pondicherry-registered-bike-I-will-be-joining-a-job-in-Bengaluru-so-I-may-have-to-use-it-extensively-in-Bengaluru-Are-there-any-procedures-to-continue-using-it-Will-I-face-any-harassment-even-if-I-go-by-the-rules-in-any-case

process
    1)Get NOC from your RTO(where your vehical is originally registered) , ex: Pondicherry
        Docs required: (all docs original)
            1)Vehicle RC(Registration certificate)
            2)Vehicle insurance papers
            3)Pencil print of vehicle chasis
            4)Recently performed emission check certificate
            5)Vehicle loan paper if taken
        note: noc fee : 18rs
    2)Get NOC from your New RTO(Bangalore)
        1)Doc required
            1)Your state RTO NOC. ex Pondicherry or  andhra pradesh
            2)Pay road tax
        2)Policy check
        3)completion time: 45 days
        note : fee: 18 rs for noc
    3)

-------
How much road tax for bike in karnataka?
    calculation: 10 to 12% of invoice based on  the  model.
    on sale or invoice receipt

Process for paying road tax for bike in karnatak?
    Go to nearest RTO
        doc: invoice of vehicle
        pay through : DD

What are the document required to pay road tax for bike?
    RC
    Valid insurance copy
    Emission certificate
    Your local address proof
    Invoice copy issued by showroom(seller)

What is life time road tax for bike?


-------
How much cost to transfer bike ownership from one user to other?

rs: 30
but take
http://www.wikiprocedure.com/index.php/Puducherry_-_Transfer_Vehicle_Ownership
Required Documents

Application Form 29, 30 Application Forms
Affidavit from the seller and the purchaser regarding transfer of ownership
Proof of residence
Certificate of Registration (RC Book)
No Objection Certificate from the concerned RTO/ AETC in case of Transport Vehicles
Valid Insurance Certificate
Curren Tax Receipt
Specimen Signatures 2 Nos. of the transferee
No Objection Certificate from the concerned SP (if vehicle is brought from other state)
Appropriate fee
Chassis Pencil Print 2 Nos

------
delivery boys, bangalore
http://www.indeed.co.in/Delivery-Boy-jobs-in-Bangalore,-Karnataka

delivvery boy part time , bangalore
http://www.indeed.co.in/jobs?q=Delivery+Boy&l=Bangalore,+Karnataka&jt=parttime

--------

part time delivery boys jobs
roadrunnr
    job type: part time
    work: delivery boy
    salary: 7,000/month
    qualification:
    required:driving license, bike
      language: english, kannada, hindi
    job location: electronic city, bangalore

part time delivery boys jobs
holaaz
    salary: 5,000 /month
    time slot: 4 am to 7.30 am
    working hours: 4 hors
    required:
        self bike
        driving license
        language: englishttp://bangalore.quikr.com/used-laptop-with-new-16-gb-ram-at-27300-RS-with-warranty-W0QQAdIdZ264593751h, kannnada, hindi, telugu
    link: http://www.indeed.co.in/cmp/Holaaz/jobs/Delivery-Boy-5ecea8df282c9292?q=Delivery+Boy
--------
will fuel cost given by company (swiggy , roadrunnr..)
  yes
  km basis
--------
need asset

part time jobs
  computer work
      data entry work
  personal assistant
  community manager
  recruiter 

---------
buy used bikes
sell it hire purchase model to fresher on collateral or just parents awarenss
   used bike: 30k
give par time job as delivery boy
   earn 5k
---------
buy new laptop or used laptop worth     
   used laptop i5, 8gb, 15inch => 30k
   sell on hire and purchase model, 6 month guarantee
---------
i5 laptop
  buy i5, 4g ram
    upgrade 8gb ram  
------
8gb ram cost: 2500 inr atleast
------
how to install ram in laptop

------
used, laptop, 27300 inr, dell e5430, i5, 16gb ram, 500gb hard disk   
http://bangalore.quikr.com/used-laptop-with-new-16-gb-ram-at-27300-RS-with-warranty-W0QQAdIdZ264593751

-----
21k, used, laptop, i7, 4g ram, 320gb

-----
cost increasing order
asus, dell, hp

------
dell inspiran
------

kuwait

kuwait
  how much taxi cost
  how much taxi driving license cost
  how much taxi permit cost

  car registration cost or ownership transfer
      250 kwd => 55.3k inr

  car registration renewal
      100kwd

  driver license issuanced
    500 kwd => 1,11,000 => 1.11 lakh inr

  driver lincense renewal
      50 kwd => 11k inr

--------
buy used cars in kuwait
    sedan
    4x4
    coupe
    hatchback
    Minivans


hatla2ee.com

Nisan maxima 2013 kuwait city white
    3750 kwd => 8.30 lakh inr

Toyota Camry 2010 kuwait city white
    2300 kwd => 5.1 lakh inr

--------
old car
 Chevrolet Lumina 2001 kuwait city gray
     250 kwd => 55k inr

-------
Hyundai elantra 2016 kuwait city white
    4600 kwd => 10.2 lakh inr

-------
hyundai accent 2016 kuwait city white
    3300 kwd => 7.3 lakh inr

-----
1kwd to 221.54 inr


------
driver license requirement
   600 kwd => 1.32 lakh inr
   degree
   expatriat
       a person who lives outside their native country
------

taxi fare in kuwait
  start: 1km => .75 kwd
  later : 1km => .5 kwd

-----
how much taxi driver earns in kuwait

electric taxi in kuwait

-------
Shuwaikh

illegal drivers

Subhan
Maliya
Jleeb


use
 whatsapp, vier
   hotspot to avoid communication

-------
pay 6 to 8 kwd to taxi company
3 kwd to maintainance
5 kwd for food and rent

-----
hard working cabbie earn 150 to 250 kwd  per month => 33k to 55k
 inr
  if he works for 14 to 16 hours per day
----
parking lot problem
no medical, leave benefits
if speack against sponer, travel ban
----
10,000 taxies
500 taxie officer permit
----
what is most demand products in kuwait

---
cost of living in kuwait

  apartment 1bedroom outside city => 231kwd  => 50k inr

  milk 1 ltr => .46 kwd => 101.84 inr
  rice 1kg =>.63 kwd => 139.44 inr
  eggs 1 dozen => .57 kwd => 126 inr

  monthly pass => 15 kwd = 3321 inr
  one way ticket => .25 kwd => 55 inr

  gasoline 1liter => 13.28 inr

  internet 10mbps per month => 11.99 kwd to 2634 inr
  electricity => 13.76 kwd
  1 min prepaid phone => 8.86 inr

---

2016-05-17.3

shoetank
crawler4js
pondom
pagesight

javascript rendering at server side.

crawler as service.

crawling, scraping,nlp combined
-------------------------------

2016-05-17.2

Islamic bank
 following are allowed or not, if not allowed alternative
     personal loan
     educational loan
     marriage loan
     health loan
     trip loan
     electronic items loan
     furniture loan

 if installment paid few months, late will they pay penalty

 insurance alternative
     https://www.finextra.com/blogs/fullblog.aspx?blogid=8334
     takaful insurance
         mutual protection, co-operation between members
         joined benefit
         shared responsibility
         all members contribute money to pooling system
             in order to guarantee against loss or damage
         main objective
             no profit
             mutal support
             shared responsibility
         pooled money invested in sharia based investments

         avoid
             Gharar -> contractual uncertainity that lead to dispute
             Maisir -> element of speculation in contract
             Riba -> any amount that is charged in excess which is not exchange for due consideration

         advantage:
             share loss of others(donation part)
             share profit of pooled money(profit share percentage)
 chit allowed or not

Kuwait
 taxi aggregator
     easy taxi
 taxi rent
 truck aggregator
 import, export

------

 services
     health
     education

 goods
     medicines
     books
     instruments

-------
necessity  vs need
daroorah  vs haajah

-------
Kuwait
    population?

    easy taxi

    not uber yet

    government approval for taxi rental

    kuwait taxi


------
easytaxi founders   

------
easy taxi
    mobile app
    countries: 30
    founded: 2011
    founding place: Brazil
    taxi drivers: 4 lakh
    active user: 1.7 crore
    incubated by: Rocket internet

-------
borrow books in taxi,
give it next trip
-------   

Rohit Verma
  diskover.in
    found member
    lots of share

  skills
      javascript

  education:
      mca from IIT Roorkee

  crawing, scraping, data minging, nlp
  scale problem
  offline fashion discovery
      inventory problem

  online fashion recommendation
      suggest based on survey, recommendation

  seperate team to fill the gaps.

  Veena founder
      fashion domain knowledge

    found on linkedin
    looking for tech guys to implement

    got 60 lakhs seed
    difficult to pay money

 companies
     moveinsync
       similar to ola
         but office employee
     common floor

2017-05-17.1 islamic bank, bandhan bank ..

Uganda

Rail way system
vs nation high ways

manufacturing
clothes manufacturing
house slabs
metal sheets

baobab tree
 32000 gallons of tree store

----
love is about appreciation, not about possession

------
http://her.yourstory.com/bandhan-bank-profit-0517
Bandhan Bank
    started:2001
      capital: 2 lakh
    specialization: bank for woman
        empowering woman
        small business

    woman problem
        ill treated by husband
        health problems
        illiterate
        no knowledge of banking
        exploited by private money lenders
    place: Kolkatta
    target: West Bengal Villages
   
    owner(founder, md, ceo): Chandra Sekhar Gosh
        age: 55
        family: poor when child
        birth: RamChandrapura village, Great Tripura
        college earning
            gave tuttions
        joined
            BRAC
                international development non profit working for woman empowerment
                    in small villages
                        in Bangladesh
            worked for 10 years
        joined village welfare society
            in 1998
            non profit
            awareness
                about rights
            travelled extensively in villlages

        investor
            brother in law
                1.65 lakhs
            private lender
                35k
            year:2001
        employees
            starting 3
        started
            micro finance

        Bandhan
            meaning togetherness
            mission to connect society

        milestone:
            year: 2002
            Small industries bank of india(SIDBI)
                load of 20 lakhs
            newbranch: Bagnan
                40 km from kolkatta
            15 lakh to 1,120 women

        2009
            register company
                as Non Banking Finance Company
                    with RBI
        2014
            Bank license
        impact:
            79 lakh womean
        initial operation   
            hoogly district
              villages
            purpose
                loan for small business
                    education


        father:
            run sweet shop
            struggle
                to feed family
                children education
    started: 2015, August
    net profit: March 2016, 275 crore
    total desposit: 12,000 crore
    total advance: 12,400 crore

http://www.theweekendleader.com/Success/2428/poor%E2%80%99s-banker.html

--------
islamic bank
non banking finance company

difference between non banking finance company (NBFC) vs bank

NBFC
--------
some sections of society
    inaccessible
    remote
    bank facility to illiterate , poor
    work on similar lines as banks

register : Comapanies act 1956
functions
    similar to bank
    give loans
    collect money
    saving money

    mainly
        business loan
        advances
        acquisition of shares
        debentures
        stocks
        bonds
        securities

    indulges
        hire purchase
        leasing
        insurance
        chit business

can not do
    can not issuec checks drawn on itself
    can not issue demand drafts
    can not collect deposits
    can not indulge in agriculture, industrial activity
    can not indulge in immovable property construction
    can not accept demand deposits


-----
hire purchase
    installment buying, while using it

business advance
    sum paid or received before fullfilment of obligation  ex: supply of good or services

debenture
    long term security
    yielding fixed rate of interest
    issued by company
    secured against assets   

----
islamic banking in india


what is islamic banking means

http://www.allbankingsolutions.com/Press-Release-Views/Islamic-Banking.htm
----

islamic bank
    follows principles of islamic finance
    started in kerala
    principles of sharia

    no interest based
        no interest given to depositer
        no interest charged from borrower
    no support to economic acitivites
        involving oppression
        invovving speculation
            ex: investment of stock, property with the hope of gain but with risk of loss

    introduction of islamix tax, zakat
    no financing for the production of goods and services which contradict the islamic value

How islamic bank will generate revenue in the absence of interest receive?
Who will pay for the salaries of the staff
bank rent

kar seva by siksh

will guarantee for depositor
rules and regulations of commercial banks CRR, SLR, Base III norms apply

parallel banking

religious based banking
 hindus
 christian

-------
How islamic bank earn profit?
    no interest
    but profit and loss
     similar to direct investment mutual fund
         rate of interest is not fixed
         some elements of risk
    rental
        bank purchase an asset
        rent to client
            end up in purchase
        similarly in lease agreement
    rentual with eventual ownership(Ijaarah Muntahiya bittamleek)
        bank rent an asset eg: house
            to client
        over time, the client pays the bank
            more than pure rent price for the asset
                this excess is used to increase the share of ownership of asset
                    by end of the term,  the client ownw 100% the asset
------
https://www.quora.com/How-do-Islamic-banks-make-money-if-they-cant-charge-interest-because-of-sharia   
-----
http://www.allbankingsolutions.com/Press-Release-Views/Islamic-Banking.htm       

------
how car loans works with islamic bank?

Car price : 10,000 $
bank buys at the same price, but sells at 15,000$
 gives to you

 you can accept or refuse

-------
divides 60 installments (5 years), 250$

during the tenure

every month
  you have to pay installment (compulsary)
  delay a payment(you have to pay it)
  Take more money on the same loan(refinance), you can take new loan
  Pay partially

During the loan the bank can
    force you to pay  a payment

-------
if you pay an islamic loan before its completion
    bank will pay u "early payment reward"   
        which would reduce their profit

------
Advantage
    loan for 15,000 with no interest payments
        you know the eact date when it will finish
--------
normal bank can  increase interest any time.

-------

islamic bank make money
    net profit
    transaction fee
    admin fee

------
higher risk in sharia compliant transaction
    cost of capital is higher
------

closer to merchant banking
    where bank engages in financing goods rather than money
    ex: owning goods, sharing goods, shipping etc

required perfect documentation
ownerhip
monitoring
highly lucrative but high risk

-----
islamic bank busy asset (car, truck, house)  client desires,
then sell the asset at market up price to the clietn
    the client then pays off the balance in installments
        there by creating synthetic form of interest

------

islamic bank
    earn profit, rental
    risk: loss, asset depreciation                               

dream interpretation in islam

http://www.myislamicdream.com/meat.html
http://www.dreamislamic.com/islamic-dream-water/


http://www.myislamicdream.com/fish.html

large fish => more money

I am not about sure about the facts
but looks good

2016-05-16.4

http://www.inspiringislam.net/2011/07/muhammad-successful-entrepreneur.html

hidayatullah.com

Muhammed Super leader super manager
Dr Shafi Antonio

business internship
business leadership
business manager
investment manager
business owner

------
Mohammed sol...
    at age 12,
        introduce about business
        business trip to syria

    Trading experience

    other give money (capital)
        to manage it
        principle of sharing
            musharaka mudaraba
        and payroll

------
trading center

visit market intense  regional market, internation market
    to retain
        customers
        business partner


successful business man
------

enterpreneur percentage in country as fo 2011
  china =>10
  japan => 10
  Singapore => 7
  united state => 12
  indonesia => 2

percentage of entrepreneurs relative of its population 

2016-05-16 Khadijah raji...

https://www.muslimink.com/nov-2014/137-lives-of-rich-muslims-sahaba
Richest muslim woman

Khadijah raji..
    Mother of belivers
    first wife of Muhammed sol...
    first person to convert to islam
    father: Khuwaylid ibn Asad
        merchant

    marriages:
        Abu Hala Malak ibn Nabash ibn Zarrara ibn at Tamimi
            first husband
            childrens: 2
            died before business become success

        second  husband
            died

    successful merchant
        carvan gathered
            to embark upon their
                summer journey to Syria
                winter journy to yemen

       owns carvans size => other trades carvan  size

     other names:
         Ameerat Quraysh(Princess of Quraysh)
         al-tahira("the pure one")

     charity
         fed and clothed poor
         assisted her relatives financially
         marriage portion to poor relations

     she did nt travel with her trade carvans(tranporter employee, partner)
     she employed others to trade on her behalf for a comission (bargin agents, sale agents)
   
     Mohammed sol.. agent for transaction in syria
         The Truthful,
         The trustworthy or honest
         at that time: age: 25
         for double commission
             for trust, honest, truthful
             send one of her servant , Maysarah to assist

Mohammed sol.. quality


Shib Abi Talib
    ravine near Makkah

https://en.wikipedia.org/wiki/Khadija_bint_Khuwaylid   

https://en.wikipedia.org/wiki/Category:Islam
-------
Saudi arabia(makkah)to Syria
Saudi arabia(makkah)to Yemen
-----

Passing monk, nestora

prophet similarise with sun
  Sun decended from the sky  into her courtyard, fully illuminating her home
      meaning: Prophet would grace her home

      she had already have dream
      she was told by servant about what monk seen about Mohammed sol.. to him
      Even confirming from his cousin
-----
Nafisa
    friend of Kadhija raji...
    apparoch Mohammed sol..
        consider marrying Kadhija raji...

----
http://www.mapsofworld.com/world-map-image.html             

2016-05-16 abdul rahman ibn awf, sibera and other

sibera
  province
  country: ruassia

  nomads
      Enets
      Nenets
      Huns
      Scythians
      Uyghurs

  capital
      Tobolsk

  Trans-siberian railway
  Nichoals II

  extensive natural resourc

permafrost
Yuka
Goldfuss cave lion cubs

----------
miles self driving car
hum miley techologies
----------
mohammed rasulullah solle allah vali sallem business stories
  what kind of business he do
  what he sell
  what he bought

how sahaba raji... doing business
---------
islam bank
    no interest

---------
 trading caravans to and from Madinah grew larger and larger bringing to the people of Madinah wheat, flour, butter, cloths, utensils, perfume and whatever else was needed and exporting whatever surplus produce they had.     
Abdul Rahman ibn awf Raji ..

carvan
trading
    wheat
    flour
    butter
    cloths
    utensils
    perfume

    whatever was needed
    whatever surplus produce they had


------
700 camel

 300 kgs medium load, 450kg max

 300 * 700 => 2,10,000

 http://www.islamicweb.com/history/sahaba/bio.ABDUR_RAHMAN_IBN_AWF.htm

 merchandise from syria to madinah   

 -----
 look like workers , assistant
 no difference between owner, worker
   in clothes, in vehicles, in jewellery(silver,), in furiture

-----
dont burden to any one
don't take loan
don't take gift money


allah will provide for him
believed in tohis ability to earn from finding opportunities in the open market
----
trained
   in business from his father
   until 30

born with silver spoons
----
nose for smelling opportunities
eye to see them any where
business acumen
capitalize on opportunities
------
http://musliminc.com/abdur-rahman-ibn-awf-the-richest-muslim-who-bought-his-way-to-jannah-4012

start of trading
    in humble way
    started off with:
        dried butter milk(yogurt) , butter
    then
        horse trading
            reason: good volume
            observation: profit margin low due to high demand and supply

    then
        horse sadles
            more profitable compare to horse

    sold different commodities, horse, sadles
        volume
            turn over
                profit grew rapidly

    own
        agriculture farms
        business
        different industries


    camels used for transportation
        to export, import you need them
        camels need to be fed
            agriculture land source
                own farm allowd to cut out middleman
                    become his own supplier
-----
when your heart is clean, you conduct business with sincerity
you know how to scale - brighter future become really fast
-----

--------
how to make dried butter milk?


--------
truck
  import, export
  need diesel, greece
      whole saler
        diesel refine factory
           crude petrolim exporter
              crude oil well owner
                own curde oil wells

-----
electric truck
        battery one time asset like vehcile             
    electricity daily
        buy electricity from board
        or
        create your own electricty
            solar panels
            wind energy
            hydro energy
            own transmission lines
            waste to electricity
-----

realize the opportuntiy
    by seeing the opportunities

see the opportunity
grab it
plan it
do it
execute better
complete it
reap the benefit


see the opportunity
capitilize it
scale it

-----
start with small
do it which have volume
later scale it
efficient
    best utilize supply and demand

-----
single unit of farm
  need 20 camels to water
  300lt * 20 => 6000 liters per farm
-----
camels

-----

human trasnportation
  old days
  donkey
  horse
  camel

  elephant
  ox
  goats
  people

  oxcart
  camel cart

  bike
  car
  van
  bus


-------
camel carrying hay for consuming themselves

camels
donkeys
-------
camel carrying salt rockes tiles slabs

camel can drag 4500 pounds => 2250 kg=> 2 tonnes

700 * 2.25 tones => 1440 tonnes => 1443500
http://www.d20srd.org/srd/monsters/camel.htm

-------
process strealine
efficient
fast

using camel to water farm
instead of just man power

-------
when you good at what you do
when your business thrives
you also get support from others
-------
allah blesses you in  in your business
nothing can stop you in becoming wealthiest person around
-------
investmen
    return
project return
-------
make money from money
  business
      wise investments
      growing business income
          earned income

------
he did not find job
he provied jobs for others
------

finding good opportunities
and profiting from them
------
nothing fail

-------
what is in demand
finding  out ways to aquire it
be apple to supply people when they needed it
-------
what demand most
  electricity
  affordable organic food
  affordable home
  afrordable good education
------
no road tax
no insurance
no high fuel cost
  water, fooder cheap on compare to
extra cost of maintaing camel
  like vehicle cleaning, greasing, ..

------
mango kg: 60 rs
-----
is he selling huge importing, commodities to directly customers or whole sale dealers, retailers
-------
warehouse   goods
-------

Scaling the business
  first year is hardest
  second year is little bit hard

  survive 1st and 2nd year

-----
process to profitability
scale is necessarity
else you will be small business man
-----

Ten Boxes of dates
    from local wholesaler

    process reeated many times

-----
look at get at better deal
where wholesaler buys his shipment from?
 they find out , he buys from a bigger city
     first you have to go there
     buy it
     bring it back to Madinah
     sell it

-----
other friend
  feels too much work
  he think other things can go wrong
      buy at higher price
      poor quality of product
      stealing
      high transportation cost
      health degrade
      more work
      storing
      finding transport difficult
      price could drop at the selling location
      employee stealing
      not good job at selling

  decided not take the pledge of buying from big city.

----
    he buys ten boxes of dates
    makes steady profit

Abdul rahman ibn awf raji..
    supply and sell at market => b2b(b2c small business =c)
    better deal to wholesaler => b2b(b = local wholesaler)

    ask other wholesalers, interested in buying or not
        collect
            hard order(compulsary buying)
            soft commitments(not compulsary)
                on reching few converted to sales
                    reason: at the same cost or lower price
                            advantage: lower risk
                                no tension
                                no extra labour
                                no transport cost

    start his journy

    shipment of goods

----   
shipment of goods
------
    bringing goods from other cities
        require : tranportation
        transportaion:
            old days: camel
            now: trucks, camel.. preferable trucks

        first shipment:
            might be hiring camel
             for my case: hiring truck

        later
            he might think
            to own his camel
              instead of hiring
              atleast few of them at what he have
                apart from buying commodity

-------------
Camels going to other cities empty
  check if any one want to camel to carry from madina to other city
    then rent it
   else
       Buy something, which produced in Madina
       needed in other cities
-------------
how to know what produce in each city
what need by each city
-------------
   short term gains is not enough
   better to buy from here, sell there, use transportation efficiently
-------------

he make profit at other city, he have more money
he will buy more commodity
  he need more camels
------------

His farms
  grow feed
  grow something
      which earn good profits


-------
main producer in other city
   have vast land
     produce dates
   he have dates buyer from other cities
       he produce dates here too
           more profit
               as no shipment cost
-------                        
small business vs empire
    small business
        see opportunity
            but did want to take to next level
                reason: genuine reasons
        wealth: grow wealth slowly
    empire
        see opportunity
            see the reason to move forward
        wealth: grow exponentialy as business grow

------
Having money is one thing
What will do with the money is different thing
    why?
      you have to answerable to it
-----

Wealth/money
    wealth speaks to god
    he used in your way
    To help your cause

-----
rich pay money to poor to fight battle

Abdul rahman
  pay money to fight
  as well fight

-----

Eternal life
  Follow quran, Sunnah
  30% his possesion to poor
      many people belive wealth
          idol
          master
          love money
          love the status
          hold on their wealth

-----
dont' have attachment to wealth

------
pray allah give me wealth, and allow my heart to spent on your name

be master of wealth
not slave of wealth

------
strenthen ties of kinship
pays debts of third
gives away a third
------

when dying if you have less money,
  we did more good, may not be exactly correct some time

-----
more you give, more wealth you accumulate
-----
same with education
-----

Believe in the sixth sense
Believe that allah will give the best as long as you put in the work
----

sixth sense
    you can do it and you will do it
        even when odd stack against you
----
have dream

-----
son of successful business man
business prodigy
-----
Take to business meetings
-----
able and fit believer is not  a burden on society
-----
does not rely on hand-outs, welfare or dole

------
believer
    to educate
    train
    secure job
    vocation
    to feed
    to acccomodate
    clothe their loved ones                                   
    attain inner satisfaction
    self respect
    pleasure of allah

------
622 ce
  62 families to madinah from makkah

-------
https://www.muslimink.com/nov-2014/137-lives-of-rich-muslims-sahaba