Some wife threatens that if you do this, i will die

Due to that threat, he will listen do even he dont like it

Who give mouth(death) to person?
Only allah will give

Even if he/she want to die,  he can not die?
Forget about suicide, even he can not make scratch to him/her self?

Pray god to given aman (peace) to her and yourself.

Give sadkah.
Pray 2 rakat nafil namaz asking for to solve the problem.

attend seller conference, webinars to know about how to do to business


2017-03-30.1

insha allah
Milk
water
----
imran number
call imran ask for money to tranfer before saturday if possible
send account number details of hdfc bank via sms
----
courier finding, fare details
try pikol
----
----
wash clothes in the night by 10PM
----
work
 on master jira
----
----
pay internet bill of saidani
pay internet bill of abba
----
inshallah give 50k to harun baijain on interest free loan
----
inshallah give 1 lakh money to sas inshallah
inshallah give 12k atleast april month
 including internet bill
----
----
himz khuran today
practice atihaytu surah today
----
go for prayer with jamaat
----
get nihal number from hotel salam sala from bangalore, go to btm layout find out
----


2017-03-30

inshallah plant tree on road side,
  care for them protect them, water them, fertilize them
trees on footpath
----
inshallah help musafir by food, accomodation
ikram mehman
----
inshallah 100% deen meri andhar, mere family andhar
silarahmy with relatives, friends, colleques
do more not less
do help if can, do it later if can, duwa for them if you can not
---
feed poor with water, food, cloth, shelter
help patients
help masum people from court
---
inshallah i will start hotel, 30% profit give to poor
inshallah i will start medical shop, 30% profit give to poor people
inshallah i will start water plant 30% profit give to poor
inshallah i will start hospital, 30% profit give to pooor
inshallah i will start hotel accomodation , 30% profit to poor
inshallah i will lstart pg give accomodation, 30% profit to poor
inshallah i will start bus travel, car travel, airplan, ship travel
30% profit to poor
insha allah i will start law consultancy to help the poor
insha allah i will start business consultancy to help the poor to start busines,scale
insha allah i will multinational muslim woman based organization
who can work from softare, tele caller, get good handsom salary >10k for working only 4hours
every month saturday, sunday holiday
---
i will give salary of 1k to work for 1hour every day to work only 24 mintues every day
holidays, saturday, sunday allowed
---
inshallah help khadar buy to pay debt by giving interest free loan
---
insha allah take delivery expense for shahina from my side
insha allah give eeadh dress to parents, javid wife, javid, puppu
---
insha allah talk to shabber, help him to get married
---
insha allah help hameed to come over bad habbits jina, bad words scolding, sharab
help him to unit and live with his wife and children
---
insha allah start small business with 5k investment on april
which does not take my time
---


Insha allah give 21k on april month to mummy(12k for expense +9k for goat loan)


Find out how much parent have debt, try to clear all the debt insha alalh


Lailaha illallalahu malikul hakkul mubeen

100 bar har din
Inshallah
Kabar ke ajab se bachayega
Mal badega
barkat

Device associate

i met imran from melvisharam, who did btech, computer scence.
Had 2.5 years experience.
Joined amazon as device associate 1.5 month back.
Travel home every weekend. Stay in PG.
I come to know about QASR from him.

QASR

If you are on travel, will stay some where, will have intention to go back to your home, which is more than 72 to 80km(let us take it 80km), then you should only pray 2 rakat on fazr, zohar, asar, isha, 3rakat for magrib, isha.
But if you want to pray sunnath, tafil, you can do so but there is no cut in the sunnat , nafil rakat.
If you are praying in jamaat, you should complete correct farz rakat along with jamaat.

Dont leave faraz namaz.

Heera Group 1st Grand Exhibition Dubai Gift Draw Part-1

Heera Group Meeting _ Managers & Executive, 27th Dec 2012, At - Hyderabad

Heera Group Dubai Offices visited by Executive 2

Heera Group Dubai Offices visited by Executive 1

Heera Group Dubai Offices visited by Executive 1

Heera Group Dubai Offices visited by Executive 1

Heera Gold Business Confrence At Y.B. Chauhan Mumbai-7-Nov2012 -Part5 Pu...

HG Website Training3b

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2f

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2e

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2e

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2e

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2d

At Tawheed International Dawah Center for Women Part 1- Introduction : A...

http://www.heerafinance.com/?menu=AU

Fortune Executive Tower Office Community View 41059 sq ft None

Heera Annual Meeting UAE Part1

loHeera animation with Music final2

Islamic Dawah Confrence, BKC Mumbai 26 May 14 Disc 1d

Nowhera Shaik Heera Certificate

Heera Group Staff Training Camp on Sun 6 Oct 2013 Part 2c

Heera Gold - Haj & Umrah & Fin Capital India Opening Part 3

Heera Gold - haj & umrah & Finance Capital India Opening part 2

HG 1st General Body Meeting, 26 Jan 2011, Part 5 Bangalore.mp4

Heera Gold 1st General Body Meeting, 26 Jan 2011, Part-3 Banglore.mp4

HG 1st General Body Meeting, 26 Jan 2011, Part 2 Banglore

HG 1st General Body Meeting, 26 Jan 2011 Part 1, Banglore

HG 1st General Body Meeting, 26 Jan 2011 Part 1, Banglore

Inaugural function Kerala Office

Chandrakant Sampat

Chandrakant Sampat: Background & bioChandrakant Sampat photo

Chandrakant Sampat was known to many as the Warren Buffett of India and was regarded as a veteran stock market investor. The 82-year-old investor lead an active yet simple life that included daily jogging and yoga exercises. Surrounded by books and periodicals at his Worli apartment bedroom, Sampat hardly looked like one of the most successful investors in the country.

Sampat died at the beginning of 2015 aged 86.

He did not earned his coveted title for nothing. Starting from scratch after quitting his family business in 1955, he has been investing in equity for more than four decades, carefully picking stocks of companies like HUL and Nestle..

“There was a time when I was 70% into the (equities) market,” he said, shaking his head. “Times have changed.” Of late, the veteran turned bearish and put most of his money into cash and cash equivalents.

Starting almost from scratch, simply by picking stocks and companies for investment, he was often referred to as a guru. He came across as being obsessed with moneymaking. Nevertheless, he was amongst the most objective and emotionally detached persons you are likely to meet in a lifetime. Moreover, that includes detachment with money. His emotional intelligence especially his ability to defer gratification was probably his most important strength.

An autodidact, he was openly abhorrent of the educational system in his country, and was often cited as saying “knowledge is that which liberates and not captivates”. That in fact was a translation of one of the shlokas from the great Indian epic, The Bhagwad Geeta, much of which he recites verbatim. “Markets and mistakes are the best education. The conventional education just closes the mind”, he declares.

The one man who has had a lasting impression on him is none other than the greatest management theorist of all time, Peter F. Drucker. “If we achieve profit at the cost of downgrading or not innovating, they are not profit. We are destroying capital. On the other hand, if we continue to improve productivity of all key resources and our innovative standing, we are going to be profitable not today but tomorrow. In looking at knowledge applied to human work as the source of wealth, we also see the function of the economic organization”, he says, resonating with Drucker.

Taking a clue from Drucker, every company is measured on a rigorous scale of productivity and innovation before forming a part of his portfolio. It does not end there. Every constituent in his portfolio was continuously challenged. Any stock that fails to measure up well against his metric was given the boot. He gets every rupee to sweat for him.

He seeks continuity amidst discontinuity and chaos. “Coke and Gillette have been around for many many years, and they are likely to be around for many more. I cannot say that with any degree of certainty for technology, where the rate of obsolescence is very fast, where things change at warp speed,” he said.

He was inclined to invest in businesses with sustainable cash flows, which he calls as ‘The Inevitables’. His favorite quote, “No one is resource poor. We are all imagination-poor. We have no courage to dream” – Professor C. K. Prahlad.

With evangelistic zeal, he told anybody who cared to listen, “De-bureaucratize the whole process of Foreign Direct Investments (FDIs) with only one condition, the Multinationals who seek entry into this country must get themselves listed on the Indian bourses. Imagine Microsoft India Ltd., Coca Cola India Ltd., Intel India Ltd., being traded here! Not only will this bring in $80 billion of FDIs annually, but the stakeholder wealth capitalism that ensues will actuate a virtuous circle where ideas create wealth, wealth creates consumption, consumption creates new ideas, new ideas create new wealth”. “To be a good investor all one has to do is dream,” he said.

How have the times changed? Globalization makes the difference, he says. The mid-fifties, when he started investing, was the ideal situation; the capital market was ruled by one entity, the Controller of Capital Issues. “He decided what price the company should go public; if a foreign company wanted to be operational in our country, they had to share their equity with the public. In addition, there were no merchant bankers. Investing was very simple then,” he reminisces

Sampat was one of the most successful investors in India. Starting from scratch, Sampat’s obsession with wealth, coupled with a strong spell of patience and precision, has helped him build a fortune in the Indian equity market. Nevertheless, these days, he is not touching equities – not because he was tired of making money but due to high risks in this area.

In addition, he was not referring to the Sensex plunging below the 3000 mark, or corporate earnings deteriorating over the next quarter. He was worried about something more substantial. Something most people would not even care to think about at this point of time.

His distrust arises from two counts. The first one relates to the state of the Indian economy and thereby, the fortunes of the corporate sector. The second and the scarier one have to do with global trends in business. Sampat’s concerns about the Indian economy relate to the growing fiscal deficit. If it continues to compound at the rate of 11% per annum, as has been the case in the past decade, it will accumulate to about $1 trillion by 2010.

According to him, his other concern was with the state of the Indian corporate sector. With 80% of the 6,000 anomalous companies listed on the stock exchanges having negative EVA (economic value added), there is a paucity of worthwhile investment avenues. The bigger bolt from the blue was the accelerating rate of technology threatens the survival of capital markets.

According to Sampat and several other eminent thinkers and researchers globally, innovation is resulting in shorter business cycles, and that means shorter life spans for companies.

In order to survive in the rapidly innovating world, companies will have to generate cash flows to compensate for the peril of being out of business quickly. In other words, they will have to make enough money in order to ensure that they are able to establish themselves all over again in case there is any development that radically alters the way their business is going on.

Sampat says, this will not be restricted to the technology sector alone. The kinds of technology that are likely to come in the next few years may bring about changes beyond one’s imagination right now. This phenomenon, Sampat adds, will only mean that there will be lesser or no scope for capital formation. The debatable proposition is that it is hard for the capital markets to survive.

If money continuously moves in favor of the innovative, the outdated businesses or companies that are stuck with outdated technology or doomed to fail. Sampat is 74, and has been managing investments for nearly five decades.
Chandrakant Sampat: Investment philosophy

“Pick up good companies with good managements when their share prices are at an eight-year or 10-year low. Alternatively, if you still want to do something, buy good companies that are 40% lower than their 52-week high. I will buy only those companies that are in a business that even fools can understand, have very little debt, have free cash flows or do not have much capital expenditure, which is nothing but deferred cost,” he said

He was a big bull on FMCG stocks (Gillette, Proctor etc.) and MNC Pharma. A Firm believer that free cash flows are the only thing that matters.

What is Sampat’s secret to good investing? Pat comes with the answer: Invest in a business you understand, the company should have either zero or very little debt, the share should be available at a P/E ratio of 13 to 14 times the current year’s earnings and lastly, it should be available between 3.5% and 4%. “It is that simple!” he says. This is all he does; he says, no more research. Follow these golden rules, and you can be as good as he can, he concluded.

Legendary Indian investor Sampat feared that the rapid change in technology may spell doom for the capital markets in a few years.

Nevertheless, two other astute investors from Generation Next beg to differ. Their view, essentially, is that as long as capitalism survives capital markets can never die. Sampat pessimism in equities arises from two counts. The first one relates to the state of the Indian economy and thereby, the fortunes of the corporate sector.

According to Sampat and several other eminent thinkers and researchers globally, innovation is resulting in shorter business cycles that means shorter life spans for companies. In order to survive in the rapidly innovating world, companies will have to generate cash flows to compensate for the high-risk of being thrown out of business quickly.  This phenomenon, Sampat says, will only mean that there will be lesser or no scope for capital formation. The moot question then is can capital markets survive.

If money continuously moves in favor of the in-thing, what will happen to obsolete businesses or companies that are stuck with obsolete technology? What happens to the $25 trillion of market capitalization that global markets boast of today?

Sampat managed investments for nearly five decades. Given his vast experience and spectacular success with stocks, not even the best fund manger dismissed his arguments without giving them a second thought. For, in a domain, that is half science and half art, experience counts. Nevertheless, Sampat said the rules of the game were changing.

“Experience is not an asset. The future is going to be entirely different, and the past can provide little clue about the future,” he states directly.

Having said that, he refuses to provide any cue on what investors can do to get the best out of stocks over the long-term. Instead, he touches upon some scientific theories and concepts that can be applied to the world of finance to fathom out the mystery. What investors should do?

America is way ahead of India when it comes to technology. Not surprisingly, a lot of serious thoughts has gone behind formulating investment strategies for the technology business, and ways to cope with innovation. In the middle of the technology boom in December 2000, Michal J Mauboussin, investment strategist at CSFB, had prepared a report on ‘innovation and markets.’ Sampat endorsed this report of Mauboussin.

The report observed that economic long waves — economic booms that result from the launch of general-purpose technologies — are coming at faster and faster rates, suggesting that industry and product life cycles are shortening. Consequently, corporate longevity is on the wane. The average life of a company in the S&P today is less than 15 years; dramatically less than half of that a century ago.

The declining competitive advantage periods, even as economic returns for the market leaders in knowledge industries soar, meant that traditional multiple analysis was useless.

Mauboussin said: “An accelerating rate of innovation shakes the investing process to its very roots. It forces us to revisit deeply-held beliefs about portfolio diversification, appropriate portfolio turnover, sustainable competitive advantage, competitive strategy analysis, and valuation metrics.”

As part of the overall strategy to deal with innovation, the report pointed to some general steps as well as specific recommendations for stock picking.

The general steps included: Re-assess diversification: Here is the conundrum. The increase in company-specific volatility suggests that a portfolio must be larger to be fully diversified than in the past. On the other hand, there appears to be a higher incidence of winner-take-most outcomes in various industries. In which case you must concentrate your bets on the winner. Balancing diversification with winner-take-most markets is a major challenge. Update valuation tools: Our accounting system was essentially designed 500 years ago to track the movement of physical goods.

It is grossly inadequate to reflect today’s economic realities, which include a surge in intangibles, employee stock options, and greater real option value. Applying historical P/Es to the today’s market in nonsensical. This is by no means a justification for valuations. It is simply to stress that investors cannot intelligently judge current circumstances with outdated tools. Update mental models: Most investors grew up in a world dominated by tangible capital. The world is rapidly evolving to one based on intangible capital. While the laws of economics have largely not been repealed, it is important to recognize that properties and characteristics of intangible capital are different from tangible capital. Accordingly, investors need to update mental models to deal with the new sources and means of value creation.

The report suggested the following steps for individual stock picking:

    Avoid the twilight: It is often hard for market leaders to stay on top for long since there are a number of factors working against them.First, the stock market tends to build lofty expectations for growth and earnings. Market leaders feel the pressure to deliver against those expectations and hence tend to rely heavily (and perhaps too long) on their current technology.Second, many innovations come from small companies with limited bureaucracies and a strong mission. This is not to say that market leaders cannot stay on top. Nevertheless, for that its managers have to be hugely adaptive.Furthermore, since stock prices react to changes in expectations, there must be room for upward
    Revisions: Essentially, it is important to be wary of current market leaders, especially those with sizeable market capitalizations. These companies are often the most vulnerable to future innovation.
    Find the future: Investors must isolate those companies that represent the next generation. Here, the focus is on finding the next disruptive technology. We like the strategy that Geoff Moore and his co-author suggest in the Gorilla Game.They recommend owning all companies that are potential winners in the gorilla game (winner in the winner-take-most market) and paring back all holdings, except the gorilla as it emerges.
    Avoid innovation: Some industries and companies remain relatively sheltered from the competitive ravages of innovation. A plausible volatility-dampening strategy is the barbell approach a mix of high growth technology stocks and relatively innovation-insensitive stocks.

Sampat is man with the hammer. He made money with FERA share, which went up many folds, but I think he never came out of that shell. At bottom of market in 2003 he said he would be happy to make 14%return on his money before tax. His logic was, technology changes things so fast that almost all businesses (but FMCG) will be killed before they can recover cost of capex. His only selection criteria is free cash flow. Deploying money for growth does not count. It has to be FREE cash flow. Mr. Sampat’s analysis at Cadbury also looked strangled to me. It is his core competence. He compared per capita chocolate consumption in U.S. and India and tried to show potential.

Now Americans do not eat Jalebis, Rasgullas and Rabdi. This is not an apples-to-apples comparison. In addition, when market expands, there are bound to be more players. I really wondered that after seeing so many boom/busts how you could miss biggest so obvious bull market.
Chandrakant Sampat: Quotes

“To be a good investor all one has to do is dream”

“All you need is a cheque book and a pen”

“Knowledge is that which liberates and not captivates”.

“Markets and mistakes are the best education. The conventional education just closes the mind”

“If we achieve profit at the cost of downgrading or not innovating, they are not profit”

“Coke and Gillette have been around for many years, and they are likely to be around for many more. I cannot say that with any degree of certainty for technology, where the rate of obsolescence is very fast, where things change at warp speed”

“De-bureaucratize the whole process of Foreign Direct Investments (FDIs) with only one condition, the Multinationals who seek entry into this country must get themselves listed on the Indian bourses”

“Experience is not an asset. The future is going to be entirely different and the past can provide little clue about the future,”

“I have seen nothing like this before. Capitalism seems to have gone old. It is finding survival difficult. Keep away from the markets,”

Nowhera Shaik - Heera PureDrops Refeling Plant Video

Aalima Nowhera Shaik- Quran ki Fazeelat - Part 01

HoneyComb Gold Mining in Ghana West Africa

https://www.youtube.com/watch?v=7VBqcZibZbQ


Heera Corporate Profile 2013 Hindi F1



https://www.heeragoldtradingdmcc.com/
As an Islamic scholar:  
At the age of about 19 years she started a Madrasa to teach Quran and Hadith with 6 girls. These girls over the years increased to about 300. Most of these girls could not afford any fees. Initially, some philanthropists helped. The burgeoning cost made her decide to follow her father's footsteps and start business to provide education, boarding and lodging to the girls of her Madrasa.
After starting the school in Tirupati, she became a trustee of Ismail Educational Trust which provides academic and religious education to more than 1000 girls in Mumbai, Surat, Mira Road and Belapur.
Concerned about the education of Muslim women, she started the At-Tawheed International Dawah Center for Women to provide Islamic education to women so that they can know their rights under the Islamic Shariah. 
While engaged herself in the business world, she is covered from head to toe - the Islamic dress code for women. Being a woman entrepreneur is not an unusual thing, but the real challenge for Ms. Shaik is to drive her organization in an Islamic way and keep it an 'Interest-Free' enterprise. This gives her a unique position among other women entrepreneurs.
As an Entrepreneur 
Ms. Shaik Nowhera is the founder and CEO of the HEERA GROUP, which is a consortium of 20 companies dealing in diverse fields including, but not limited to gold, investment, textile, jewellery, mineral water, granite, tours & travels, real estate, electronics, Hajj & Umrah services, etc. Ms. Shaik is a genius with an amazing vision and unique ideas. 
HEERA GROUP marked its beginning in 1998 under the leadership and guidance of Ms. Shaik who spends most of her finances and energy for charity and upliftment of women. HEERA GROUP is a pioneer in gold trading. The group has bagged several recognitions and awards at national and international levels. HEERA GROUP has established its presence internationally - India, UAE, China, Saudi Arabia, Ghana, Canada, etc. HEERA GROUP is an 'Interest-Free' enterprise and distinguishes itself from other corporate entities, which are in some way linked to interest-based dealings.  The GROUP has contributed a lot to the field of education by establishing HEERA International School and University. 
HEERA GROUP: It has operations in 5 countries, with products and services available in over 50 countries. The Group consists of the following companies having presence in India and abroad.  More companies are in the registration process.
  • Heera Gold Exim: Heera Gold Exim Limited (HGEL) is engaged in gold exports and imports. 
  • Heera Jewellers (HJ): HJ branches are located at Hyderabad and Mumbai having a huge collection of jewellery and gift items in various designs, styles and patterns.  
  • Heera Developers: Heera Developers Private limited (HDPL), is involved in real estate development activities in Hyderabad and the Deccan Peninsula. 
  • Heera General Trading Diamond Export and Import China Ltd.: Heera Diamond Export and Import Ltd is a Hong Kong based leading company in the field of import of mobile phones, laptops and tablets with experience of more than three years in this business.
  • Heera Electronics: Heera electronics deals in electronic products including Television Sets, Home-Theaters, Cameras, Digital Cameras, DVD Players, Air Conditioner, Cooler, Electrical Lights and Home Appliances like Mixie, Grinders, Fridge, Washing Machine, Microwave Ovens, Rice Cookers, Toasters, etc. 
  • Heera Fancy: Heera Fancy deals in fancy jewellery items. 
  • Heera Fincapital: Heera Fincapital Pvt. Ltd. creates best investment opportunity for investors and provides interest-free loan to its members. 
  • Heera General Trading Export &Imports FZE (HGTEIFZE) UAE: Heera General Trading Export &Imports FZE (HGTEIFZE) UAE, mainly functions in Dubai and its service extends to the whole GCC and Arab Countries.  Products include: Blankets, carpets, Prayer Carpets, Prayer rugs, Designer bed sheets, luxury bed sheets, durries bed sheets, printed bed sheets, patterned bed sheets, silk bed sheets, mattress, velvet bed sheets, etc.
  • Heera Gold Export Ghana: Heera Group exports gold from Ghana and supplies it worldwide.
  • Heera Granite: Heera Granite has its own Quarry, Block Stockyard, Manufacturing Unit, Gangsaw Machines- 36 Jumbo high speed, Slab calibrating machine -LEVIBRETON KCP, Automated and computerized Grinding Machine, Resin Treatment, Polishing Machine, Water Treatment Plant, Quality Assurance Wing, Container Stuffing Wing, Edge Profiling Machine, Flow Dynamic Water Jet Machine, Pellegrini Bush Hammering Machine, Pellegrini Flaming Machine.
  • Heera Hajj and Umrah: Heera Hajj and Umrah is the service organiser for Hajj & Umrah for Heera customers desirous of performing Hajj and Umrah; assuring safe and comfortable journey and accommodation. 
  • Heera Pure Drops: Heera Pure Drops is engaged in supplying packaged, purified drinking water using latest technology. 
  • Heera Foodex: Heera Foodex has acquired an international repute as a leading exporter and supplier of premium quality cereals, pulses and 100 other food items.
  • Heera Royal Rice: Heera Royal Rice is a major processor, exporter and supplier of premium quality basmati rice.
  • Heera Gold Trading DMCC(UAE): Heera Gold Trading DMCC(UAE), is a leading gold trader and jeweler licensed by Dubai Multi Commodities Centre Authority (DMCC), the licensing authority for JLT (Jumeirah Lake Tower), one of the largest mixed-use free Zone developments in Dubai.
  • Heera Tours and Travels JLT: Heera Tours and Travels JLT a wing of Heera Group that provides quality travel services to clients, domestic as well as international at competitive rates.

inshaallah i will give 1000 rs(1krs) every month till i live to madrasa

sadkah jaaria
 tirupati madrasa
 ~80 students
 city outskirts
1k per student
3 to 5 years for student to complete haffiz khuran.

Mashura with sumiya too.

Pay via bank account.
Visit madarasa.

islam business principles in order of priority

1)Taqwa(allah ka dar)
2)Tawakul(allah madad karega whatever the worst situation is)
3)Dawat allah(Allah se hota hai,businessness se nahi)
4)Namaz (ki pabandi)
5)Istagafar(guna vo ki mafi)
6)sadkah(jyadas sa sadkah)
7)business

told by Saleh bhai
-----
find good partner
 before start partner ship under stand the person
 spent some time
  in siting with him, eating with him, travelling with him.
----
in business time is must
may start with part time business slowly
later change to full time

dont deep in to business, job
---
before taking business, partnership, mashura karo family se
---
learning cooking
tiffin center early monring
partner with for electrical shop (invest and time 9 to 11).
---
Saleh phone number: 09789991789, 09840093415

---
his food busines part time
early his wife prepar cut the vegetable by 7am
he cooks by 7.45am, bring down by 8am
sell by 8.45am
go to send children to school
---
Even he sell at jumma last time 30 packages cooked(17 sales)
remaining he distribute to family members.
---

Insha allah help Saleh to sell on Swiggy without any personal interest. Take time little bit every day.


Perenial Grens franchise

Yet to explore this.

He said its 4 lakhs.
he provide fridge, oven, freezer, bowl,

raw cut vegetables, sprouts.


break even: salaies(2 people+ 1 manager),  transportation+ phone bills.
doest not include  raw material cost(10 to 15% total sale varies based on season)
vegetables coming from ooty.

Avg sales: 10 to 12k per day.

expected margin: 40% excluding raw material

Contact admin: follow up bujji.

Use cut machine , pack it stay it for 3 days.
 if employ person 1hr 100 rs, 5 hours -> 500 rs
If partnership wanted, 10 lakh investment.

Franchise first time
available at Hyderabad 25k employee 3 building(confirm with hr)
similarly at Bangalore 3 building

employee salary: 9k each
dress code
banners, interior design if necessary,
packing material, bowls.

Franchise provide
employees
assets
supply of raw material
training
canteen counter location.

-------
partner ship 10 lakh
---
factory: nunkambakkam.
---

phone number: Vujji/Bujji
09445050275

be concious about time , event namaz timings, attend namaz before, faraz, sunnath, nafil, hadis, sadkah, duwa


deen ki dawat infriradi mulakat with shafaat, mohammed ikbhal masayle hal, nafil roja

Bhool ke chai peeliya nafil roje me
  allah maf kare, still i want to continue roja

deen ki dawat
 Jakir se mila,  Priya hotel, taramani
 3 din ki jamaat ki dawaat
  koi kam par nahi, akela hoo, mauth kisi ke liye tike ki nahi, kam hamare alava bhi chalega
 niyyat next time jaldi aake jyada karne ki

Shaffat bhai
  go to home once in 3 to 4 months for week
 Insha allah i also spent time with my parents along with my family.

4 mahine ya chilla
  inshalla jo pehle asaan vo hai pehle karo
  chilla ki suggest
  intimate 3 months ahead to company .

road be musalman bhai ki mulakath recongnize by topi
   salam kare
   chai ki dawat
   bat cheet kaha se hai, kude se milana by place, by religion(is the best)
   collect number
   
barakath
  sukun, satisfaction, less expense on health, other places
  no money raining

namaz
deen ki dablige
   masjid me fikr, jamaat ki saath, doosre bhai ko mulakt

taajir
  most of the sahabas are business man
    allah inshallah allow me to change my profession to business slowly

they are near to central railway station come to taramani frompark railway station
  petiment (not remember exactly)

paise karcha karna
  paisa kagaz hai
  mehman nawz gi

up tajir in taramni
  carpenters
 kapada
 chulle ka kamn

sathi aaligad se hai

shafaat mevath se hai
electrical design engineer
  jcb, earth removing, drilling machine electrical wire designing

masayal
  kallu kottu me jameen karidna , rent rahna alllowed hai
   but mera dil nahi mantha
  karaj karke shaadi nahi karna
    if propery available sell it
       car, house, land
 dont force relative to give money for interest free, give money for free
    its bad

haram kanese namaz kubal, duwa kubool nahi hote
   stop haram kamai
 
always pray for magfirat, duwa
  dont do mistakes again again

believe in almighty

best man are those who are best in paying off the debt


income prohibited in islam

what is differnet between stealing and robbery
from vulgarity
fraud
wine and its business
interest
gambling
bribery
usurping other property

Do not occupy government, other property without paying money. Even donot buy such land ex: Dont buy land kallu kottai(illegal land settlements)


after major sins(what are they in the order), greatest sins is the not paying debt, no asset to clear, dies in the state


What is moral values , how it different from good manners, what is islam moral values?, How to strive to achieve moral values, help to grow yourself, others near you start with kinds, family, friends..


What is good manners, what are good manners in islam?


kind word and forgive people is better than charity followed by hurt


How to bring live islamic , allah liked life . Help others to live allah liked life.(business man, workers, jobholders, professionals, woman)


What is piety?

What is Honesty?
How it different from justice, truth?
How justice is different from peity and fear of allah?
  jusitice is lower than other two.

find out what excites, convert that into small viable business, look for opportunities, even on sustaining quick busines, existing job. scale after that, hire right people, keep back up of people for work, good quality


Wear clean cothers,should not smell, should not any bad marks due not washing.


Dont beg for food, medicine, money when you are healthy and can earn money by working hard work

dont give excuse
i am short of money, money will come some time.
if your job/business is not fullfing basic needs
find out is it allowed in islam or
are you putting enough time, hardship  to earn money

dont cross talk, tambi, oppose when you feel its wrong. Tell slowly base don situation, but feel its the wrong thing


Before starting any business, find any existing business owner understand, then figure it out is it allowed or not


Dont give birds in cage as pets to kids

They poke the bird, torture it
Its haram.

will islam bank gives pesonal loan without guarantee like other banks , what is the alternative

personal loan for marriage
personal loan for medical expense
personal loan for business
personal loan for holidays
personal loan for any other reason

without property, ornament guarantee

---
i was told its allowed in islam

Receivng house rent commision as broker is haram because your are earning by just talking for some time only

easy earning is haram

Duniya ke baat nahi karo, Aakhirat ke baat jyada karo

faida
acche kam karna asan hoga,

duniya jab be soche, vuspe jyada nahi sochna

jab duniya ke bare pe soche, feel hona hai, itna jyada nahi amal hi nahi kare

Keep on doing namaz, khuran reading, khuran hibz, hadis reading.

meet infradi mulakat -> soul food else it weeken

deen/islam are like tree roots
  make strong to withstand sorrrow, happy, success, fail, loss

Fear that god seeing you when you doing sin. Alahmdulillah on even difficult times, lack of food, money, stress, tension, health problem, ...

reward:
Bina hisab kitab, direct jannat , kabar se vutne ka baad

Fikr karne per hasil hotay, Fikr ke bad , kurbani, time, money, sabr karo


A never-say-die attitude, a passion for Swarovski crystals and the decision to spend more time with her baby led Megha Mittal to give up her corporate career and start her own business from home. Megha launched Yellow Chimes on Amazon India and began selling trendy crystal jewellery.
“Following your passion is not easy, but when you achieve your dream, it’s the happiest moment in your life,” says Megha. She moved her base from Delhi to Bangalore post her wedding. Between raising a newborn and managing the household, she knew business would be a hard balancing act. But the fire inside her refused to die and Megha kept on researching ideas for her business. Eventually, she turned to her first love—Swarovski—for her business idea. Although Megha had to sell her wedding jewellery initially to set up her fledgling business, there has been no turning back for her.
Yellow Chimes, Megha Mittal’s Swarovski jewellery retail brand, enjoys a well-known presence in the online Swarovski retailing space. Having tried offline retail channels and jewellery exhibitions in the early days, Megha realised Amazon’s online platform was best suited for their small business. “Amazon is the sole reason behind our growth,” she declares, “We rely completely on Amazon for running our business successfully.”
Megha recalls her early struggles with selling Swarovski jewellery to women. That was when she decided to alter her business strategy and target male consumers instead. Megha began to sell her products to men as ‘gifts’ for women. The strategy worked and Yellow Chimes took off.
After years of hard work, Megha’s online venture has grown and today she has hired six employees to assist with daily operations, and is also considering warehousing space for stocking inventory. From selling a single product line—Swarovski jewellery—she has expanded her product offering to include apparel and fashion accessories as well. “I still have heights to reach and I’m still seeking newer business opportunities,” she adds enthusiastically.
Her message for budding entrepreneurs? “One bold decision can make your dream possible, taking you to new heights. Don’t settle for anything less!”

woman courier delivery service

It is hard to find women in the world of logistics. However, Jamuna Rani and her all-women team have succeeded with their sheer determination.
In Ramapuram, Chennai, a place bustling with commercial establishments, Jamuna Rani runs an all-women package delivery centre named Sarini Associates. In an otherwise male dominated profession, Jamuna took a bold move in this direction in early 2016 in partnership with Amazon.
How this innovative idea found its roots 
“Although I was excited, I was also hesitant, but my family motivated me in its favour,” says Jamuna. They suggested her to not wait, but to go ahead and take the plunge. 
Prior to this, she worked as an IT support engineer for around ten years. Last year, she decided to kick-start this venture. Even in the early days, she realized that this could become an inspiring idea and a model to replicate for other women. Initially, she set off by recruiting three delivery associates through her network. Now, the team has expanded to ten enterprising women.
Creating a culture of empathy and flexibility 
One of the positive things about her team is how they understand each other’s problems, and are willing to go the extra mile to help out. Everyone appreciates the challenge of juggling work and home, and so they back the other when needed. 
Jamuna has created a work environment with flexible hours. “As an Indian woman, you’ll always have responsibilities at home and you cannot shy away from them. So, having this flexibility has helped not just the team, but me, too,” shares Jamuna. 
Many of her associates drop their children at school in the morning, or take a break during lunch to attend to family. “However, this never comes in the way of work, as we are very clear about what needs to be done for the day and the team always does what is needed to accomplish that ”, she explains.
Partnership with Amazon 
It was Amazon, who, first, proposed the idea to her, seeing the potential of this becoming a way to lead the change in an otherwise male-dominated industry. “The best thing about working with Amazon is that the processes are extremely clear and transparent. There are checklists to manage our deliveries, leaving no space for any ambiguity. This makes our job easier,” says Jamuna. 
Did she face any challenges initially in establishing the idea of a women delivery centre? 
“Not exactly,” she says. “We’ve always felt welcomed by everyone – the customers and the people at Amazon. Most people are excited about the concept, and are eager to make this model center succeed.” 
A year since its inception, this woman brigade is looking to expand their service to other areas as well. Jamuna believes that it all starts with taking one step forward. “If we, women, take one step forward, we can change the world,” she urges.

Shafath discussion on work improvement tips for the sake of allah

1)Note down the mistakes on paper, stick it on the desk.
Dont repeat it
2)Dont ask similar questions to any one.
3)Dont ask only one person, spread questions to all people in team.
4)Dont over commit, even on pressure
5)Give more time to work at least 1 hour extra, start with good attitude
6)Take 5 minutes break only every 1 hour
7)Dont take tea break of 1 hour, better drink tea at your desk.
8)come early to office.
9)do pre work before asking , starting work
   understand framework, old code review
10)Stretch on saturday and sunday until you understand for the sake of allh
  sacrifice family time
11)Pray on time
12)Use hikmat tell them that you will postpone your namaz for the sake of meeting
   but i dont like it
13)Complete your 8 hours, dont waste time, if you used it some where even deen, spent in other time to make it up

14)Create list of comibination of importance, urgence
15)Tell status update before asking manager
16)let other know your work , your assumption of priority , sent group mail.

------------------
Namaz guflat of which rakat i completed
Make duwa after namaz,
Namaz ki galit maf kar ne, ab tak ke guna maf karne, accha kam, accha nam karne ki duwa mange karo

Jab duwa mangne, jikr karne bore lage, susti lago tho, ye to saitan se
Tab compulsary complete karna, fight with nafs.

Jyadasa jikr, tasbi, nafil namaz padna
------------------
Sure sahi kara karo
Koshis jari karo
----------------

What excites you

Story telling
Listening to other stories
Writing informal stories
Spread good message
Help the needy
Technology for social cause
Islam

Internation woman day

stress, daily issues fixing
no personal activities, no interest
no physical activities
no personal daily activities
  booking,

find passions
take break
bounce back
dont quit
  see how far you came

don what excites
look for opportunities
find what you like
broaden perspective
find blind spots

scale up
hiring
expansion

earn money with your fashion work
excite work not always boring

balance between family, home
push management for good opportunity, challenges
ask for flexible timings, work
ask for opportunites

be empathy with fellow all people, employees, manager

be have mentor

dont tell in detail
  what to do
  dont tell how to do

help if needed.

dogwalkers
  car cleaning, scale
  scale down,
find opportunity
  dog feeding,
   add extra work dalk walking
   can not do it every time
  time cosntraint tell them
  ask for remuneration

start with small one
then people observe
then you will get better leads
increase slowly
hiring problem
  people excite like you for the problem
   find in veternity hospital
     scale near by appartment
      do analysis 30% people ina partment have pets
       dont have time to wak 2 times a day

ask mentor to scale up, need websites
earn money , deposit in bank
give opportunities part time jobs

----
woman delivery business
---
woman warehouse manager
20 years senior manager
---
director manikandan story teller
no gyan
---
inspire people
Utility and Satisfaction: Islamic View
Prophet Muhammad (pbuh) said: “Wealth is not in having vast riches, it is in contentment.” [Bukhari & Muslim]
Prophet Muhammad (pbuh) said: “To give something to a poor man brings one reward, while giving the same to a needy relation brings two: one for charity and the other for respecting the family ties.” [Ahmad, Ibn Majah, Nasai & Tirmidhi]
Social Responsibility: Islamic View
Prophet Muhammad (pbuh) said: “If any Muslim plants something or sows seed from which a man, a bird or an animal eats, it counts as a charity for him.” [Bukhari & Muslim]
Entrepreneurship Versus Dependency 
Prophet Muhammad (pbuh) said: “The upper hand is better than the lower hand (i.e. he who gives in charity is better than him who takes it). One should start giving first to his dependents. And the best object of charity is that which is given by a wealthy person (from the money which is left after his expenses).” [Bukhari]
Attitude of the Giver of Charity
“Those who spend their wealth in the way of Allah and do not follow up their spending by stressing their benevolence and causing hurt, will find their reward secure with their Lord. They have no cause for fear and grief. To speak a kind word and to forgive people’s faults is better than charity followed by hurt. Allah is All-Sufficient, All-Forbearing. Believers! Do not nullify your acts of charity by stressing your benevolence and causing hurt as does he who spends his wealth only to be seen by men and does not believe in Allah and the Last Day. The example of his spending is that of a rock with a thin coating of earth upon it. When a heavy rain smites it, the earth is washed away, leaving the rock bare. Such people derive no gain from their acts of charity. Allah does not set the deniers of the Truth on the right way.” [Al-Baqara: 262 – 264]
Directives of Islam to an Earning Individual
Encouragement for Welfare Spending 
“…Remember, the example of those who spend in the way of Allah is like that of a grain, which sprouts into seven ears, producing a hundred grains in each ear. Allah [by His mercy] increases manifold [the rewards of such deeds] for whom He wills. And Indeed, Allah is extremely bountiful [in rewarding His servants], fully aware [of your circumstances and deeds].” [Al-Baqara: 261]
“Those needy ones who are wholly wrapped up in the cause of Allah, and who are hindered from moving about the earth in search of their livelihood especially deserve help. He who is unaware of their circumstances supposes them to be wealthy because of their dignified bearing, but you will know them by their countenance, although they do not go about begging people with importunity. And whatever wealth you will spend on helping them, Allah will know of it.” [Al-Baqara: 273]
“Look, you are being called upon to expend in Allah’s Way, yet some of you are being niggardly, whereas the one who is niggardly is, in fact, being niggardly only to himself. Allah is Self-Sufficient. It is you who are the needy. If you turn away, Allah will replace you by another people, and they will not be like you.” [Muhammad: 38]
“(O Prophet!) Tell those of My servants who believe that they should establish prayer and spend out of what We have provided them with, both secretly and openly, before there arrives the Day when there will be no bargaining, nor any mutual befriending.” [Ibrahim: 31]
“Have you seen him who belies the rewards and punishments of the Hereafter? He it is, who drives away the orphan and does not urge giving away the food to the poor.” (Al-Ma’un: 1 – 3)
“Those who blame Muslims who give charity willingly and laugh at those who get nothing but with their hard labor, Allah will punish them for their laughing and for them, is the painful.” [Al-Tauba: 79]
Prophet Muhammad (pbuh) said: “Spend, and do not count, lest Allah counts against you. Do not withhold your money, lest Allah withholds from you. Spend what you can.” [Bukhari & Muslim].
Prophet Muhammad (pbuh) said: “The Lord’s commandment for every one of His slaves is, ‘Spend on others, and I will spend on you’.” [Bukhari & Muslim]
Gender and Ethnic Discrimination: Islamic View
“O people! We created you from one man and one woman and made you divided in branches and tribes so that you may recognize one another. Undoubtedly, the most respected among you in the sight of Allah is the one who is more pious. Verily, Allah is knowing, Aware.” [Al-Hujurat: 13]
Justice and Honesty: Islamic View
“O believers! Stand firmly for justice, giving witness for Allah, may be therein your own loss, or of your parents or of your relations. Against whom you be a witness, he be a rich or be a poor, in any case Allah has more power than anyone over them, therefore follow not passion lest you may be far away from justice; and if you distort or turn your face, then Allah is aware of your doings.” [Al-Nisa: 135]
“O believers! Stand-up firmly by the Commandments of Allah, bearing witness with justice and let not the enmity of any people incite you that you should not do justice. Do justice that is nearer to piety and fear Allah, undoubtedly, Allah is aware of your doings.” [Al-Maida: 8]

Responsibility of Employer: Islamic View


Prophet Muhammad (pbuh) said: “Give the labor his wage before his sweat dries.” [Ibn-e-Majah]
Prophet Muhammad (pbuh) said: “Those are your brothers [workers under you] who are around you; Allah has placed them under you. So, if anyone of you has someone under him, he should feed him out of what he himself eats, give him clothes like what he himself puts on, and do not put so much burden on him that he is not able to bear, [and if that be the case], then lend your help to him.” [Bukhari]
Prophet Muhammad (pbuh) said: “I will be foe to three persons on the Last Day: one of them being the one who does not give dues to the servant he employs even after he has fulfilled his duty.” [Bukhari]

Prophet Muhammad (pbuh) said: “The honest treasurer who gives willingly what he is ordered to give, is one of the two charitable persons, (the second being the owner).” [Mishka’at]


Prophet Muhammad (pbuh) said: “After the major sins which must be avoided, the greatest sin is that someone dies in a state of debt and leaves behind no asset to pay it off.” [Darimi]


Prophet Muhammad (pbuh) has said that Almighty Allah proclaims: “I am a one third partner of a two man partnership until one of them acts dishonestly to his partner, and, in such an event, I then leave them.” [Abu Da’ud]


Prophet Muhammad (pbuh) said: “What is lawful is evident and what is unlawful is evident, and in between them are the doubtful things which many people do not know. So he who guards against doubtful things keeps his religion and honor blameless, and he who indulges in doubtful things indulges in fact in unlawful things, just as a shepherd who pastures his animals round a preserve will soon pasture them in it. Beware, every king has a preserve, and the things Allah has declared unlawful are His preserves. Beware, in the body there is a piece of flesh; if it is sound, the whole body is sound and if it is corrupt, the whole body is corrupt.” [Bukhari & Muslim]


Prophet Muhammad (pbuh) said: “He who buys food grain should not sell it until he has taken possession of it.” [Muslim]


Trying to buy commodities before they reach market is prohibited because market will decide the price. [Muslim]


The Apostle of Allah (pbuh) cursed the one who pays bribes and the one who takes bribes. [Abu Da’ud]


Prophet Muhammad (pbuh) said: “Allah’s Messenger cursed the one who accepts interest and the one who pays, and the one who records it, and the two witnesses; and he said: They are all equal.” [Muslim]


Prophet Muhammad (pbuh) said: “The importer [of an essential commodity] into the town will be fed [by Allah], and the hoarder will have [Allah’s] curse upon him.” [Ibn Majah]


Prophet Muhammad (pbuh) said: “No one hoards but the traitors (i.e. the sinners).” [Abu Da’ud]


Prophet Muhammad (pbuh) said: “And what is most likely to send people to Paradise? Being conscious of Allah and good manners.” [Bukhari, Tirmidhi & Ahmed]


islamic economic project


https://islamiceconomicsproject.wordpress.com/islamic-economics-in-quran-hadith/

Quran and Hadith on Economics

Sources of Income Permissible In Islam
As per Islamic teachings, other than the explicitly identified impermissible sources of income, every other source of income is permissible in which the benefits are enjoyed by all the concerning parties on just basis.
Allah in Holy Quran says:
“Do not devour one another’s property wrongfully, nor throw it before the judges in order to devour a portion of other’s property sinfully and knowingly.” (Al-Baqarah: 188)
“Do not devour another’s property wrongfully – unless it be by trade based on mutual consent.” (Al-Nisa: 29)
Sources of Income Prohibited In Islam
a)     Bribery (Al-Baqarah: 188).
b)    Usurping others’ property (Al-Baqarah: 188).
c)     Fraud (Al-Imran: 161).
d)    Stealing and robbery (Al-Maida: 38).
e)     Income from sources of vulgarity (Al-Noor: 19).
f)     Gambling (Al-Maida: 90).
g)    Wine and its business (Al-Maida: 90).
h)     Interest (Al-Baqarah: 275).
Moral Directives of Islam in Conducting Business
Moral Conduct in Entrepreneurship
“And measure full when you measure. And weigh with an even balance. This is better and its end is good.” [Al-Bani-Israel: 35]
“They who hoard up gold and silver and spend it not in the way of Allah, unto them give tidings (O Muhammad) of a painful doom.” [Al-Tauba: 34]
“You resort to oaths as instruments of mutual deceit, so that a person might take greater advantage than another; although, Allah puts you to the test through this. Surely, on the Day of Resurrection, He will make clear the truth concerning the matters over which you differed.” [Al-Nahl: 92]
“Who so desires the reward of the world, then with Allah is the reward both of the world and of the Hereafter. And Allah is Hearing, Seeing.” [Al-Nisa:134]
“And that the man will not get, but what he endeavors. And that his endeavor shall soon be seen.” [An-Najm: 39-40]
“O Believers! Whenever you lend money for a particular period, write and someone among you must write it justly. And the one who can write must not refuse.” [Al-Baqara: 282]
Prophet Muhammad (pbuh) said: “Whosoever sells a defective product without disclosing its defect to the purchaser, shall earn the permanent anger of Almighty Allah and the angels continuously curse such a person.” [Ibn-e-Maja]
Prophet Muhammad (pbuh) said: “The seller and the buyer have the right to keep or return the goods as long as they have not parted or till they part; and if both the parties spoke the truth and described the defects and qualities [of the goods], then they would be blessed in their transaction, and if they told lies or hid something, then the blessings of their transaction would be lost.” [Bukhari]
Prophet Muhammad (pbuh) has exhorted that we should refrain from taking oaths unnecessarily; for although, it helps in the sale of one’s products, it reduces the blessings. [Bukhari & Muslim]
Prophet Muhammad (pbuh) said: “If anyone would like Allah to save him from the hardships of the Day of Resurrection, he should give more time to his debtor who is short of money, or remit his debt altogether.” [Muslim]
Prophet Muhammad (pbuh) said: “May Allah’s mercy be on him who is lenient in his buying, selling, and in demanding back his money [or debts].” [Bukhari & Tirmidhi]
Prophet Muhammad (pbuh) said: “A time will come upon the people when one will not care how one earns money, i.e. legally or illegally.” [Bukhari]
Prophet Muhammad (pbuh) said: “The flesh and body that is raised on unlawful sustenance shall not enter Paradise. Hell is more deserving to the flesh that grows on one’s body out of unlawful sustenance.” [Ahmad]
Prophet Muhammad (pbuh) said: “The truthful and trustworthy businessman will be in the company of Prophets, saints and martyrs on the Day of Judgment.” [Darimi & Tirmidhi]
Prophet Muhammad (pbuh) said: “And what is most likely to send people to Paradise? Being conscious of Allah and good manners.” [Bukhari, Tirmidhi & Ahmed]
Islamic Teachings and Unethical Trade Practices
“Allah will deprive usury of all blessing, but will give increase for deeds of charity.” [Al-Baqara: 276]
“Woe to those that deal in fraud. Those who, when they have to receive by measure from men, exact full measure. But, when they have to give by measure or weight to men, give less than due. Do they not think that they will be called to account?” [Al-Mutaffifin:1-4]
Keeping the commodities of general use in possession and not supplying them in the market for the sake of increasing the price is prohibited. [Ahmed-Bin-Hanbal]
Prophet Muhammad (pbuh) said: “No one hoards but the traitors (i.e. the sinners).” [Abu Da’ud]
Prophet Muhammad (pbuh) said: “The importer [of an essential commodity] into the town will be fed [by Allah], and the hoarder will have [Allah’s] curse upon him.” [Ibn Majah]
Prophet Muhammad (pbuh) said: “Allah’s Messenger cursed the one who accepts interest and the one who pays, and the one who records it, and the two witnesses; and he said: They are all equal.” [Muslim]
The Apostle of Allah (pbuh) cursed the one who pays bribes and the one who takes bribes. [Abu Da’ud]
Prophet Muhammad (pbuh) said: “Do not harbor envy against one another; do not outbid one another [with a view to raising the price]; do not bear aversion against one another; do not bear enmity against one another; one of you should not enter into a transaction when the other has already entered into it; and be fellow brothers and true servants of Allah.” [Muslim]
Trying to buy commodities before they reach market is prohibited because market will decide the price. [Muslim]
Futures and Forward Trading: Islamic View
Prophet Muhammad (pbuh) said: “He who buys food grain should not sell it until he has taken possession of it.” [Muslim]
Analogical Deduction in Matters: Islamic View
Prophet Muhammad (pbuh) said: “What is lawful is evident and what is unlawful is evident, and in between them are the doubtful things which many people do not know. So he who guards against doubtful things keeps his religion and honor blameless, and he who indulges in doubtful things indulges in fact in unlawful things, just as a shepherd who pastures his animals round a preserve will soon pasture them in it. Beware, every king has a preserve, and the things Allah has declared unlawful are His preserves. Beware, in the body there is a piece of flesh; if it is sound, the whole body is sound and if it is corrupt, the whole body is corrupt.” [Bukhari & Muslim]
Benefits of Honest Conduct in Partnership
Prophet Muhammad (pbuh) has said that Almighty Allah proclaims: “I am a one third partner of a two man partnership until one of them acts dishonestly to his partner, and, in such an event, I then leave them.” [Abu Da’ud]
The importance of Paying One’s Liability
Prophet Muhammad (pbuh) said: “After the major sins which must be avoided, the greatest sin is that someone dies in a state of debt and leaves behind no asset to pay it off.” [Darimi]
Job Responsibility of Employee: Islamic View
Prophet Muhammad (pbuh) said: “The honest treasurer who gives willingly what he is ordered to give, is one of the two charitable persons, (the second being the owner).” [Mishka’at]
Responsibility of Employer: Islamic View
Prophet Muhammad (pbuh) said: “Give the labor his wage before his sweat dries.” [Ibn-e-Majah]
Prophet Muhammad (pbuh) said: “Those are your brothers [workers under you] who are around you; Allah has placed them under you. So, if anyone of you has someone under him, he should feed him out of what he himself eats, give him clothes like what he himself puts on, and do not put so much burden on him that he is not able to bear, [and if that be the case], then lend your help to him.” [Bukhari]
Prophet Muhammad (pbuh) said: “I will be foe to three persons on the Last Day: one of them being the one who does not give dues to the servant he employs even after he has fulfilled his duty.” [Bukhari]
Justice and Honesty: Islamic View
“O believers! Stand firmly for justice, giving witness for Allah, may be therein your own loss, or of your parents or of your relations. Against whom you be a witness, he be a rich or be a poor, in any case Allah has more power than anyone over them, therefore follow not passion lest you may be far away from justice; and if you distort or turn your face, then Allah is aware of your doings.” [Al-Nisa: 135]
“O believers! Stand-up firmly by the Commandments of Allah, bearing witness with justice and let not the enmity of any people incite you that you should not do justice. Do justice that is nearer to piety and fear Allah, undoubtedly, Allah is aware of your doings.” [Al-Maida: 8]
Gender and Ethnic Discrimination: Islamic View
“O people! We created you from one man and one woman and made you divided in branches and tribes so that you may recognize one another. Undoubtedly, the most respected among you in the sight of Allah is the one who is more pious. Verily, Allah is knowing, Aware.” [Al-Hujurat: 13]
Directives of Islam to an Earning Individual
Encouragement for Welfare Spending 
“…Remember, the example of those who spend in the way of Allah is like that of a grain, which sprouts into seven ears, producing a hundred grains in each ear. Allah [by His mercy] increases manifold [the rewards of such deeds] for whom He wills. And Indeed, Allah is extremely bountiful [in rewarding His servants], fully aware [of your circumstances and deeds].” [Al-Baqara: 261]
“Those needy ones who are wholly wrapped up in the cause of Allah, and who are hindered from moving about the earth in search of their livelihood especially deserve help. He who is unaware of their circumstances supposes them to be wealthy because of their dignified bearing, but you will know them by their countenance, although they do not go about begging people with importunity. And whatever wealth you will spend on helping them, Allah will know of it.” [Al-Baqara: 273]
“Look, you are being called upon to expend in Allah’s Way, yet some of you are being niggardly, whereas the one who is niggardly is, in fact, being niggardly only to himself. Allah is Self-Sufficient. It is you who are the needy. If you turn away, Allah will replace you by another people, and they will not be like you.” [Muhammad: 38]
“(O Prophet!) Tell those of My servants who believe that they should establish prayer and spend out of what We have provided them with, both secretly and openly, before there arrives the Day when there will be no bargaining, nor any mutual befriending.” [Ibrahim: 31]
“Have you seen him who belies the rewards and punishments of the Hereafter? He it is, who drives away the orphan and does not urge giving away the food to the poor.” (Al-Ma’un: 1 – 3)
“Those who blame Muslims who give charity willingly and laugh at those who get nothing but with their hard labor, Allah will punish them for their laughing and for them, is the painful.” [Al-Tauba: 79]
Prophet Muhammad (pbuh) said: “Spend, and do not count, lest Allah counts against you. Do not withhold your money, lest Allah withholds from you. Spend what you can.” [Bukhari & Muslim].
Prophet Muhammad (pbuh) said: “The Lord’s commandment for every one of His slaves is, ‘Spend on others, and I will spend on you’.” [Bukhari & Muslim]
Attitude of the Giver of Charity
“Those who spend their wealth in the way of Allah and do not follow up their spending by stressing their benevolence and causing hurt, will find their reward secure with their Lord. They have no cause for fear and grief. To speak a kind word and to forgive people’s faults is better than charity followed by hurt. Allah is All-Sufficient, All-Forbearing. Believers! Do not nullify your acts of charity by stressing your benevolence and causing hurt as does he who spends his wealth only to be seen by men and does not believe in Allah and the Last Day. The example of his spending is that of a rock with a thin coating of earth upon it. When a heavy rain smites it, the earth is washed away, leaving the rock bare. Such people derive no gain from their acts of charity. Allah does not set the deniers of the Truth on the right way.” [Al-Baqara: 262 – 264]
Islamic View on Unscrupulous Consumption
“Give to the near of kin his due, and also to the needy and the wayfarers. Do not squander your wealth wastefully; for those who squander wastefully are Satan’s brothers, and Satan is ever ungrateful to his Lord.” [Al-Bani-Israel: 26 – 27]
“Do not keep your hand fastened to your neck nor outspread it, altogether widespread, for you will be left sitting rebuked, destitute.” [Al-Bani-Israel: 29]
“Those people, who when they spend, are neither extravagant nor miserly but keep the golden mean between the two (extremes).” [Al-Furqan: 67]
Prophet Muhammad (pbuh) said: “When you eat, drink, give charity and wear clothes, let no extravagance or pride be mixed up with what you do.” [Ibn Maja & Nasai]
Stinginess and Wealth Accumulation: Islamic View
“Those who do not spend their wealth that has been given to them by Allah must not think that it is good for them; indeed it is bad for them.” (Al-Imran: 180)
“… Allah does not love the arrogant and the boastful, who are niggardly and bid others to be niggardly and conceal the bounty which Allah has bestowed upon them. We have kept in readiness a humiliating chastisement for such deniers (of Allah’s bounty).” [Al-Nisa: 36-37]
Prophet Muhammad (pbuh) said: “Avoid doing injustice to others, for on the Day of Judgment, it will turn into manifold darkness, and safeguard yourself against miserliness, for it ruined those who were before you. It incited them to murder and treating the unlawful as lawful.” [Muslim]
Prophet Muhammad (pbuh) said: “There are two habits which are never present together in a believer, i.e. miserliness and bad manners.” [Tirmidhi]
Prophet Muhammad (pbuh) said: “When someone is made rich but he does not pay Zakat for his wealth, then on the Day of Judgment his money will be turned into a poisonous snake with two black spots on its head. It will coil around his neck and bite his cheeks and say: ‘I am your wealth, I am your treasure’. Then the Prophet recited verse Al Imran: 180.” [Bukhari]
Paying Zakat
“Say your prayers (Namaaz) and pay Zakat.” [Al-Muzammil: 20]
“Establish prayer and dispense the purifying alms (Zakat) and bow in worship with those who bow.” [Al-Baqara: 43]
Entrepreneurship Versus Dependency 
Prophet Muhammad (pbuh) said: “The upper hand is better than the lower hand (i.e. he who gives in charity is better than him who takes it). One should start giving first to his dependents. And the best object of charity is that which is given by a wealthy person (from the money which is left after his expenses).” [Bukhari]
Social Responsibility: Islamic View
Prophet Muhammad (pbuh) said: “If any Muslim plants something or sows seed from which a man, a bird or an animal eats, it counts as a charity for him.” [Bukhari & Muslim]
Communal Development: Islamic View
Prophet Muhammad (pbuh) said: “The best charity is that which is practiced by a wealthy person. And start giving first to your dependents.” [Bukhari]
Prophet Muhammad (pbuh) said: “To give something to a poor man brings one reward, while giving the same to a needy relation brings two: one for charity and the other for respecting the family ties.” [Ahmad, Ibn Majah, Nasai & Tirmidhi]
Utility and Satisfaction: Islamic View
Prophet Muhammad (pbuh) said: “Wealth is not in having vast riches, it is in contentment.” [Bukhari & Muslim]

KITAB AL-BUYU' (THE BOOK OF TRANSACTIONS)

http://www.iium.edu.my/deed/hadith/muslim/010_smt.html


Translation of Sahih Muslim, Book 10:

KITAB AL-BUYU'
(THE BOOK OF TRANSACTIONS)


INTRODUCTION

Honesty in commercial dealings is more strictly enjoined by Islam than by any other religion. It is because Islam is a religion which regulates and directs life in all its departments. It is not to be regarded, like the modern man's religion. as a personal, private affair, which has nothing to do with his economic and political life. It is not merely a body of dogmas or a bundle of rites and rituals; it is a practical code which governs life in all its spheres. Its laws are as effectively operative in our commerce and politics as in our domestic life and social relations. Islam censures political chicanery and economic exploitation as strongly as social excesses and individual dishonesty. Indeed, a true Islamic society is based upon honesty, justice and fraternity, and is absolutely intolerant of dishonesty in all its various forms. That is the reason why perfect honesty in business and truthfulness in trade are much emphasised by the Holy Prophet (may peace be upon him). It will not be an exaggeration to say that absolute honesty in business and commerce is really an Islamic concept. The Hindus and Jews were (and still, are) worshippers of the Mammon. Both of them have been mercenary nations, notorious for their greed. The pre-Islamic Christians. too, did not possess any high standard of business morality. It was Prophet Muhammad (may peace be upon him) who, on the one hand, urged his followers to adopt trade as their profession, and, on the other band, exhorted them to observe truthfulness and honesty in their business transactions. Islam lays the greatest emphasis on Qat Haldl (food earned through lawful means). The pious among us believe that just as nasty food spolis our physical health, similarly. food earned through unlawful means spoils our spiritual and moral health. A man who liver on income derived through illicit means and fraudulent practices cannot be morally advanced and spiritually elevated. If we try to comprehend the exact, implications of the term Haram (unlawful) we can form an idea of the high standard of morality on which Islam wants us to conduct our business. And, if business is conducted strictly in accordance with the Islamic principles of commerce, there can be absolutely no scope for any kind of commercial dishonesty varying from the simplest and most glaring type of business fraud to the most cunning and subtle type of profiteering which is often masked under a semblance of honesty.
Islam is most vehement in its condemnation of commercial dishonesty. It denounced, in the strongest possible terms, all sorts of deceitful dealings and illegal profits. It has disallowed all transactions not based upon justice and fairplay The Holy Prophet (may peace be upon him), while reprimanding the dishonest dealer, said: "Laisa minna man gashshdna" (Whosoever deceives us is not one of us).
According to Imam Ghazali, a Muslim who makes up his mind to adopt trade as a profession or to set up his own business should first acquire a thorough understanding of the rules of business transactions codified in the Islamic Shari'ah. Without such understanding he will go astray and fail into serious lapses making his earning unlawful. No people in the world have ever attached so much importance to lawful trading as did the early Muslims, nor has any other nation evinced such a dread of unlawful trading as they did. That is why al-Ghazali said stress on a clear understanding of the rules and laws governing business transactions as a necessary prerequisite to adopting trade or business as a profession.
The Holy Qur'an has stressed the importance of fairness in business: "And, O my people, give full measure and weight justly, and defraud not men of their things, and act not corruptly in the land making mischief. What remains with Allah is better for you, if you are believers" (xi. 85-86).
In these words addressed by Hadrat Shu'aib to his people, the Holy Qur'an enunciates the fundamental principles of commerce as follows
  1. To give just measure and weight.
  2. Not to withhold from the people the things that are their due.
  3. Not to commit evil on the earth with the intent of doing mischief.
  4. To be contented with the profit that is left with us by God after we have paid other people their due.
We are told in these verses that commerce can flourish under conditions of peace and security. The people are, therefore, warned not to disturb the peace of the land so that there is a free and untrammelled trade between different parts of the world. In commercial relations we are expected to be absolutely just and honest, liberally giving other people their due. We are not to be guilty of selfish greed and not to indulge in profiteering; and we are told that the lawful profit which has God's blessings is the one that we are able to make through perfectly honest dealings with others. The injunctions contained in these Qur'anic verses and found elsewhere in the Holy Book close the door of all dishonest and unjust transactions. We should not forget that justice is a master virtue. If we give others just measure and just weight that tantamounts to saying that we should be fair and just in our dealings.
A careful study of "Kitab al-Buyu`" (the book pertaining to business transactions) will reveal the fact that the Holy Prophet (may peace be upon him) based business dealings strictly on truth and justice. He has strongly disapproved all transactions which involve any kind of injustice or hardship to the buyer or the seller. He wanted that both, the buyer and the seller, should be truly sympathetic and considerate towards each other. One should not take undue advantage of the simplicity or ignorance of the other. The seller should not think that he has unrestricted liberty to extort as much as possible from the buyer. He has to be just; he should take his own due and give the buyer what is his.
Islam, which condemns every kind of injustice and exploitation in human relations, wants its followers to conduct business in a sublime spirit of justice tempered with human kindness. The conduct of the seller in a transaction should be characterised not only by Insaf (justice), but also by Ihsan (magnanimity). "God will forgive the sins of a Muslim who absolves a fellow-Muslim from a sale-contract not liked by the latter," says the Holy Prophet (may peace be upon him).
All transactions should be based on the fundamental principle of "Ta'auanu ala birri wa't-taqwa" (mutual co-operation for the cause of goodness or piety). A transaction not based upon this sound principle is not lawful. Unlawful transactions are motivated by lust for money and an ignoble desire to build up prestige. Islam strikes at the root of the passion for money and suggests a different yardstick to measure the prestige of a person. The Holy Qur'an, on the one hand, condemns hoarding and the excessive love for wealth, and, on the other, declares virtue and piety to be the criterion for determining a person's worth. "Inna akramakum `ind-Allahi atqakum" (The noblest in the eyes of God is the most pious among you). Thus does Islam minimise in every possible way the temptation to illegal trade and traffic. Let us now take note of the forms of business transactions which have been prohibited in Islam. The Holy Prophet (may peace be upon him) has not only disapproved of certain forms of business transactions, but has also laid down some basic conditions that should be fulfilled in every transaction if it is to be lawful.
The following are some of these basic conditions:
  1. Things sold and money offered as their price to be lawfully acquired. The things sold and the money to be offered as their price should both be lawfully acquired and clearly specified. This condition demands that the goods sold should have been lawfully obtained. One has no business to sell goods which one has stolen or which one has acquired in a fraudulent manner. nor should one purchase anything with the money which one has accepted as illegal gratification or has aceuired in some other deceitful way. This condition holds the buyer and the seller responsible for lawful possession of the goods on the partof one and of the money on the part of other.
  2. Goods not to be sold before obtaining their possession. The Holy Prophet (may peace be upon him) has warned the Muslims against indulging in forward transactions which means selling goods before obtaining their possession. "Whoever buys cereals shall not tell them until he has obtained their possession," says the Holy Prophet (may peace be upon him). According to Ibn 'Abbas, what applies to cereals also applies to other categories of goods. On another occasion the Holy Prophet (may peace be upon him) has said: "Bargain not about that which is not with you."
  3. Goods to be bought in the open market. Goods and commodities for sale should go into the open market, and the seller or his agents must be aware of the state of the market before proposals are made for the purchase by the buyers. The seller should not be taken unawares lest the buyers should take undue advantage of his ignorance of the conditions and prices prevailing in the market.
  4. No trade and traffic in things, the use of which is prohibited by Islam. A Muslim can trade in those goods and commodities only the use of which has been declared to be Halal (lawful). There can be no trade and traffic in things the use of which is proliibited by Islam. For example, there can be no trade in wine, swine, dead bodies of animals and idols. A devout Muslim merchant would not even traffic in thin and transparent stuff for ladies because the use of such stuff by ladies is unlawful. One cannot sell the carcass of an animal. He can, however, flay its skin which can be used for making shoes and which can therefore, be sold, but not the flesh of the dead animal. What is true of the usable skin of animals is also true of the tusks of an elephant.
Prohibited forms of Business
  1. Monopoly business. As monopoly means concentration of supply in one hand, it leads to exploitation of the consumers and the workers, it has, therefore, been declared unlawful by the Holy Prophet (may peace be upon him). Gigantic trusts. cartels and monopolies should not exist in the Islamic society. The monopoly-dominated economic order betrays lack of harmony between private and social good and is, thus, a negation of the principle of maximum social advantage which the Islamic society sets out to achieve.
  2. Speculative business basd on selfish interest. Speculation means buying something cheap in bulk at a time and selling it dear at another and, thus, controlling the whole market to achieve personal gains. A close observation will reveal that speculators are primarily interested in private gains regardless of the larger interest of the society. These speculators try to create artificial scarcity of goods and commodities and thereby create an inflationary pressure on the economy. As the poor masses have to pay for this. Islam has condemned such speculative business.
  3. Interest transactions. All transactions involving interest are forbidden in Islam. Some people find it hard to submit to the injunction prohibiting interest, because they think interest and profit earned in trade are similar. Capital invested in trade brings an excess called profit; invested in banking it brings interest. Why should one excess be considered lawful and the other unlawful? They fail to take note of the basic difference between the two. Trade involves risk of loss. Also in its case, it is not only the capital invested that brings profit which is equally the result of initiative, enterprise and efficiency of the entrepreneur. Hence its rate cannot be predetermined and fixed. Moreover, trade is productive. A person reaps a benefit after undergoing labour and hardship. It creates conditions of full employment and economic growth. It will also be noted that trade acts as one of the dominant factors in the process of building up civilisation through co-operation and mutual exchange of ideas. The spread of Islam and Islamic civilisation In the Far East has been mostly due to the efforts of Muslim traders. Interest has no redeeming feature at all. The fixed rate of profit which a person gets from a financial investment without any risk of loss and without augmenting it with human labour creates in man the undesirable weakness of miserliness and Shylockian selfishness and lack of sympathy. In the economic sphere it initiates and aggravates crisis.
    Rightly, therefore, has Islam strictly prohibited all transactions based on it or involving it in some form or other.
    Advancing money on interest, keeping deposits in a bank for the sake of earning interest, or getting concessions in rates of goods or commodities against advance payments of price, mortgaging and utilising an income-yielding property against a certain sum,to be returned in full when the property is redeemed and investing money in a trade against a predetermined and fixed rate of profit-are all unlawfnl business transactions because they involve Riba (interest) in some form or the other.
  4. Transactions similar (in nature) to gambling. The Arabic equivalent to gambling is Maisir which literarily means "getting something too easily", "getting a profit without working for it". The literal meaning of the term explains the principle on account of which gambling is prohibited in Islam. Any monetary gain which cornes too easily, so much so that one does not have to work for it, is unlawful.
    The most familiar form of gambling amang the Arabs in the days of the Holy Prophet (may peace be upon him) was gambling by casting of lots by means of arrows drawn from a bag. Some were blank and those who drew them got nothing. Others indicated prizes-big or small ones. Whether one got anything or nothing depended on pure luck. unless there was fraud on the part of someone concerned. The principle on which objection to gambling is based is that you gain what you have not earned, or lose on a mere chance. Dice, lottery, prize bonds and betting on horse races are to be held within the definition of gambling.
  5. Munabadha and Mulamasa. Islam recognises barter trade subject to the injunctions of the Qur'an and the Sunnah. In fact, Islam has closed all doors of dishonesty and deceit in business dealings. It has prohibited all forms of transactions which admit of fraud in the least degree. It has impressed on the traders that defective and worthless goods should not be given in exchange for good ones, and if there is a defect in the goods sold it must be pointed out and made manifest to the purchaser. The Messenger of Allah (may peace be upon him) said: "The buyer and the seller have the option of cancelling the contract as long as they have not separated; then. if they both speak the truth and make manifest, their transaction shall be blessed, and it they conceal and tell lies, the blessing of their transaction shall be obliterated".
Besides issuing the instructions which govern all forms of trade, particularly barter trade, Islam has banned two forms of sale contract that were prevalent before Islam. These were Munabadha and Mulamasa. In neither of these was the purchaser offered an opportunity to examine the thing purchased. Munabadha means that the seller should throw the cloth to the buyer before he has carefully examined it. The very act of throwing the cloth will mean that the bargain has been struck. Mulamasa means touching the cloth without examining it, ie. the buyer was just supposed to touch the cloth to strike the bargain. Both these forms of transaction were prohibited because in either case the purchaser got no opportunity to examine the things sold to him, and the bargain was likely to prove unduly disadvantageous to one side.
In fact, Islam demanlds that goods and commodities for we should go to the open market and the seller or his agents must be aware of the state of the market before proposals are made for the purchase of goods or communities in bulk. He should not be taken unawares lest advantage be taken of his ignorance of the state of the market, and the prevailing prices. All this is ver clearly laid down by the Prophet (may peace he upon him).
As mentioned above, Islam tries to be fair to both parties to a transaction. Any step on the part of one, that is advantageous to him and disadvantageous to the other, is not permissible. The seller is expected to make the defects (if any) in the goods manifest to the buyer, nor is the buyer expected to take undue advantage of the ignorance of the seller.

  • Mozabana. It is the exchange of fresh fruits for dry ones in a way that the quantity of the dry fruit is actually measured and fixed, but the quantity of the fresh fruit to be given in exchange is guessed while it is still on the trees (Mishkat, 2710). The Holy Prophet (may peace be upon him) has forbidden this exchange because the quantity of the fruit on the trees cannot be definitely Determined and the transaction is just a leap into the dark.
  • Mu'awama. It consists in selling the fruit on the trees for a period of one, two or three years even before it has made its appearance. It is prohibited because like Muzabana it is also a leap into the dark. Such transactions may result in bitterness and frustration.
  • Bai' al-Gharar. It is to sell a thing which one doesn't have in one's possession, nor expects to bring it under one's control, e g. fish in the river, or birds in the air. Possession is one of the basic conditions of a sale. One cannot sell a thing which is not in one's possession.
  • Bai' al-'Uryan. It is getting a thing against a nominal advance on the condition that if the bargain is struck, the advance will be adjusted and if the bargain is cancelled, the seller will riot return the advance. The advance being nominal, the buyer has practically no liability. He will abide by the contract if he finds it advantageous to him and will withdraw himself from it otherwise.
  • Bai' al-Mudtar. It is to buy a thing forcibly or to purchase a thing when its owner is compelled under stress of want to dispose it of. Instead of purchasing the thing, and taking undue advantage of the seller's helplessness, one should help him. Bai' alal-Bai' (sale over and above the sale of another). When one person has sold goods to another, a third Person should not upset the bargain trying to sell his own goods to the latter, offering them at lower rates or pointing out the defect in the goods already sold to him by the former. "A Muslim should not purchase in opposition to his brother, nor should he send a marriage proposal over and above the proposal of another."
  • Bai' al-Hast (i.e. sale by means of pebbles). The purchaser will tell the seller that when he will throw a pebble on his goods, the sale contract will be confirmed or the seller tell the purchaser that on whatever thing a pebble thrown by him falls will be sold to him. Sale contract is a serious matter and it should not be accomplished by such hit-and-miss methods like throwing the pebbles on the goods. A sale completed in this way may lead to injustice and hardship to one side and is consequently prohibited.
  • Sale of unripe fruit and unripe corn. The Holy Prophet (may peace be upon him), according to Hadrat Anas (Allah be pleased with him), has prohibited the sale of grapes before they become dark and that of the corn before it ripens. Similarly, he has forbidden the sale of raw dates. The fruit of the date palms should not be sold until it becomes red or yellow.
Here is a brief account of the sale transactions prohibited by Islam. If one ponders over these forms of transaction described above and described in greater detail in "Kitab al-Buyu," one can arrive at the following conclusions:
  1. Islam insists upon absolute justice and fairplay in business dealings.
  2. According to Islam, a person who sacrifices his faith, and loses the good pleasure of his Lord to make a monetary gain has not made a good bargain. A Muslim will not go in for such a bad bargain. A Muslim merchant is not a worshipper of the Mammon with an inordinate love for money. He prizes faith, piety and righteousness above all.
  3. Islam does not believe in the view that all is fair in business and that every kind of cleverness and deceit is justifiable in business transactions. Islam regards business or commerce as an economic activity to be carried on in a spirit of humanity. tarianism and justice. It does not approve of the cut-throat competition. Indeed, the very concept is un-Islamic.
  4. Islam expects the buyer and the seller to look upon each other as Muslim brethren or fellow human beings, each trying to go all his way to help and serve the other. It the seller happens to overcharge the buyer, he, instead of feeling proud of his cleverness in doing so, should somehow compensate him for the excessive payment received.
  5. All bargains that are clenched without giving the purchaser a fair chance of examining the things are prohibited because this amounts to denying him a right that was his due.
  6. Forcible transactions or transactions in which the buyer takes undue. advantage of the helplessness or misery of the seller are also discouraged.
  7. Islam has prohibited traffic in wine, swine, dead bodies of animals and other goods the use of which has been declared to be Haram (unlawful).
  8. It has also forbidden trading in things that have a debasing or vitiating influence on the Muslim society.

Chapter 1 : PROHIBITION OF BAI' MULAMASA AND BAI' MUNABAZA

Book 10, Number 3608:
Abu Huraira (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade (two types of transactions) Mulamasa and Munabadha

Book 10, Number 3609:
Abu Huraira (Allah be pletsed with him) reported like this from Allah's Messenger (may peace be upon him).

Book 10, Number 3610:
Abu Huraira reported from Allah's Messenger (may peace be upon him) a hadith like this through another chain cf transmitters.

Book 10, Number 3611:
A hadith like this has been narrated on the authority of Abu Huraira (Allah be pleased with him) through another chain of transmitters.

Book 10, Number 3612:
Abu Huraira (Allah be pleased with him) reported : Two types of trarisactions have been forbidden (by the Holy Prophet), al-Mlulamasa and al-Munabadha. As far as Mulamasa transaction is concerned, it is that every one of them (the parties entering into transaction) should touch the garment of the other without careful consideration, and al-Munabadha is that every one of them should throw his cloth to the other and one of them should not see the cloth of his friend.

Book 10, Number 3613:
Abu Sa'id al-Khudri (Allah be pleased with him) reported: Allah's Messenger (may peace be upon him) forbade us (from),two types of business transactions and two ways of dressing. He forbade Mulamasa and Munabadha in transactions.Mulamasa means the touching of another's garment with his hand, whether at night or by day, without turning it over except this much. Munabadha means that a man throws his garment to another and the other throws his garment, and thus confirming their contract without the inspection of mutual agreement. This hadith has been narrated on the authority of Ibn Shihab through the same chain of transmitters.

Chapter 2 : INVALIDITY OF A TRANSACTION BY THROWING A STONE

Book 10, Number 3614:
Abu Huraira (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade a transaction determined by throwing stones, and the type which involves some uncertainty.

Chapter 3 : PROHIBITION OF HABAL AL-HABALA TRANSACTION

Book 10, Number 3615:
'Abdullah (b.'Umar) (Allah be pleased with him) said that Allah's Messenger (may peace be upon him) forbade the transaction called habal al-habala.

Book 10, Number 3616:
Ibn 'Umar (Allah be pleased with them) reported that the people of pre-Islamic days used to sell the meat of the slaughtered camel up to habal al-habala. And habal al-habala implies that a she-camel should give birth and then the (born one should grow young) and become pregnant. Allah's Messenger (may peace be upon him) forbade them that (this transaction).

Chapter 4 : IT IS FORBIDDEN THAT ONE SHOULD ENTER INTO A TRANSACTION ON WHICH ONE'S BROTHER HAS ALREADY BEEN NEGOTIATING, OR ONE SHOULD PURCHASE (IN OPPOSITION) TO ONE'S BROTHER, OR ONE SHOULD CHEAT AND RETAIN MILK IN THE UDDER (IN ORDER TO DECEIVE THE PURCHASER)

Book 10, Number 3617:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as having said this: One amongst you should not enter into a transaction when another is bargaining.

Book 10, Number 3618:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: A person should not enter into a transaction when his brother is already making a transaction and he should not make a proposal of marriage when his brother has already made a proposal except when lie gives permission.

Book 10, Number 3619:
Abu Huraira reported Allah's Messenger (may peace be upon him) as saying: A Muslim should not purchase (in opposition) to his brother. This hadith has been narrated on the authority of Abu Huraira through another chain of transmitters but with a slight change of words.

Book 10, Number 3620:
Abu Huraira reported Allah's Messenger (may peace'be upon him) as saying: Do not go out to meet riders to enter into transaction with them; none of you must buy in opposition to another, nor must you bid against one another; a townsman must not sell for a man from the desert, and do not tie up udders of carnels and sheep, and he who buys them after that has been done has two courses open to him: after he has milked them he may keep them if he is pleased with them, or he may return them along with a sit of dates if he is displeased with them.

Book 10, Number 3621:
Abu Huraira (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade the (people) meeting the caravan (for entering into business transaction with them), and the selling of goods by a townsman on behalf of a man of the desert, and seeking by a woman the divorce of her sister (from her husband), and outbidding (against one another), and tying up the udders (of animals), and buying of (things) in opposition to one's brother. This hadith has been narrated through another chain of transmitters.

Book 10, Number 3622:
Ibn Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade the outbidding (against another).

Chapter 5 : IT IS FORBIDDEN TO MEET THE TRADERS IN THE WAY FOR GETTING UNDUE ADVANTAGE

Book 10, Number 3623:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: Do not go out to meet merchandise in the way, (wait)until it is brought into the market. This hadith has been reported on the authority of Ibn Numair but with a slight change of words.

Book 10, Number 3624:
This hadith has been reported on the authority of 'Ubaidullah.

Book 10, Number 3625:
Abdullah (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) as saying: Do not meet the traders (in the way).

Book 10, Number 3626:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace he upon him) as saying: Do not meet the merchandise (in the way).

Book 10, Number 3627:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Do not meet the merchant in the way and enter into business transaction with him, and whoever meets him and buys from him (and in case it is done, see) that when the owner of (merchandise) comes into the market (and finds that he has been paid less price) he has the option (to declare the transaction null and void).

Chapter 6 : IT IS FORBIDDEN FOR THE TOWNSMAN TO SELL ON BEHALF OF THE MAN OF THE DESERT

Book 10, Number 3628:
Abu Huraira (Allah be pleased with him) reported it directly from Allah's Apostle (may peace be upon him): The townsman'should not sell for a man from the desert (with a view to taking advantage of his ignorance of the market conditions of the city). And Zuhair reported from the Holy Prophet (may peace be upon him) that he forbade the townsman to sell on behalf of the man from the desert.

Book 10, Number 3629:
Ibn 'Abbas (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: The riders (carrying merchandise) should not be met in the way, and townsman should not sell for a man of the desert. The narrator reported. I said to Ibn 'Abbas: What do these words really imply-"The townsman for the man of the desert"? He said: That he should work as a broker on his behalf.

Book 10, Number 3630:
Jabir (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: The townsman should not sell for a man from the desert, leave the people alone, Allah will give them provision from one another. Yahya reported it with a slight change of words.

Book 10, Number 3631:
Jabir (Allah be pleased with him) reported a similar hadith from Allah's Apostle (may peace be upon him) through another chain of transmitters.

Book 10, Number 3632:
Anas b. Malik (Allah be pleased with him) reported: We were forbidden that a townsman should sell for a man of the desert, even if he is his brother or father.

Book 10, Number 3633:
Anas b. Malik (Allah be pleased with him) said: We were forbidden that a townsman should sell for a man of the desert.

Chapter 7 COMMAND PERTAINING TO THE SELLING OF ANIMAL WHOSE UDDER IS TIED UP

Book 10, Number 3634:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be'upon him) as saying: He who bought a goat having its udder tied up should go back with it, milk it, and, if he is satisfied with its milk, he should retair it, otherwise he should return it along with a sa' of dates.

Book 10, Number 3635:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who buys a goat with its udder tied up has the option to retain the goat if he so desires or return it within three days, and in case he returns it he should do so along with a sa' of dates.

Book 10, Number 3636:
Abu Huraira (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) as saying: lie who buys a goat having its udder tied up has the option to return it within three days. If he returns it he should pay a sa' of dates. Wheat is not essential.

Book 10, Number 3637:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who buys a goat having its udder tied up has two courses left for him. He may retain it, and if he desires may return it along with a sa' of dates and not wheat.

Book 10, Number 3638:
Ayyub narrated with the same chain of transmitters but with this change of words: "He who buys a goat has the option. . . ."

Book 10, Number 3639:
Hammam b. Munabbih said: Out of the ahadith which Abu Huraira (Allah be pleased with him) reported to us from Allah's Messenger (may peace be upon him) one is this that Allah's Messenger (may peace be upon him) said: If one among you buys a she-camel having its udder tied up he has the two options for him after milking it either (to retain it) or return it with a sa' of dates.

Chapter 8: IT IS INVALID TO SELL THE COMMODITY BEFORE TAKING POSSESSION OF IT

Book 10, Number 3640:
Ibn Abbas (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who buys foodgrain should not sell it until he has taken possession of it.

Book 10, Number 3641:
A hadith like this has been narrated through the same chain of transmitters.

Book 10, Number 3642:
Ibn Abbas (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who buys food-rain should not sell it until he has taken possession of it. Ibn Abbas (Allah be pleased with them) said: I regard everything like food (so far as this principle is concerned).

Book 10, Number 3643:
Ibn Abbas (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who buys foodgrain should not sell it, until he has weighed it (and then taken possession of it). I (Tawus) said to Ibn Abbas (Allah be pleased with them): Why is it so? Thereupon he said: Don't you see that they (the people) sell foodgrains against gold for the stipulated time. Abu Kuraib did not make any mention of the stipulated time.

Book 10, Number 3644:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who buys foodgrain should not sell it until he has taken full possession of it.

Book 10, Number 3645:
Ibn Umar (Allah be pleased with them) reported: We used to buy foodgrains during the lifetime of Allah's Messenger (may peace be upon him). He (the Holy Prophet) would then send to us one who commanded us to take them (the foodgrains) to a place other than the one where we had bought them before we sold it.

Book 10, Number 3646:
Ibn Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who buys foodgrain should not sell that before taking possession of it. He (the narrator) said: We used to buy foodgrain from the caravans in bulk, but Allah's Messenger (may peace be upon him) forbade us to re-sell that until we had shifted it to some other place.

Book 10, Number 3647:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who bought foodgrain should not sell it until he had taken full possession of it (after measuring it).

Book 10, Number 3648:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying,: He who bought foodgrain should not sell it until he had taken possession of it.

Book 10, Number 3649:
Ibn 'Umar (Allah be pleased with them) reported that they were beaten during the lifetime of Allah's Messenger (may peace be upon him) if they had bought foodgrains in bulk and then sold them in the spot without shifting them (to some other place).

Book 10, Number 3650:
Salim b.'Abdullah (Allah be pleased with them) reported his father havingsaid this: I saw people being beaten during the lifetime of Allah's Messenger (may peace be upon him) in case they bought the foodgrain in bulk, and then sold them at that spot before taking it to their places. This hadith is narrated on the authority of 'Ubaidullah b. Abdullah b. 'Umar through another chain of transmitters (and the words are): "His father (Ibn 'Umar) used to buy foodgrains in bulk and then carried them to his people."

Book 10, Number 3651:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who bought foodgrain should not sell it until he had measured it. In the narration of Abu Bakr there the word is Ibta' instead of Ishtara.

Book 10, Number 3652:
Abu Huraira (Allah be please with him) is reported to have said to Marwan: Have you made lawful the transactions involving interest? Thereupon Marwan said: I have not done that. Thereupon Abu Huraira (may peace be upon him) said: You have made lawful the transactions with the help of documents only, whereas Allah's Messenger (may peace be upon him) forbade the transaction of foodgrains until full possession is taken of them. Marwan then addressed the people and forbade them to enter into such transactions (as are done with the help of documents). Sulaiman said: I saw the sentinels snatching (these documents) from the people.

Book 10, Number 3653:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: When you purchase foodgrains, do not sell them until you have taken possession of them.

Chapter 9:IT IS FORBIDDEN TO SELL THE REAP OF DATES THE WEIGHT OF WHICH IS UNKNOWN

Book 10, Number 3654:
Jabir b. Abdullah (Allah be pleased with them) is reported to have said that Allah's Messenger (may peace be upon him) forbade the sale of a heap of dates the weight of which is unknown in accordance with the known weight of dates.

Book 10, Number 3655:
This hadith is narrated on the authority of Jabir b. Abdullah (Allah be pleased with them) but with this variation that no mention is made of the dates(which one finds) at the end of the previous hadith.

Chapter 10: BOTH THE BUYERS AND THE SELLERS HAVE THE OPTION TO WITHDRAW THE TRANSACTION BEFORE LEAVING THE MEETING (WHERE THE BARGAIN IS STRUCK)

Book 10, Number 3656:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying : Both parties in a business transaction have the right to annul it so long as they have not separated; except in transactions which have been made subject to the right of parties to annul them.

Book 10, Number 3657:
This hadith has been narrated on the authority of Ibn 'Umar (Allah be pleased with them) through another chain of transmitters.

Book 10, Number 3658:
Ibn 'Umar (Allah be pleased with thcm) reported Allah's Messenger (may peace be upon him) as saying : When two persons enter into a transaction, each of them has the right to annul it so long as they are not separated and are together (at the place of transaction); or if one gives the other the right (to annul the transaction) But if one gives the other the option, the transaction is made on this condition (i.e. one has the right to annul the transaction), it becomes binding. And if they are separated after they have made the bargain and none of them annulled it, even then the transaction is binding.

Book 10, Number 3659:
Abdullah b. 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: When two persons enter into a transac.tion, each one of them has the right to annul it so long as they are not separated, or their transaction gives one another (as a condition) the right of annulling, and if their transaction,has the right of annulling it the transaction becomes binding. Ibn Abi Umar made this addition that whenever he (Ibn Umar) entered into a transaction with a person with the intention of not breaking it, he walked a while and then returned to him.

Book 10, Number 3660:
Ibn Umar reported Allah's Messenger (may peace be upon him) as saying: There is no transaction between two persons entering a transaction until they separate, but only when there is an option to annul it.

Chapter 11: TRUTHFULNESS IN TRANSACITION AND DESCRIPTION (OF THE DEFECT IN THE COMMODITY)

Book 10, Number 3661:
Hakim b. Hazim (Allah be pleased with him) reported Allah's Messenger(may peace be upon him) as saying : Both parties in a business transaction have the right to annul it so long as they have not separated; and if they speak the truth and make everything clear they will be blessed in their transaction; but if they tell a lie and conceal anything the blessing on their transaction will be blotted out.

Book 10, Number 3662:
A hadith like this has been transmitted on the authority of Hakim b. Hizam (Imam Muslim) said : Hakim b. Hizam was born inside the Ka'ba and lived for one hundred and twenty years.

Chapter 12: HE WHO DECEIVES IN BUSINESS TRANSACTION

Book 10, Number 3663:
Abdullah b. Dinar narrated that he heard Ibn 'Umar (Allah be pleased with them) saying : A man mentioned to the Messenger of Allah (may peace be upon him) that he was deceived in a business transaction, whereupon Allah's Messenger (may peace be upon him) said : When you enter into a transaction, say : There should be no attempt to deceive.

Book 10, Number 3664:
This hadith has been narrated on the authority of 'Abdullah b. Dinar with the same chain of transmitters but these words are not found in it . "When he buys he should say: There should be no attempt to deceive."

Chapter 13: PROHIBITION OF THE SALE OF FRUITS UNTIL THEY ARE CLEARLY IN GOOD CONDITION

Book 10, Number 3665:
Ibn 'Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade the sale of fruits until they were clearly in good condition, he forbade it both to the seller and to the buyer.

Book 10, Number 3666:
Ibn 'Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade the sale of palm-trees (i.e. their trults) until the dates began to ripen, and ears of corn until they were white and were safe from blight. He forbade the seller and the buyer.

Book 10, Number 3667:
Ibn Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: Do not buy fruit until its good condition becomes clear, and (the danger) of blight is no more. He said: Its good condition becoming clear implies that it becomes red or yellow.

Book 10, Number 3668:
This hadith is reported or the authority of Yahya with the same chain of transmitters up to "until its good condition becomes clear," but lie did not mention what follows (these words).

Book 10, Number 3669:
This hadith has been narrated on the authority of Ibn 'Umar through another chain of transmitters.

Book 10, Number 3670:
Nafi, reported on the authority of Ibn Umar (Allah be pleased with them) a hadith like that narrated before.

Book 10, Number 3671:
Ibn Umar (Allah be pleased with them) reported Allah's Messenger'(may peace be upon him) as saying: Do not buy fruits (on the trees) until their good condition becomes clear. In the hadith transmitted on the authority of Shu'ba it was stated that Ibn Umar (Allah be pleased with them) was asked what good condition implied. He said: When (the danger of) blight is no more.

Book 10, Number 3672:
Jabir (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade (or forbade us) the sale of fruits until they are ripe in a good condition.

Book 10, Number 3673:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) forbidding the sale of fruit until its good condition is obvious.

Book 10, Number 3674:
Abu Bakhtari reported: I asked Ibn 'Abbas (Allah be pleased with them) about the sale of dates. He said: Allah's Messenger (may peace be upon him) forbade the sale of dates of the trees until one eats them or they are eaten (i.e. they are fit to be eaten) or until they are weighed (or measured). I said: What does it imply: "Until it is weighed"? Thereupon a person who was with him (Ibn Abbas) said: Until he is able to keep it with him (after plucking them).

Book 10, Number 3675:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Do not sell the fruits until their good condition becomes evident."

Chapter 14 : IT IS FORBIDDEN TO SELL FRESH DATES AGAINST DRY DATES, EXCEPT IN CASE OF AL-ARAYA

Book 10, Number 3676:
Ibn Umar (Allah be pleased with them) reported Allah's Apostle (may peace be upon him) forbidding the sale of fruits until their good condition becomes evident and the purchase of dates for dates. Zaid b. Thabit (Allah be pleased with him) said that Allah's Messenger (may peace be upon him) gave a concession in case of the sale known as al-araya, there is an addition of the word an tuba'a in the hadith transmitted by Ibn Numair.

Book 10, Number 3677:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Do not buy the fruit until their condition is clear, and do not buy the fresh dates. A hadith like this has been reported by Ibn 'Umar through another chain of transmitters.

Book 10, Number 3678:
Sa'id b. al-Musayyib said that Allah's Messenger (may peace be upon him) forbade the transaction of Af Muzabana and Muhaqala. Muzabana means that fresh dates on the trees should be sold against dry dates. Muhaqala implies that the wheat in the ear should be sold against the wheat and getting the land on rent for the wheat (produced in it). He (the narrator) said that the Holy Prophet (may peace be upon him) had aid: Do not sell fresh fruits on the trees until their good condition becomes manifest, and do not sell fresh dates on the trees against dry dates. Salim said: Abdullah informed me on the authority of Zaid b. Thabit, Allah's Messenger (may peace be upon him) having given concession afterwards in case of ariyya transactions by which dry dates can be exchanged with fresh dates, but he did not permit it in other cases.

Book 10, Number 3679:
Zaid b. Thabit (Allah be pleased with him) reported Allah's Messenger (may peace he upon him) having given concession in case of 'ariyya for selling dry dates (with) fresh dates after measuring them out.

Book 10, Number 3680:
Zaid b. Thabit reported that Allah's Messenger (may peace be upon him) give concession in case of 'ariyya transactions according to which the members of the household give dry dates according to a measure and then eat fresh dates (in exchange for it)

Book 10, Number 3681:
A hadith like this has been narrated on the authority of Nafi' with the same chain of transmitters.

Book 10, Number 3682:
Yahya b. Sa'id reported this hadith with the same chain of transmitters but with this change: 'Ariyya implies that date-palm trees should be donated to the people and then they sell it with a measure of dry dates.

Book 10, Number 3683:
Zaid b Thabit (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) gave concession in case of al-'ariyya transactions (for exchanging dates) for dates with measure. Yahya said: 'Ariyya implies that a person should buy fresh dates on the tree for his family to eat against a measure of dry dates.

Book 10, Number 3684:
Zaid b. Thabit (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) granting concession in case of 'ariyya transactions and that implies selling of (dry dates for fresh dates) according to a measure.

Book 10, Number 3685:
Ubaidullah reported this hadith with a slight change of words on the same authority (as quoted above).

Book 10, Number 3686:
Nafi, reported this hadith with the same chain of transmitters stating that Allah's Messengtr (may peace be upon him) granted concession in case of 'ariyya transactions (for exchange of the same commodity) with measure.

Book 10, Number 3687:
Bashair b. Yasir reported on the authority of some of the Companions of Allah's Messenger (may peace be upon him) among the members of his family among whom one was Sahl b. Abu Hathma that Allah's Messenger (may peace be upon him) forbade buying of fresh dates against dry dates and that it is Riba and this is Muzabana, but he made an exemption of 'ariyya (donations) of a tree or two in which case the members of a family sell dry dates and buy fresh dates for eating them.

Book 10, Number 3688:
Bushair b. Yasar reported on the authority of some of the Companion of Allah's Messenger (may peace be upon him) that he exempted the transactions, of 'ariyya (from the direct exchange of one kind) after measuring the dry dates (in exchange for fresh dates).

Book 10, Number 3689:
Bushair b. Yasir reported on the authority of some of the Companions of Allah's Messenger (may peace be upon hinn) from among the members of his family that he forbade (the direct exchange of a commodity having different qualities) but with the change that Ishaq and Ibn al-Muthanna used the word Zabn in place ot Riba and Ibn Abu 'Umar used the word Riba (interest).

Book 10, Number 3690:
A hadith like this has been narrated on the authority of Sahl b. Abu Hathma.

Book 10, Number 3691:
Sahl b. Abu Hathma reported Allah's Messenger (may peace be upon him) having forbidden Muzabana, i.e. exchange of fresh dates with dry dates. except in case of those to whom donations of some trees have been made. It is for them that concession has been given.

Book 10, Number 3692:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) having given exemption of 'ariyya transactions measuring less than five wasqs or up to five wasqs (the narrator Dawud is in doubt whether it was five or less than five).

Book 10, Number 3693:
Ibn Umar (Allah be pleased them) reported Allah's Messenger (may peace be upon him) having forbidden Muzabana, and Muzabana implies the selling of fresh dates for dry dates by measuring them out and the selling of raisins by measure for grapes.

Book 10, Number 3694:
'Abdullah (b. Umar) reported that Allah's Apostle (may peace be upon him) forbade Muzabana, i.e. buying of fresh dates (on) the trees for dry dates by measure, and the buying of grapes for raisins by measure and the selling of field of corn for corn by measure.

Book 10, Number 3695:
A hadith like this has been narrated on the authority of 'Ubaidullah with the same chain of transmitters.

Book 10, Number 3696:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) having forbidden Muzabana, and Muzabana is the selling of dry dates by measure for fresh dates and the selling of raisins by measure for grapes and selling of all Ports of fruits on the basis of calculation.

Book 10, Number 3697:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) having forbidden Muzabana, and Muzabana implies the selling of dry dates for fresh dates on the tree with a definite measure (making it clear) that in case it increases, it belongs to me and if it is less, it is my responsibility.

Book 10, Number 3698:
A hadith like this has been transmitted on the authority of Ayyub.

Book 10, Number 3699:
Abdullah (b. Umar) (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) having forbidden Mazabana, and it implies that one should sell the fresh fruits of his orchard (for dry fruits) or, if it is fresh dates, for dry dates with a measure, or if it is grapes for raisins or if it is corn in the field for dry corn with a measure He (the Holy Prophet) in fact forbade all such transactions.Qutaiba has narrated it with a slight variation of words.This hadith has been narrated on the authority of Nafi with another chain of transmitters.

Chapter 15 : PERTAINING TO ONE WHO SELLS DATE-PALM TREE WITH DATES HANGING ON ITS BRANCHES

Book 10, Number 3700:
Ibn Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: If anyone buys palm-trees after they have been fecundated the fruit belongs to the seller unless the buyer makes a proviso.

Book 10, Number 3701:
Nafi reported on the authority of Ibn Umar (Allah be pleased with them) that the Messenger of Allah (may peace be upon him) said: Whichever tree is bought with its roots, and if it is fecundatedits fruit would belong to one who has grafted it except when the provision is laid down by the buyer.

Book 10, Number 3702:
Ibn Umar (Allah be pleased with them) reported Allah's Apostle (may peace be upon him) as saying: Whosoever grafts the tree and then sells its roots, its fruit will belong to one who grafts it except when provision is laid down by the buyer.

Book 10, Number 3703:
This hadith has been narrated on the authority of Nafi, with the same chain of transmitters.

Book 10, Number 3704:
Abdullah b. Umar (Allah be pleased with them) reported Allah's Massenger (may peace be upon him) as saying: He who buys a tree after it has been fecundated, its fruit belongs to one who sells it except when the provision has been laid down by the buyer (that it will belong to him), and he who buys a slave, his property belongs to one who sells him except when a provision has been laid down by the buyer (that it will be transferred to him with the slave).

Book 10, Number 3705:
A hadith like this has been narrated on the authority of al Zuhri.

Book 10, Number 3706:
Ibn Umar reported on the authority of his father as Allah's Apostle (may peace be upon him) saying so.

Chapter 16 : FORBIDDANCE OF AL-MUHAQALA, AND AL MUZABANA, AND AL- MUKHABARA, AND THE SALE OF FRUITS BEFORE THEIR GOOD CONDITION IS CLEAR, AND AL-MU'AWAMA. I.E. THE SALE FOR SOME YEARS

Book 10, Number 3707:
Jabir b. Abdullah (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) had forbidden Muhaqala. and Muzabana, Mukhibara and the sale of fruits until their good condition becomes clear, and (he commanded) that (commodities) should not be sold but for the dinar and dirham except in case of araya.

Book 10, Number 3708:
Jabir b. 'Abdullah (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade the types of sales as described before.

Book 10, Number 3709:
Jabir b. 'Abdullah (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade Mukhabara and Muhaqala, and Muzabana, and the sale of the fruit until it is fit for eating, and its sale but with dirham and dinar. Exception is made in case of 'araya. Ata' said: Jabir explained (these terms) for us. As for Mukhabara it is this that a wasteland is given by a person to another and he makes an investment in it and then gets a share in the produce. According to him (Jabir), Muzabana is the sell of fresh dates on the tree for dry dates with a measure, and Muhaqala in agriculture implies that one should sell the standing crop for grains with a measure.

Book 10, Number 3710:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) forbidding Muhaqala, and Muzabana, and Mukhabara, and the buying of date-palm until its fruit is ripened (ripening means that its colour becomes red or yellow, or it is fit for being eaten). And Muhaqala implies that crops in the field are bought for grains according to a customary measure. Muzabana implies that date-palm should be sold for dry dates by measuring them with wisqs, and al-Mukhabara is (a share), maybe one-third or one-fourth (in produce) or something like it. Zaid (one of the narrators) said to Ata' b. Abu Rabah (the other narrator): Did You bear Jabir b. Abdullah (Allah be pleased with them) making a mention of it that he had heard it directly from Allah's Messenger (may peace be upon him)? He said: Yes.

Book 10, Number 3711:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) forbidding Muzabana and Muhaqala, and Mukhabara, and the sale of fruits until they are ripe. I (the narrator) said to Sa'id (the other narrator): What does ripening imply? He said: It meant that they become red or become yellow and are fit for eating.

Book 10, Number 3712:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) forbidding Muhaqala and Muzabana and Mu'awama and Mukhabara. (One of the narrators)'said: Sale years ahead is Mu'awama, and making exceptional but he made an exemption of arraya.

Book 10, Number 3713:
A hadith like this has been narrated on the authority of Jabir (Allah be pleased with him) from Allah's Apostle (may peace be upon him). but he made no mention of transactions years (ahead) implying Mu'awama.

Chapter 17 : LEASING OUT LAND

Book 10, Number 3714:
Jabir b. Abdullah (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) forbade leasing of land, and selling ahead for years and selling of fruits before they become ripe.

Book 10, Number 3715:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) having forbidden the renting of land.

Book 10, Number 3716:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who has land should cultivate it himself, but if he does not cultivate it himself, then he should let his brother cultivate it.

Book 10, Number 3717:
Jabir b. Abdullah (Allah be pleased with them) reported some of the Companions of Allah's Messenger (may peace be upon him) had surplus of land. Thereupon Allah's Messenger (may peace be upon him) said: He,who has surplus land (in his possession) should cultivate it, or he should lend it to his brother for benefit, but if he refuses to accept it, he should retnai it.

Book 10, Number 3718:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) having forbidden taking of rent or share of land.

Book 10, Number 3719:
Jabir (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who has land should cultivate it, but if he does not find it possible to cultivate it, or finds himself helpless to do so, he should lend it to his Muslim brother, but he should not accept rent from him.

Book 10, Number 3720:
Sulaiman b. Musa asked Ata': Did Jabir b. 'Abdullah (Allah be pleased with them) reported Allah's Apostle (may peace be upon him) as saying: "He who has land should cultivate it himself, or let his brother cultivate it, and should not give on rent"? He said: Yes.

Book 10, Number 3721:
Jabir (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) having forbidden Mukhabara.

Book 10, Number 3722:
Jabir b. Abdullah (Allah be pleased with them) heard Allah's Messenger (may peace be upon him) say: He who has surplus of land should either cultivate it himself, or let his brother cultivate it, an should not sell it. I (the narrator) said to Sa'id: What does his statement "do not sell it" mean? Does it imply "rent"? He said: Yes.

Book 10, Number 3723:
Jabir b. 'Abdullah reported: We used to cultivate land on rent during the lifetime of Allah's Apostle (may peace be upon him) and we got a share out of the grain left in the ears after threshing them and something unspecified. Allah's Messenger (may peace be upon him) said: He who has land should cultivate it or let his brother till it, otherwise he should leave it.

Book 10, Number 3724:
Jabir b. Abdullah (Allah be pleased with them) reported: We used to get land (on rent) during the lifetime of Allah's Messeuge, (may peace be upon him) with a share of one-third or one-fourth (of the produce from the land irrigated) with the help of canals. Thereupon Allah's Messenger (may peace be upon him) stood up (to address) and said: HRe who has land should cultivate it, and if he does not cultivate it, he should lend it to his brother, and if he does not lend it to his brother, he should then retain it.

Book 10, Number 3725:
Jabir (Allah he pleased with him) reported: I heard Allah's Apostle (may peace be upon him) as saying: He who has (surplus) land should donate it (to others), or lend it. This hadith has been narrated on the authority of A'mash with the same chain of transmitters, but with a slight change of words.

Book 10, Number 3727:
Jabir (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) forbidding the selling (renting of) uncultivated land for two years or three.

Book 10, Number 3728:
Jabir (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) forbidding selling of (produce) in advance for two years, and in the narmtion of Ibu Abd Shaiba (the words are) : "Selling of the fruits (on the tree) in advance for two years."

Book 10, Number 3729:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who has land should cultivate it or lend it to his brother, but if he refuses, he should retain his land.

Book 10, Number 3730:
Jabir b. Abdullah (Allah be pleased with them) reported: I heard Allah's Messenger (may peace be upon him) forbidding Muzabana, and Huqul. Jabir b. Abdullah (Allah be pleased with them) said: Muzabana means the selling of fruits for dry dates and Huqul is the renting of land.

Book 10, Number 3731:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) forbidding Muhaqala and Muzabana.

Book 10, Number 3732:
Abu Sa'id al-Khudri (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) having forbidden Mazabana and Muhaqala. Muzibana means the buying of fruits on the trees and Muhaqala is the renting of land.

Book 10, Number 3733:
Zaid b. Amr reported: I heard Ibn Umar (Allah be pleased with them) say: We did not see any harm in renting of the land, but as the first year was over Rafi' alleged Allah's Apostle (may peace be upon him) having forbidden that.

Book 10, Number 3734:
This hadith has been narrated on the authority of Amr b. Dinar with the same chain of transmitters but (in) the hadith transmitted on the authority of 'Uyainah (the words are) : "We abandoned it (renting) on account of that."

Book 10, Number 3735:
Ibn 'Umar (Allah be pleased with them) reported: Rafi forbade us from benefitting from our land (in the form of rent).

Book 10, Number 3736:
Nafi reported that Ibn Umar (Allah be pleased with them) rented his land during the lifetime of Allah's Messenger (may peace be upon him) and during the caliphate of Abu Bakr and that of Umar and that of Uthman (Allah be pleased with them) and during the early period of Muawiya's caliphate until at the end of Muawiya's reign, it reached him (Ibn 'Umar) that Rafi b. Khadij (Allah be pleased with him) narratted (a hadith) in which (there was a decree) of prohibition by Allah's Apostle (may peace be upon him). He (Ibn'Umar) went to him (Rafi b. Khadij) and I was with him and he asked him, whereupon he said: Allah's Messenger (may peace be upon him) used to forbid the renting of land. So Ibn Umar (Allah be pleased with them) abandoned it, and subsequently whenever he was asked about it, he said: Rafi b. Khadij (Allah be pleased with him) alleged that Allah's Messenger (may peace be upon him) forbade it.

Book 10, Number 3737:
This hadith has been narrated on the authority of Ayyub and he made an addition in the hadith narrated by Ibn Ulayya in which he said: Ibn Umar abandoned it afterwards and he did not rent it (the land).

Book 10, Number 3738:
Nafi reported: I went to Rafi b. Khadij in the company of Ibn 'Umar (All be pleased with them) until he (Ibn 'Umar) came to him at Balat (a place near Prophet's Mosque at Medina) and he (Rafi b. Khadij) informed him that Allah's Messenger (may peace be upon him) had forbidden the renting of land.

Book 10, Number 3739:
Nafi, reported from Ibn Umar (Allah be pleated with them) that he came to Rafi and he narrated this hadith from Allah's Apostle (way peace be upon him).

Book 10, Number 3740:
Nafi, reported that Ibn Umar (Allah be pleased with them) used to rent the land, and that he was conveyed the hadith transmitted on the authority of Rafi b. Khadij. He (the narrator) said: He then went to him along with me. He (Rafi) narrated from some of his uncles in which it was mentioned that Allah's Apostle (may peace be upon him) forbade the renting of land. Ibn 'Umar (Allah be pleased with them) then abandoned this practice of renting. This hadith has been narrated through another chain of transmitters.

Book 10, Number 3741:
Salim b. Abdullah reported that AbduUah b. Umar (Allah be pleased with them) used to give land on rent until (this news) reached him that Rafi b. Khadij Ansari used to forbid the renting of land. Abdullah met him and said: Ibn Khadij, what is this that you narrate from Allah's Messenger (may peace be upon him) pertaining to renting of land? Rafi b. Khadij said to Abdullah: I heard it from two uncles of mine and they had participated in the Battle of Badr who narrated to the members of the family that Allah's Messenger (may peace be upon him) forbade the renting of land. Abdullah said: I knew it that the land was rented during the lifetime of Allah's Messenger (may peace be upon him). Abdullah then apprehended that Allah's Messenger (may peace be upon him) might have said something new in this connection (in regard to prohibition of renting) which I failed to know. So he abandoned the renting of land.

Book 10, Number 3742:
Rafi b. Khadij (Allah be pleased with him) reported: We used to give on rent land during the lifetime of Allah's Messenger (may peace be upon him). We rented it on the share of one-third or one-fourth of the (produce) along with a definite quantity of corn. One day a person from among my uncles came to us and said: Allah's Messenger (may peace be upon him) forbade us this act which was a source of benefit to us, but the obedience to Allah and to His Messenger (may peace be upon him) is more beneficial to us. He forbade us that we should rent land with one-third or one-fourth of (the produce) and the corn of a measure, and he commanded the owner of land that he should cultivate it or let it be cultivated by other (persons) but he showed disapproval of renting it or anything besides it.

Book 10, Number 3743:
Rafi b. Khadij (Allah be pleased with him) reported: We used to give land on rent, and we rented it on one-third or one-fourth share. The rest of the hadith is the same.

Book 10, Number 3744:
This hadith has been narrated on the authority of Rafi' b. Khadij with the same chain of transmitters, but in it no mention is made of some of his uncles.

Book 10, Number 3745:
Rafi (Allah be pleased with him) reported that Zuhair b. Rafi (who was his uncle) came to me and said: Allah's Messenger (may peace be upon him) forbade a practice which was useful for us. I said: What is this? (I believe) that whatrver Allah's Messenger (may peace be upon him) says is absolutely true. He (Zuhair) said that he (the Holy Prophet) asked me: What do you do with your cultivable lands? I said: Allah's Messenger, we rent those irrigated by canals for dry dates or barley. He said: Don't do that. Cultivate them or let them be cultivated (by others) or retain them yourself.

Book 10, Number 3746:
This hadith has been transmitted on the authority of Rafi from the Prophet (may peace be upon him) about this, but he did not make mention of his uncle Zuhair.

Book 10, Number 3747:
Hanzala b. Qais reported that he asked Rafi b. Khadij (Allah be pleased with him) about renting of land, whereupon he said: Allah's Messenger (may peace be upon him) forbade the renting of land. I said: Is it forbidden (even if it is paid) in gold (dinar) and silver (dirham)? Thereupon he said: If it is paid in gold and silver, there is no harm in it.

Book 10, Number 3748:
Hanzala b. Qais al-Ansri reported: I asked Rafi' b. Khadij about the renting of land for gold and silver, whereupon he said: There is no harm in it for the people let out land situated near canals and at the ends of the streamlets or portion of fields. (But it so happened) that at times this was destroyed and that was saved. whereas (on other occasions) this portion was saved and the other was destroyed and thus no rent was payable to the people (who let out lands) but for this one (which was saved). It was due to this that he (the Holy Prophet) prohibited it. But if there is something definite and reliable (e.g. money). there is no harm in it.

Book 10, Number 3749:
Hanzala reported that he heard Rafi' b. Khadij (Allah be pleased with him) say: We were the major agriculturists of the Ansar and so we let out land (saying): The produce of this (part of land) would be ours and (the produce) of that would be theirs. But it so happened that at times this (land) gave harvest, but the other one produced nothing. So he (the Holy Prophet) forbade this. But so far as the payment in silver (dirham, a coin) is concerned, he did not forbid.

Book 10, Number 3750:
This hadith has been narrated on the authority of Yahya b. Sa'id with the same chain of transmitters.

Book 10, Number 3751:
Abdullah b. al Sa'ib reported: I asked Abdullah b. Ma'qil about Muzara'a (cultivating land on share basis in the produce). He said: Thabit b. Dahhak informed me that Allah's Messenger (may peace be upon him) forbade Muzara'a as Ibn Abu Shaiba forbade it with a slight change of words. He (the narrator) said: I asked Ibn Ma'qil but he did not name 'Abdullah.

Book 10, Number 3752:
Abdullah b. al-Sa'ib reported: We visited 'Abdullah b. Ma'qil and asked him about sharing of crops, whereupon he said: Thabit alleged that Allah's Messenger (may peace be upon him) forbade Muzara'a and commanded leasing it out on rent (for money) and said: There is no harm in it.

Book 10, Number 3753:
Mujahid said to Tiwus: Come along with me to Ibn Rafi b. Khadij in order to listen from him the hadith transmitted on the authority of his father (pertaining to the renting of land) from Allah's Apostle (may peace be upon him). He (Tawus) scolded him and said: By Allah, it I were to know that Allah's Messenger (may peace be upon him) had forbidden it, I would have never done it. But it has been narrated to me by one who has better knowledge of it amongst them (and he meant Ibn 'Abbas) that Allah's Messenger (may peace be upon him) said: It is better if a person lends, his land to his brother (for cultivation) than that he gets recognised rent on it.

Book 10, Number 3754:
Tawus reported that he let out his land on rent, whereupon Amr said: I said to him: Abu Abd al-Rahrman, I wish if you abandon this renting of land, for they alleged that Allah's Apostle (may peace be upon him) forbade Mukhabara. He siad: Amr, one who has informed me has the best knowledge of it among them (he meant Ibn Abbas). (He said) that Allah's Apostle (may peace be upon him) did not prohibit it altogether, but said: Lending of land by one among you to his brother is better for him than getting a specified amount of produce from it.

Book 10, Number 3755:
A hadith like this has been transmitted on the authority of Ibn Abbas (Allah be pleased with them).

Book 10, Number 3756:
Ibn Abbas (Allah be pleased with them) reported Allah's Apostle (may peace be upon him) as saying: If one among you lets out land to his brother, that is better for him than if he receives such and such (the definite thing). Ibn 'Abbis (Allah be pleased with them) said: It is Haql, and in the parlance of the Ansr it is Muhaqala.

Book 10, Number 3757:
Ibn Abbas (Allah be pleased with them) reported Allah's Apostle (may peace be upon him) as saying: He who has land, it is better for him that he should let it out to his brother.

Chapter 19 : SHARING OF FRUITS

Book 10, Number 3758:
Ibn Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) contracted with the people of Khaibar the (trees) on the condition that he would have half the produce in fruits and harvest.

Book 10, Number 3759:
Ibn Umar (Allah be pleased with them) reported: Allah's Messenger (may peace be upon him) handed over the land of Khaibar (on the condition) of the share of produce of fruits and harvest, and he also gave to his wives every year one hundred wasqs: eighty wasqs of dates and twenty wasqs of barley. When 'Umar became the caliph he distributed the (lands and trees) of Khaibar, and gave option to the wives of Allah's Apostle (may peace be upon him) to earmark for themselves the land and water or stick to the wasqs (that they got) every year. They differed in this matter. Some of them opted for land and water, and some of them opted for wasqs every year. 'A'isha and Hafsa were among those who opted for land and water.

Book 10, Number 3760:
Abdullah b. Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) contracted with the people of Khaibar (land and trees on the condition that they should give) half of the yield from land and trees. The rest of the hadith is the same. In the hadith transmitted on the authority of AIi b. Mushir there is no mention of it, but that A'isha and Hafsa were those who opted for land and water, but he (the narrator) said: He (Hadrat 'Umar, gave option to the wives of Allah's Apostle (may peace be upon him) that land would be earmarked for them, but he made no mention of water.

Book 10, Number 3761:
'Abdullah b. Umar (Allah be pleased with them) reported that when Khaibar had been conquered, the Jews asked Allah's Messenger (may peace be upon him) to let them continue (cultivation in those lands) on half of the share of yield in fruits and crop, whereupon Allah's Messenger (may peace be upon him) said: I will allow you to continue here, so long as we would desire. The rest of the hadith is the same, but with this addition: "The fruit would be distributed equal to the half of Khaibar. And out of hall of the produce of the land, Allah's Apostle (may peace be be upon him) got the fifth part."

Book 10, Number 3762:
Abdullah b. Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) returned to the Jews of Khaibar the date-palms of Khaibar and its land on the condition that they should work upon them with their own wealth (seeds, implements), and give half of the yield to Allah's Messenger (may peace be upon him).

Book 10, Number 3763:
Ibn Umar reported that 'Umar b. al-Khattab (Allah be pleased with him) expelled the Jews and Christians from the land of Hijaz, and that when Allah's Messenger (may peace be upon him) conquered Khaibar he made up his mind to expel the Jews from it (the territory of Khaibar) because, when that land was conquered, it came under the sway of Allah, that of His Messenger (may peace be upon him) and that of the Muslims. The jews asked Allah's Messenger (may peace be upon him) to let them continue there on the condition that they would work on it, and would get in turn half of the fruit (of the trees), whereupon Allah's Messenger (may peace be upon him) said : We would let you continue there so long as we will desire. So they continued (to cultivate the lands) till 'Umar externed them to Taima' ang Ariha (two villages in Arabia, but out of Hijaz).

Chapter 20 : EXCELLENCE OF PLANTING OF TRESS AND TILLING OF LAND

Book 10, Number 3764:
Jabir (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Never a Muslim plants a tree, but he has the reward of charity for him, for what is eaten out of that is charity; what is stolen out of that, what the beasts eat out of that, what the birds eat out of that is charity for him. (In short) none incurs a los!k to him but it becomes a charity on his part.

Book 10, Number 3765:
Jabir (Allah be pleased with him) reported that Allah's Apostle (may peace be upon him) visited Umm Mubashshir al-Ansariya at her orchard of date-palms and said to her: Who has planted these trees of dates-a Muslim or a non-Musim ? She said : A Muslim, of course, whereupon he said: Never a Muslim plants, or cultivates a land, and it out of that men eat, or the animals eat, or anything else eats, but that becomes charity on his (planter's) behalf.

Book 10, Number 3766:
Jabir b. 'Abdullah (Allah be pleased with them) reported: I heard Allah's Messenger (may peace be upon him) saying: Never does a Muslim plant, or cultivate, but has reward for him for what the beasts eat, or the birds eat or anything else eats out of that.

Book 10, Number 3767:
Jabir b. Abdullah (Allah be pleased with them) reported: Allah's Apostle (may peace be upon him) visited the orchard of Umm Ma'sud and said: Umm Ma'bad. he who has planted this tree, is he a Muslim or a non-Muslim? She said: Of course, he is a Muslim, whereupon he (the Holy Prophet) said: No Muslim who plants (trees) and from their fruits the human beings or the beasts or birds eat, but that would be taken as an act of charity on the Day of Resurrection.

Book 10, Number 3768:
This hadith is transmitted on the authority of Abu Muawiya (but With a slight change of words).

Book 10, Number 3769:
Anas reported Allah's Messenger (may peace be upon him) as saying Never does a Muslim plant trees or cultivate land and birds or a man or a beast eat out of them but that is a charity on his behalf.

Book 10, Number 3770:
Anas b. Malik (Allah be pleased with him) reported that Allah's Apostle (may peace be upon him) visited the date-palms of Umm Mubashshir (Allah be pleased with her), a lady from the Ansar, and said: Who planted this palm-a Muslim or an unbelievers The rest of the hadith is the same.

Chapter 21 : REMISSION IN THE PAYMENT OF YIELD STRICKEN BY CALAMITY

Book 10, Number 3771:
Jabir b. Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) saying: If You sell fruits to your brother (and Jabir b. Ahduthh reported through another chain of narrators: If you were to sell fruits to your brother) and these is a stricken with Calamity, it is not permissible for you to get anything from him. Why do you get the wealth of your brother, without jutification?

Book 10, Number 3772:
A hadith like this has been narrated on the authority of Juraij with the same chain of transmitters.

Book 10, Number 3773:
Anas (Allah be pleased with him) reported that Allah's Apostle (may peace be upon him) forbade the sale of the fruit of date-palms until it becomes mellow. We (some of the other narrators in the chain of transmitters) said: What does the word "mellow" mean? He said: (There the fruit) turns red or yellow. Don't you see if Allah had checked (the growth of) fruits; then what for the wealth of your brother would be permissible for you?

Book 10, Number 3774:
Anas b. Malik (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade the sale of fruits until these are mellow. They (the companions of Anas) said: What is meant by "mellow"? He said: It implies that these became red. He said: When Allah hinders the growth of fruits, (then) what for the wealth of your brother would become permissible for you?

Book 10, Number 3775:
Anas (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) as saying: If Allah does not fructify them, then what is permissible for one of you to take the wealth of his brother?

Book 10, Number 3776:
Jabir (Allah be pleased with him) reported that Allah's Apostle (may peace be upon him) commanded to make deductions in the payment of that stricken with a Calamity.

Chapter 22 : EXCELLENCE OF MAKING REDUCTION IN THE DEBT

Book 10, Number 3777:
Abu Sa'id al-Khudri (Allah be pleeased with him) reported that in the time of Allah's Messenger (may peace be upon him) a man suffered loss in fruits he had bought and his debt increased; so Allah's Messenger (may peace be upon him) told (the people) to give him charity and they gave him charity, but that was not enough to pay the debt in full, whereupon Allah's Messenger (may peace be upon him) said to his creditors: "Take what you find, you will have nothing but alms.

Book 10, Number 3778:
This hadith has been narrated on the authority of Bukair b. al-Ashajj with the same chain of transmitters.

Book 10, Number 3779:
A'isha (Allah be pleased with her) reported: Allah's Messenger (may peace be upon him) heard the voices of altercation of two disputants at the door; both the voices were quite loud. The one demanded some remission and desired that the other one should show leniency to him, whereupon the (other one) was saying: By Allah will not do that. Then there came Allah's Messenger (may peace be upon him) to them and said: Where is he who swears by Allah that he would not do good? He said: Massenger of Allah, it is I. He may do as he desires.

Book 10, Number 3780:
Abdullah b. Ka'ab b. Malik reported from his father that he pressed in the mosque Ibn Abu Hadrad for the payment of the debt that he owed to him during the lifetime of Allah's Messenger (may peace be upon him). (In this altercation) their voices became loud, until Allah's Messenger (may peace be upon him) heard them, while he was in the house, so Allah's Messenger (may peace be upon him) came out towards them, and he lifted the curtain of his apartment and he called upon Ka'b b. Malik and said: O Ka'b. He said: At thy beck and call, Allah's Messenger. He pointed out with the help of his hand to remit half of the loan due to him. Ka'b said: Allah's Messenger, I am ready to do that, whereupon Allah's Messenger (may peace be upon him) said (to Ibn Abu Hadrad): Stand up and make him the payment (of the rest).

Book 10, Number 3781:
Ka'b b. Malik reported that he made a demand for the payment of the debt that Ibn Abu Hadrad owed to him. This hadith is narrated through another chain of transmitters and (the words are): "He had to get the loan from Abdullah b. Hadrad al-Aslami. He met him and pressed him for payment. There was an altercation between them, until their voices became loud. There happened to pass by them Allah's Messenger (may peace be upon him) and he said: O Ka'b, and pointed out with his hand in such a way as he meant half. So he got half of what he (Ibn Abu Hadrad) owed to him and remitted the half."

Chapter 23 : IF THE BUYER BECOMES INSOLVENT AND THE SELLER FINDS THE COMMODITY SOLD TO THE BUYER INTACT, HE CAN TAKE IT BACK

Book 10, Number 3782:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who found his property intact with a person (who bought it but who later on) became insolvent (or a person who became insolvent), he (the seller) is entitled to get it more than anyone else.'

Book 10, Number 3783:
This hadith has been narrated on the authority of Yahya b. Sa'id with the same chain of transmitters (but with a slight variation of words and these are) "Whenever a man becomes poor."

Book 10, Number 3784:
Abu Huraira (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) saying about a person who becomes insolvent and (the thing bought by him) is found intact with him, that belongs to one who sold it.

Book 10, Number 3785:
Abu Huraira (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) as saying: When a man becomes insolvent (and the other) man (the seller) finds his commodity intact with him, he is more entitled to get it (than anyone else)

Book 10, Number 3786:
This hadith has been narrated on the authority of Qatada with the same chain of transmitters (but with a change of these words): "He is more entitled to get it than any other creditor."

Book 10, Number 3787:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying : When a inan becomes insolvent, and the other person (seller) finds his goods intact with him, he is more entitled to get them than anyone else.

Chapter 24 : MERIT OF GIVING RESPITE TO ONE WHO IS IN STRAITENED CIRCUMSTANCES

Book 10, Number 3788:
Hudhaifa reported Allah's Messenger (may peace be upon him) as saying The angels took away the soul of a person who had lived among people who were before you. They (the angels) said : Did you do anything good ? He said: No. they said: Try to recall. He said : I used to lend to people and order my servants to give respite to one in straitened circumstances and give allowance to the solvent, for Allah, the Exalted and Majestic, said (to the angels) : You should ignore (his failing).

Book 10, Number 3789:
Hudhaifa reported: A person met his Lord (after death) and He said: What (good) did you do ? He said: I did no good except this that I was a rich man, and I demanded from the people (the repayment of debt that I advanced to them). I, however, accepted that which the solvent gave and remitted (the debt) of the insolvent, whereupon He (the Lord) said: You should ignore (the faults) of My servant. Abu Mas'ud (Allah be pleased with him) said: This is what I heard Allah's Messenger (may peace be upon him) as saying.

Book 10, Number 3790:
Hudhaifa (Allah be pleased with him) reported Allah's Apostle (may peace be upon him) as saying: A person died and he entered Paradise. It was said to him What (act) did you do? (Either he recalled it himself or he was made to recall), he said I used to enter into transactions with people and I gave respite to the insolvent and did not show any strictness in case of accepting a coin or demanding cash payment. (For these acts of his) he was granted pardon. Abu Mas'ud said : I heard this from Allah's Messenger (may peace be upon him).

Book 10, Number 3791:
Hudhaifa (Allah be pleased with him) reported : A servant from amongst the servants of Allah was brought to Him whom Allah had endowed with riches. He (Allah) said to him: What (did you do) in the world ? (They cannot conceal anything from Allah) He (the person) said: O my Lord, You endowed me with Your riches. I used to enter into transactions with people. It was my nature to be lenient to (my debtors). I showed leniency to the solvent and gave respite to the insolvent, whereupon Allah said : I have more right than you to do this to connive at My servant. 'Uqba b. 'Amir al-Juhani and Abu Mas'ud said: This is what we heard from Allah's Messenger (may peace be upon him).

Book 10, Number 3792:
Abu Mas'ud (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: A person from people who lived before you was called to account (by Allah at the Day of Judgment) and no good was found in his account except this that lie being a rich man had (financial) dealings with people and had commanded his servants to show leniency to the straitened ones. Upon this Allah, the Exalted and Majestic, said: We have more right to this, so overlook (his faults).

Book 10, Number 3793:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying : There was a person who gave loans to the people and said to his men: When an insolvent comes to you show him leniency that Allah may overlook our (faults). So when he met Allah, He overlooked his faults (forgave him).

Book 10, Number 3794:
A hadith like this is narrated on the authority of Abu Huraira (Allah be pleased with him).

Book 10, Number 3795:
Abdullah b. Abu Qatida reported that Abu Qatada (Allah be pleased with him) demanded (the payment of his debt) from his debtor but he disappeared; later on he found him and he said: I am hard up financially, whereupon he said: (Do you state it) by God? He said: By God. Upon this he (Qatada) said: I heard Allah's Messenger (may peace be upon him) as saying : He who loves that Allah saves him from the torments of the Day of Resurrection should give respite to the insolvent or remit (his debt) This hadith has been narrated on the authority of Ayyob with the same chain of transmitters.

Chapter 25 : IT IS FORBIDDEN FOR A SOLVENT TO MAKE DELAY IN THE PAYMENT OF DEBT, AND THE DESIRABILITY OF A REFERENCE, AND IT IS EXCELLENT FOR THE RICH MAN TO ACCEPT THAT WHEN REFERENCE IS MADE TO HIM

Book 10, Number 3796:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Delay (in the payment of debt) on the part of a rich man is injustice, and when one of you is retired to a rich man, he should follow him.

Book 10, Number 3797:
A hadith like this has been transmitted on the authority of Abu Huraira (Allah be pleased with him).

Chapter 26 : PROHIBITION OF THE SALE OF EXCESS WATER IN THE BARREN LANDS, AND PREVENTING PEOPLE TO USE IT, AND HIRING A CAMEL TO COVER A SHE-CAMEL

Book 10, Number 3798:
Jabir b. 'Abdullah (,Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade the sale of excess water.

Book 10, Number 3799:
Jabir b. 'Abdullah (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade the hiring of a Camel to cover a she-Camel and from selling water and land to be tilled. So from all this the Messenger of Allah (may peace be upon him) forbade.

Book 10, Number 3800:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Excess water must not be withheld so that the growth of herbage may be hindered.

Book 10, Number 3801:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Do not withhold excess of water, so that you may prevent the growth of herbage.

Book 10, Number 3802:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: The excess of water should not be sold in order to enable the sate of herbage.

Chapter 27 : THE PRICE OF A DOG, THE SWEETS OF A KAHIN, THE EARNINGS OF A PROSTITUTE AND THE SELLING OF A CAT ALL FORBIDDEN

Book 10, Number 3803:
Aba Mas'ud al-Ansari (Allah be pleased with him) reported that Allah's Messenger (may peace be upon him) forbade the charging of price of the dog, and earnings of a prostitute and sweets offered to a kahin.

Book 10, Number 3804:
A hadith like this is reported on the authority of Abu Mas'ud through another chain of transmitters.

Book 10, Number 3805:
Rafi b. Khadij (Allah be pleased with him) reported: I heard Allah's Apostle (may peace be upon him) as saying: The worst earning is the earning of a prostitute, the price of a dog and the earning of a cupper.

Book 10, Number 3806:
Rafi b. Khadij reported Allah'& Messenger (may peace be upon him) as saying: The price of a dog is evil, the earning of a prostitute is evil and the earning of a cupper is evil.

Book 10, Number 3807:
A hadith like this has been narrated on the authority of Rifi' b. Khadlj through another chain of transmitters.

Book 10, Number 3808:
Abu Zubair said: I asked Jabir about the price of a dog and a cat; he said: Allah's Messenger (may peace be upon him) disapproved of that.

Chapter 28 : COMMAND OF KILLING DOGS AND THEN ITS ABROGATION, AND PROHIBITION OF KEEPING THEM BUT FOR HUNTING AND PROTECTION OF LANDS OR CATTLE OR LIKE THAT

Book 10, Number 3809:
Ibn 'Umar (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) giving command for killing dogs.

Book 10, Number 3810:
Ibn 'Umar (Allah be pleased with them) reported: Allah's Messenger (may peace be upon him) ordered to kill dogs, and he sent (men) to the corners of Medina that they should be killed.

Book 10, Number 3811:
Abdullah (b. Umar) (Allah be pleased with them) reported: Allah's Messenger (may peace be upon him) ordered the killing of dogs and we would send (men) in Medina and its corners and we did not spare any dog that we did not kill, so much so that we killed the dog that accompanied the wet she-camel belonging to the people of the desert.

Book 10, Number 3812:
Ibn Umar (Allah be pleased with them) reported that Allah's Messenger (may peace be, upon him) ordered the killing of dogs except the dog tamed for hunting, or watching of the herd of sheep or other domestic animals. It was said to Ibn Umar (Allah be pleased with them) that Abu Huraira (Allah be pleased with him) talks of (exception) about the dog for watching the field, whereupon he said: Since Abu Huraira (Allah be pleased with him) possessed land.

Book 10, Number 3813:
Abu Zubair heard Jabir b. 'Abdullah (Allah be pleased with him) saying: Allah's Messenger (may peace be upon him) ordered us to kill dogs, and we carried out this order so much so that we also kill the dog coming with a woman from the desert. Then Allah's Apostle (may peace be upon him) forbade their killing. He (the Holy Prophet further) said:It is your duty the jet-black (dog) having two spots (on the eyes), for it is a devil.

Book 10, Number 3814:
Ibn Mughaffal reported: Allah's Messenger (may peace be upon him) ordered the killing of dogs and then said: what is the trouble with them (the people of Medina) ? How dogs are nuisance to them (the citizens of Medina) ? He then permitted keehing of dogs for hunting and (the protection of) herds. In the hadith transmitted on the authority of Yahya, he (the Holy Prophet) permitted the keeping of dogs for (the protection of) herds, for hunting and (the protection of) cultivated land.

Book 10, Number 3815:
Ibn Umar (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who keeps a dog other than that meant for watching the herd or for hunting loses every day out of his deeds equal to two qirat.

Book 10, Number 3816:
Salim reported on the authority of his father that Allah's Apostle (may peace be upon him) said: He who kept a dog other than one meant for hunting or for watching the herd, lost two qirat of his reward every day.

Book 10, Number 3817:
Ibn 'Umar reported Allah's Messenger (may peace be upon him) as saying He who kept a dog other than one meant for hunting or for watching the herd lost out of his deeds (equal to) two qirat every day.

Book 10, Number 3818:
Salim b. 'Abdullah reported on the authority of his father that Allah's Messenger (may peace be upon him) said: He who kept a dog other than one meant for watching the herd or for hunting would lose every day two qirat of his good deeds. 'Abdullah and Abu Huraira also said: Or dog meant for watching the field.

Book 10, Number 3819:
Salim reported on the authority of his father (Allah be pleased with him) that Allah's Messenger (may peace be upon him) said: He who kept a dog other than one meant for hunting or for the protection of the herd would lose two qirat of his deeds every day. Salim said: Abu Huraira (Allah be pleased with him) used to say: Or the dog meant for watching the field, and he was the owner of the land.

Book 10, Number 3820:
Salim b. Abdullah reported on the authority of his father that Allah's Messenger (may peace be upon him) said: Whosover amongst the owners of the house keeps a dog other than one meant for watching the herd or for hunting loses two qirat of his deeds every day.

Book 10, Number 3821:
Ibn Umar (Allah be pleased with them) narrated Allah's Messenger (may peace be upon him) as saying: He who kept a dog ther than one meant for watching the fields or herds or hunting would lose one qirat every day out of his reward (with God).

Book 10, Number 3822:
Abu Huraira reported Allah's Messenger (may peace be upon him) as saying : He who kept a dog which is neither meant for hunting nor for watching the anitmals nor for watching the fields would lose two qirat every day out of his reward; and there is no mention of the fields in the hadith transmitted by Abu Tahir.

Book 10, Number 3823:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who kept a dog except one meant for watching the herd, or for hunting or for watching the fields. he lost two qirat of reward every day. Zuhri said: The words of Abu Huraira (Allah be pleased with him) were conveyed to Ibn Umar who said: May Allah have mercy upon Abu Huraira; he owned a field.

Book 10, Number 3824:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who kept a dog would lose out of his deeds equal to one qirat every day. except (one kept) for watching the field or herd.

Book 10, Number 3825:
A hadith like this has been transmitted on the authority of Abu Huraira.

Book 10, Number 3826:
This hadith has been reported on the authority of Yahya b. Abu Kathir with the same chain of transmitters.

Book 10, Number 3827:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who kept a dog, but not meant for hunting or watching the herd, would lose one qirat of reward every day.

Book 10, Number 3828:
Sufyan b. Abu Zuhair (he was a person belonging to the tribe of Shanu'a and was amongst the Conpanions of Allah's Messenger [may peace be upon him ) said: I heard Messenger of Allah (may peace be upon him) as saying: He who kept a dog (other than that) which is indispensable for watching the field or the animals would lose one qirat out of his deeds every day. As-Sa'ib b Yazid (one of the narrators) said: Did you hear it from Allah's Messenger (may peace be upon him)? He said: Yes. by the Lord of this mosque.

Book 10, Number 3829:
This hadith has been narrated on the authority of Sufyan b. Abu Zuhair al-Shana'i.

Chapter 29 : IT IS PERMISSIBLE TO GET THE WAGES OF CUPPING

Book 10, Number 3830:
It is narrated on the authority of Humaid that Anas b. Malik was asked about the earnings of the cupper. He said: Allah's Messenger (may peace be upon him) got himself cupped. His cupper was Abu Taiba and he (the Holy Prophet) commanded to give him two sa's of corn. He (the Holy Prophet) talked with the members of his family and they lightened the burden of Kharaj (tax) from him (i.e. they made remis- sion in the charges of their own accord). He (Allah's Apostle) said: The best (treat- ment) which you take is cupping, or it is the best of your treatments.

Book 10, Number 3831:
Rumaid reported that Anas b. Malik (Allah be pleased with him) has asked about the earnings of a cupper. Then (the above-mentioned hadith was reported but with this addition) that he said: The best treatment which you get is cupping. or aloeswood and do not torture your children by pressing their uvula.

Book 10, Number 3832:
Humaid reported Anas (Allah be pleased with him) having said this: Allah's Apostle (may peace be upon him) called for young cupper belonging to us. He capped him and he (the Holy Prophet) commanded that he should be paid one sa' or one mudd or two mudds (of wheat). It was said (that charges were high) and a reduction was made in the charges.

Book 10, Number 3833:
Ibn Abbas (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) got himself cupped and he paid the clipper his charges and he put medicine in his nostrils.

Book 10, Number 3834:
Ibn 'Abbas (Allah be pleased with them) reported: The slave of Banu Bayada cupped Allah's Apostle (may peace be upon him) and he gave him his wages, and talked to his master and he reduced the charges, and if this earning was unlawful Allah's Apostle (may peace be upon him) would not have given it.

Chapter 30 : THE SALE QF WINE IS FORBIDDEN

Book 10, Number 3835:
Abu Sa'id al-Khudri (Allah be pleased with him) reported: I heard Allah's Messenger (may peace be upon him) addressing in Medina. He said: O people, Allah is giving an indication (of the prohibition) of wine. and He is probably soon going to give an order about it. So he who has anything of it with him should sell that, and derive benefit out of it. He (the narrator) said: We waited for some time that Allah's Apostle (may peace be upon him)said: Verily Allah, the Exalted, has forbidden wine. So who hears this verse and he has anything of it with him, he should neither drink it nor sell it. He (the narrator) said: The people then brought whatever they had of it with them on the streets of Medina and spilt that.

Book 10, Number 3836:
'Abd al-Rahman b. Wa'ala as-Saba'i (who was an Egyptian) asked 'Abdullah b. Abbas; (Allah be pleased with them) about that which is extracted from the grapes, whereupon he said: A person presented to Allah's Messenger (may peace be upon him) a small water-skin of wine. Allab's Messenger (may peace be upon him) said to him: Do you know that Allah has forbidden it? He said: No. He then whisper- ed to another man. Allah's Messenger (may peace be upon him) asked him what he had whispered. He said: I advised him to sell that, whereupon he (the Holy Prophet) said: Verily He Who has forbidden its drinking has forbidden its sale also. He (the narrator) said: He opened the waterskin until what was contained in it was spilt.

Book 10, Number 3837:
'Abd al-Rahman b. Wa'ala narrated this on the authority of 'Abdullah b. Abbas.

Book 10, Number 3838:
'A'isha (Allah be pleased with her) reported: When the concluding verses of Sura Baqara were revealed, Allah's Messenger (may peace be upon him) went out and read them out to the people and then forbade them to trade in wine.

Book 10, Number 3839:
'A'isha (Allah be pleased with her) reported: When the concluding verses of Sura Baqara pertaining to Riba were revealed, Allah's Messenger (may peace be upon him) went out to the mosque and he forbade the trade in wine.

Chapter 18 : PROHIBITION OF THE SALE OF WINE, CARCASS, SWINE AND IDOLS

Book 10 ,Number 3840:
Jabir b. 'Abdullah (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying in the Year of Victory while he was in Mecca: Verily Allah and His Messenger have forbidden the sale of wine, carcass, swine and idols, It was said: Allah's Messenger, you see that the fat of the carcass is used for coating the boats and varnishing the hides and people use it for lighting purposes, whereupon he said: No, it is forbidden, Then Allah's Messenger (may peace be upon him) said: May Allah the Exalted and Majestic destroy the Jews; when Allah forbade the use of fat of the carcass for them, they melted it, and then sold it and made use of its price (received from it).

Book 10, Number 3841:
Yazid b. Abu Habib reported: 'Ata' reported to me that he heard Jabir (b. 'Abdullah) saying it that he had heard that from Allah's Messenger (may peace be upon him) in the Year of Victory.

Book 10, Number 3842:
Ibn Abbas (Allah be pleased with him) reported: This news reached 'Umar that Samura had sold wine, whereupon he said: May Allah destroy Samura; does he not know that Allah's Messenger (may peace be upon him) said: "Let there be the curse of Allah upon the Jews that fat was declared forbidden for them, but they melted it and then sold it" ?

Book 10, Number 3843:
This hadith has been narrated on the authority of 'Amr b. Dinar with the same chain of transmitters.

Book 10, Number 3844:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: May Allah destroy the Jews for Allah forbade the use of fat for them, but they sold it and made use of its price.

Chapter 19 : RIBA (USURY)

Book 10 ,Number 3845:
Abu Salid al-Khudri reported Allah's Messenger (may peace be upon him) as saying: Do not sell gold for gold, except like for like, and don't increase something of it upon something; and don't sell silver unless like for like, and don't increase some thing of it upon something, and do not sell for ready money something to be given later.

Book 10, Number 3846:
Nafi' reported that Ibn 'Umar told him that a person of the tribe of Laith said that Abu Sa'id al-Kludri narrated it (the above-mentioned hadith) from tile Messenger of Allah (may peace be upon him) in a narration of Qutaiba. So 'Abduliali and Nafi' went along with him, and in the hadith transmitted by Ibn Rumh (the words are) that Nafi' said: 'Abdullah (b.'Umar) went and I along with the person belonging to Banu Laith entered (the house) of Sa'id al-Khudri, and he ('Abdullah b. Umar) said: I have been informed that you say that Allah's Messenger (may peace be upon him) forbade the sale of silver with silver except in case of like for like, and sale of gold for gold except in case of like for like. Abu Sa'id pointed towards this eyes and his ears with his fingers and said: My eyes saw, and my ears listened to Allah's Messenger (may peace be upon him) saying: Do not sell gold for gold, and do not sell silver for silver except in case of like for like, and do not increase something of it upon something, and do not sell for ready money something, not present, but hand to hand.

Book 10, Number 3847:
This hadith has been narrated on the authority of Abu Sa'id al-Khudri through another chain of transmitters.

Book 10, Number 3848:
Abu Sa'id al-Khudri (Allah be pleased with him) reported Allah'sMessenger (may peace be upon him) as saying: Do not sell gold for gold and silver for silver weight for weight or of the same quality.

Book 10, Number 3849:
'Uthman b. 'Affan reported Allah's Messenger (may peace be upon him)as saying: Do not sell a dinar for two dinars and one dirham for two dirhams.

Chapter 20 : CONVERSION OF CURRENCY AND SELLING OF GOLD FOR SILVER ON THE SPOT

Book 10 ,Number 3850:
Malik b. Aus b. al-Hadathan reported: I came saying who was prepared toexchange dirhams (for my gold), whereupon Talha b. Ubaidullah (Allah be pleased with him) (as he was sitting with 'Umar b. Khattib) said: Show us your gold and then come to us (at a later time). When our servant would come we would give you your silver (dirhams due to you). Thereupon 'Umar b. al-Khattib (Allah be pleased with him) said: Not at all. By Allah, either give him his silver (coins). or return his gold to him, for Allah's Messenger (may peace be upon him) said: Exchange of silver for gold (has an element of) interest in it. except when (it is exchanged) on the spot;and wheat for wheat is an interest unless both are handed over on the spot: barley for barley is interest unless both are handed over on the spot; dates for dates is interest unless both are handed over on the Spot.

Book 10, Number 3851:
This hadith has been narrated on the authority of Zuhri with the same chain of transmitters.

Book 10, Number 3852:
Abil Qiliba reported: I was in Syria (having) a circle (of friends). in which was Muslim b. Yasir. There came Abu'l-Ash'ath. He (the narrator) said that they(the friends) called him: Abu'l-Ash'ath, Abu'l-Ash'ath, and he sat down. I said to him: Narrate to our brother the hadith of Ubada b. Samit. He said: Yes. We went out on an expedition, Mu'awiya being the leader of the people, and we gained a lot of spoils of war. And there was one silver utensil in what we took as spoils. Mu'awiya ordered a person to sell it for payment to the people (soldiers). The people made haste in getting that. The news of (this state of affairs) reached 'Ubada b. Samit, and he stood up and said: I heard Allah's Messenger (may peace be upon him) forbidding the sale of gold by gold, and silver by silver, and wheat by wheat, and barley by barley, and dates by dates, and salt by salt, except like for like and equal for equal. So he who made an addition or who accepted an addition (committed the sin of taking)interest. So the people returned what they had got. This reached Mu'awiya. and he stood up to deliver an address. He said: What is the matter with people that they narrate from the Messenger (may peace be upon him) such tradition which we did not hear though we saw him (the Holy Prophet) and lived in his company? Thereupon, Ubida b. Samit stood up and repeated that narration, and then said: We will definitely narrate what we heard from Allah's Messenger (may peace be upon him)though it may be unpleasant to Mu'awiya (or he said: Even if it is against his will). I do not mind if I do not remain in his troop in the dark night. Hammad said this or something like this.

Book 10, Number 3853:
Ubida b. al-Simit (Allah be pleased with him) reported Allah's Messenger(may peace be upon him) as saying: Gold is to be paid for by gold, silver by silver,wheat by wheat, barley by barley, dates by dates, and salt by salt, like for like and equal for equal, payment being made hand to hand. If these classes differ, then sell as you wish if payment is made hand to hand.

Book 10, Number 3854:
Abu Sa'id al-Khudri (Allah be pleased with him) reported Allah's Messenger(may peace be upon him) as saying: Gold is to be paid for by gold, silver by silver,wheat by wheat, barley by barley, dates by dates, salt by salt, like by like, payment being made hand to hand. He who made an addition to it, or asked for an addition, in fact dealt in usury. The receiver and the giver are equally guilty.

Book 10, Number 3855:
This hadith has been narrated on the authority of Abu Sa'id al-Khudri(Allah be pleased with him) through another chain of transmitters.

Book 10, Number 3856:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger(may peace be upon him) as saying: Dates are to be paid for by dates, wheat by wheat,barley by barley, salt by salt, like for like, payment being made on the spot. He who made an addition or demanded an addition, in fact, dealt in usury except in case where their classes differ. This hadith has been narrated on the authority of Fudail b.Ghazwan with the same chain of transmitters, but he made no mention of (payment being) made on the spot.

Book 10, Number 3857:
Abu Huraira (Allah be pleased with him) reported Allah's Mess-.,nger (may peace be upon him) as saying: Gold is to be paid for by gold with equal weight, like for like, and silver is to be paid for by silver with equal weight, like for like. He who made an addition to it or demanded an addition dealt in usury.

Book 10, Number 3858:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: Let dinar be exchanged for dinar, with no addition on either side and dirham be exchanged for dirham with no addition on either side. This hadith has been narrated on the authority of Musa b. Abu Tamim with the same chain of transmitters.

Chapter 21 : THE SALE OF SILVER FOR GOLD IS PROHIBITED WHEN PAYMENT IS TO BE MADE IN FUTURE

Book 10 ,Number 3859:
Abu Minhal reported: My partner sold silver to be paid in the (Hajj)season or (in the days of) Hajj. He (my partner) came to me and informed me, and I said to him: Such transaction is not desirable. He said: I sold it in the market (on loan) but nobody objected to this. I went to al-Bara' b. 'Azib and asked him, and he said: Allah's Apostle (may peace be upon him) came to Medina and we made such transaction, whereupon he said: In case the payment is made on the spot, there is no harm in it, and in case (it is 'sold) on loan, it is usury. You better go to Zaid b.Arqam, for he is a greater trader than I; so I went to him and asked him, and he said like it.

Book 10, Number 3860:
Habib reported that he heard Abu Minhal as saying: I asked al-Bara' b.Azib about the exchange of (gold for silver or vice versa), whereupon he said: you better ask Zaid b. Arqam for he knows more than I. So I asked Zaid but he said: You better ask al-Bara' for he knows more than I. Then both of them said: Allah's Messenger(may peace be upon him) forbade the sale of silver for gold when payment is to be made in future.

Book 10, Number 3861:
Abd al-Rabman b. Abia Bakra reported on the authority of his father that Allah's Messenger (may peace be upon him) forbade the sale of gold for gold, and silver for silver except equal for equal, and commanded us to buy silver for gold as we desired and buy gold for silver as we desired. A person asked him (about the nature of payment), whereupon he said: It is to be made on the spot. This is what I heard(from Allah's Messenger (may peace be upon him ).

Book 10, Number 3862:
Abd al-Rabman b. Abu Bakra said: Allah's Messenger (may peace be upon him) prohibited us. The rest of the hadith is the same.

Chapter 22 : THE SALE OF GOLD NECKLACE STUDDED WITH PEARLS

Book 10 ,Number 3863:
Fadala b. Ubaid al-Ansari reported: A necklace having gold and gems in it was brought to Allah's Messenger (may peace be upon him) in Khaibar and it was one of the spoils of war and was put to sale. Allah's Messenger (may peace be upon him) said: The gold used in it should be separated, and then Allah's Messenger (may peace be upon him) further said : (Sell) gold for gold with equal weight.

Book 10, Number 3864:
Fadila b. 'Ubaid (Allah be pleased with him) reported: I bought on the day (of the Victory of Khaibar) a necklace for twelve dinars (gold coins).It was made of gold studded with gems. I separated (gold from gems) in it,and found (gold) of more (worth) than twelve dinars. I made a mention of it to Allah's Apostle (may peace be upon him), whereupon he said: It should not be sold unless it is separated.

Book 10, Number 3865:
A hadith like this is narrated on the authority of Sa'id b. Yazid with the same chain of transmitters.

Book 10, Number 3866:
Fadala b. 'Ubaid reported: We were in the company of Allah's Messenger ( may peace be upon him) on the day (of the Victory of) Khaibar, and made transaction with the Jews for the 'uqiya of gold for the dinars or three (gold coins), whereupon Allah's Messenger (may peace be upon him) said: Do not sell gold for gold but for equal weight

Book 10, Number 3867:
Hanash reported: We were along with Fadala b. Ubaid (Allah be pleased with him)in an expedition. There fell to my and my friend's lot a necklace made of gold, silver and jewels. I decided to buy that. I asked Fadala b. 'Ubaid, whereupon he said: Separate its gold and place it in one pan (of the balance) and place your gold in the other pan, and do not receive but equal for equal, for I heard Allah's Messenger(may peace be upon him) as saying: He who believes in Allah and the Hereafter should not take but equal for equal.

Chapter 23: SALE OF WHEAT LIKE FOR LIKE

Book 10 ,Number 3868:
Ma'mar b. Abdullah reported that he sent his slave with a sa' of wheat and said to him: Sell it, and then buy with it barley. The slave went away and he got a sa' (of barley) and a part of sa' over and above that. When he came to Ma'mar he informed him about that, whereupon Ma'mar said to him: Why did you do that? Go back and return that, and do not accept but weight, for weight, for I used to hear from Allah's Apostle (may peace be upon him) as saying: Wheat for wheat and like for like. He (one of the narrators) said: Our food in those days consisted of barley.It was said to him (Ma'mar) that (wheat) is not like that (barley). He replied: I am afraid these may not be similar

Book 10, Number 3869:
Abu Huraira and Abu Sa'id al-Khudri (Allah be pleased with them) reported that Allah's Messenger (may peace be upon him) deputed a person from Banu 'Adi al-Ansari to collect revenue from Khaibar. He came with a fine quality of dates, whereupon Allah's Messenger (may peace be upon him) said to him: Are all the dates of Khaibar like this? He said: Allah's Messenger, it is not so. We buy one sa' of (fine quality of dates) for two sa's out of total output (including even the inferior quality of dates), whereupon Allah's Messenger (may peace be upon him) said: Don't do that, but like for like, or sell this (the inferior quality and receive the price) and then buy with the price of that, and that would make up the measure.

Book 10, Number 3870:
Abu Huraira (Allah be pleased with him) reported that Allah's Messenger(may peace be upon him) deputed a person to collect revenue from Khaibar. He brought fine quality of dates, whereupon Allah's Messenger (may peace be upon him) said: Are all the dates of Khaibar like this)? He said: No. We got one sa' (of fine dates) for two sa's (of inferior dates), and (similarly) two sa's for three sa's. Thereupon Allah's Messenger (may peace be upon him) said: Don't do that rather sell the inferior quality of dates for dirhams (money), and then buy the superior quality with the help of dirhams.

Book 10, Number 3871:
Abd Sa'id reported: Bilal (Allah be pleased with him) came with fine quality of dates. Allah's Messenger (may peace be upon him) said to him: From where (you have brought them)? Bilal said: We had inferior quality of dates and I exchanged two sa's (of inferior quality) with one sa (of fine quality) as food for Allah's Apostle(may peace be upon him), whereupon Allah's Messenger (may peace be upon him) said: Woe! it is in fact usury; therefore, don't do that. But when you intend to buy dates(of superior quality), sell (the inferior quality) in a separate bargain and then buy (the superior quality). And in the hadith transmitted by Ibn Sahl there is no mention of "whereupon".

Book 10, Number 3872:
Abu Sa'id (Allah be pleased with him) reported: Dates were brought to Allah's Messenger (may peace be upon him), and he said: These dates are not like our dates, whereupon a man said: We sold two sa's of our dates (in order to get) one sa', of these (fine dates), whereupon Allah's Messenger (may peace be upon him) said: That is interest; so return (these dates of fine quality), and get your (inferior dates) ; then sell our dates (for money) and buy for us (with the help of money) such (fine dates).

Book 10, Number 3873:
Abu Sa'id (Allah be pleased with him) reported: We were given to eat, during the lifetime of Allah's Messenger (may peace be upon him), dates of different qualities mixed together, and we used to sell two sa's of these for one sa, (of fine quality of dates). This reached Allah's Messenger (may peace be upon him), whereupon he said: There should be no exchange of two sa's of (inferior) dates for one sa (of fine dates) and two sa's of (inferior) wheat for one sa' of (fine) wheat. and one dirham for two dirharms.

Book 10, Number 3874:
Abu Nadra reported: I asked Ibn Abbas (Allah be pleased with them) about the conversion (of gold and silver for silver and gold). We said: Is it hand to hand exchange? I said: Yes. whereupon he said: There is no harm in it. I informed Abu Sa'id about it, telling him that I had asked Ibn 'Abbas about it and he said: Is it hand to hand exchange? I said: Yes, whereupon he said: There is no harm in it. He(the narrator) said, or he said like it: We will soon write to him, and he will not give you this fatwa (religious verdict). He said: By Allah, someone of the boy-servants of Allah's Messenger (may peace be upon him) brought dates, but he refused to accept them (on the plea) that those did not seem to be of the dates of our land. He said: Something had happened to the dates of our land, or our dates. So I got these dates (in exchange by giving) excess (of the dates of our land), whereupon he said: You made an addition for getting the fine dates (in exchange) which tantamounts, to interest; don't do that (in future). Whenever you find some doubt (as regards the deteriorating quality of) your dates, sell them, and then buy the dates that you like.

Book 10, Number 3875:
Abu Nadra reported: I asked Ibn Umar and Ibn Abbas (Allah be pleased with them) about the conversion of gold with gold but they did not find any harm in that. I was sitting in the company of Abd Sa'id al-Khudri (Allah be pleased with him) and asked him about this exchange, and he said: Whatever is addition is an' interest. I refused to accept it on account of their statement (statement of Ibn 'Abbas and Ibn 'Umar). He said: I am not narrating to you except what I heard from Allah's Messenger(may peace be upon him). There came to him the owner of a date-palm with one sa' of fine dates, and the dates of Allah's Apostle (may peace be upon him) were of that colour.Allah's Apostle (may peace be upon him) said to him: Where did you get these dates? I went with two sa's of (inferior dates) and bought one sa' of (these fine dates), for that is the prevailing price (of inferior dates) in the market and that is the price (of the fine quality of dates in the market), whereupon Allah's Messenger (may peace be upon him) said: Woe be upon you! You have dealt in interest, when you decide to do it (i.e. exchange superior quality of dates for inferior quality); so you should sell your dates for another commodity (or currency) and then with the help of that commodity buy the dates you like. Abu Sa'ad said: When dates are exchanged for dates (with different qualities) there is the possibility (of the element of) interest (creeping into that) or when gold is exchanged for gold having different qualities. I subsequently came to Ibn 'Umar and he forbade me (to do it), but I did not come to Ibn 'Abbas; (Allah be pleased with them). He (the narrator) said: Abu as-Sahba' narrated to me:He asked Ibn Abbas (Allah be pleased with them) in Mecca, and he too disapproved of it.

Book 10, Number 3876:
Abu Salih reported: I heard Abu Sa'id al-Khudri (Allah be pleased with him) said: Dinar (gold) for gold and dirham for dirham can be (exchanged) with equal for equal; but he who gives more or demands more in fact deals in interest. I sald to him: Ibn 'Abbas (Allah be pleased with them) says otherwise, whereupon he said: I met Ibn 'Abbas (Allah be pleased with them) and said: Do you see what you say ; have you heard it from Allah's Messenger (may peace be upon him), or found it in the Book of Allah, the Glorious and Majestic? He said: I did not hear it from Allah's Messenger (may peace be upon him). and I did not find it in the Book of Allah (Glorious and Majestic), but Usama b. Zaid narrated it to me that Allah's Apostle(may peace be upon him) said: There can be an element of interest in credit.

Book 10, Number 3877:
Ubaidullah b. Abu Yazid heard Ibn 'Abbas (Allah be pleased with them) as saying: Usama b. Zaid reported Allah's Apostle (may peace be upon him) as saying: There can be an element of interest in credit (when the payment is not equal).

Book 10, Number 3878:
Ibn 'Abbas; (Allah be pleased with them) reported on the authority of Usama b. Zaid Allah's Messenger (may peace be upon him) as having said this: There is no element of interest when the money or commodity is exchanged hand to hand.

Book 10, Number 3879:
Ata' b. Abu Rabah reported: Abu Sa'id al-Khudri (Allah be pleased with them) met Ibn 'Abbas (Allah be pleased with them) and said to him: What do you say in regard to the conversion (of commodities or money) did you hear it from Allah's Messenger (may peace be upon him), or is it something which you found In Allah's Book, Majestic and Glorious? Thereupon Ibn Abbas (Allah be pleated with them) said: I don't say that. So far at Allah's Massenger (may peace be upon him) is concerned, you know him better, and to far as the Book of Allah to concerned, I do not know it (more than you do), but 'Usama b. Zaid (Allah be pleased with him) narrated to me Allah's Messenger (may peace be upon him) as having said this: Beware, there can be an element of interest in credit.

Chapter 24 : HE (THE HOLY PROPHET) CURSED THE ONE WHO ACCEPTSINTEREST AND THE ONE WHO PAYS IT

Book 10 ,Number 3880:
'Abdullah (b. Mas'ud) (Allah be pleased with him) said that Allah's Messenger (may peace be upon him) cursed the one who accepted interest and the one who paid it I asked about the one who recorded it, and two witnesses to it. He(the narrator) said: We narrate what we have heard.

Book 10, Number 3881:
Jabir said that Allah's Messenger (may peace be upon him) cursed the accepter of interest and its payer, and one who records it, and the two witnesses, and he said: They are all equal.

Chapter 25 :ACCEPTING THAT WHICH IS LAWFUL AND ABANDONING THAT WHICH IS DOUBTFUL

Book 10 ,Number 3882:
Nu'man b. Bashir (Allah be pleased with him) reported: I heard Allah's Messenger (may peace be upon himn) as having said this (and Nu'man) pointed towards his ears with his fingers): What is lawful is evident and what is unlawful is evident, and in between them are the things doubtful which many people do not know. So he who guards against doubtful things keeps his religion and honour blameless, and he who indulges in doubtful things indulges in fact in unlawful things, just as a shepherd who pastures his animals round a preserve will soon pasture them in it. Beware, every king has a preserve, and the things God his declaced unlawful are His preserves. Beware, in the body there is a piece of flesh ; if it is sound, the whole body is sound and if it is corrupt the whole body is corrupt, and hearken it is the heart.

Book 10, Number 3883:
This hadith has been narrated on the authority of Zakariya with the same chain of transmitters.

Book 10, Number 3884:
AI-Nu'man b. Bashir reported it from Allah's Apostle (may peace be upon him). The hadith narrated by Zakariya is, however, more complete and lengthy than the other ones.

Book 10, Number 3885:
Nu'man b. Bashir b. Sa'd, a Companion of Allah's Messenger (may peace be upon him) was heard delivering a sermon at Hims and was saying: I heard Allah's Messenger (way peace be upon him) as saying: The lawful is evident and the unlawful is evident , the rest of the hadith is the same as related by Zakariya.

Chapter 26: THE SELLING OF THE CAMEL AND STIPULATION OF RIDING ON IT

Book 10 ,Number 3886:
Jabir b. 'Abdullah (Allah be pleased with them) reported that he was travelling on his camel which had grown jaded, and he decided to let it off. When Allah's Apostle (may peace be upon him) met him and prayed for him and struck it, so it trotted as it had never trotted before. He said: Sell it to me for an 'uqaya. I said: No. He again said: Sell it to me. So I sold it to him for an 'uqaya, but made the stipulation that I should be allowed to ride back to my family. Then when I came to (my place) I took the camel to him and he paid me its price in ready money. I then went back and he sent :(someone) behind me (and as I came) he said: Do you see that I asked you to reduce price for buying your camel. Take your camel and your coins; these are yours.

Book 10, Number 3887:
This hadith has been narrated on the authority of Jabir through another chain of transmitters.

Book 10, Number 3888:
Jabir b. 'Abdullah (Allah be pleased with them) reported: I went on an expedition with Allah's Messenger (may peace be upon him). He overtook me and I was on a water-carrying camel who had grown tired and did not walk (trot). He (the Holy Prophet) said to me: What is the matter with your camel ? I said: It is sick. He (the Holy Prophet) stepped behind and drove it and prayed for it, and then it always moved ahead of other camels. He (then) said: How do you find your camel? I said: It is, by the grace of your prayer, all right. He said: Would you sell this (camel) to me? I felt shy (to say him, "No") as we had no other camel for carrying water, but (later on) I said: Yes, and to I sold it to him on the condition that (I would be permitted) to ride it until I reached Madina. I said to him: Allah's Messenger,I am newly married, so I asked his permission (to go ahead of the caravan). He permitted me, and I reached Medina well in advance of other people, until I reached my destination. There my maternal uncle met me and asked me about the camel, and I told him what I had done with regard to it. He reproved me in this connection. He (Jabir) said: When I asked his permission (to go ahead of the caravan) Allah's Messenger (may peace be upon him) inquired of me whether I had married a virgin or a non-virgin. I said to him: I have married a non-virgin. He said: Why did you not marry a virgin who would have played with you and you would have played with her? I said to him: Allah's Messenger, my father died (or he fell as a martyr), and I have small sisters to (look after), so I did not like the idea that I should marry a woman who is like them and thus be not able to teach them manners and look after them properly. So I have married a non-virgin so that she should be able to look after them and teach them manners, When Allah's Messenger (may peace be upon him) came to Medina, I went to him in the morning with the camel. He paid me its price and returned that (the camel) to me.

Book 10, Number 3889:
Jabir reported: We went from Mecca to Medina with Allah's Messenger(may peace be upon him) when my camel fell ill, and the rest of the hadith is the same. (But it in also narrated in it:) He (the Holy Prophet) said to me: Sell your camel to me. I said: No, but it is yours. He said: No. (it can't be), but sell it to me.I said: No, but, Allah's Messenger, it is yours. He said: No, it can't be, but sell it to me. I said: Then give me an 'uqaya of gold for I owe that to a person and then it would be yours. He (the Holy Prophet) said: I take it (for an 'uqiya of gold) and you reach Medina on it. As I reached Medina, Allah's Messenger (may peace be upon him)said to Bilal: Give him an 'uqiya of gold and make some extra payment too. He (Jabir) said: He gave me an 'uqiya of gold and made an addition of a qirat. He (Jabir) said: The addition made by Allah's Messenger (may peace be upon him) was with me (as a sacred trust for belssing) and lay with me in a pocket until the people of Syria took it on the Day of Harra.

Book 10, Number 3890:
Jabir b. 'Abdullah (Allah be pleased with them) reported: We were with Allah's Messenger (may peace be upon him) in a journey and my camel meant for carrying water lagged behind. The rest of the hadith is the same and it is mentioned also:Allah's Messenger (may peace be upon him) pricked it and then said to me: Ride in the name of Allah. He constantly made addition (in prayers for me) and went on saying.May Allah forgive you!

Book 10, Number 3891:
Jabir (Allah be pleased with him) reported: My camel had grown tired as Allah's Messenger (may peace be upon him) came to me. He goaded it and it began to jump. After that I tried to restrain its rein so that I could listen to his (Prophet's) words, but I could not do that. Allah's Apostle (may peace be upon him) met me and said: Sell it to me, and I sold it for five 'uqiyas. I said: On the condition that I may use it as a ride (for going back) to Medina. He (the Holy Prophet) said: Well, you may use it as a ride up till Medina. When I came to Medina I handed over that to him and he made an addition of an uqiya (to that amount which had been agreed upon) and then presented that (camel) to me.

Book 10, Number 3892:
Abd Mutawakkil al-Najl reported from Jabir b. 'Abdullah (Allah be pleased with them) who said: I accompanied Allah's Messenger (may peace be upon him) in one of his journeys (the narrator says, he said in Jihad), and he narrated the rest of the hadith, and made this addition: He (the Holy Prophet) said: Jabir, have you received the price? I said: Yes, whereupon he said: Yours is the price as well as the camel ; yours is the price as well as the camel.

Book 10, Number 3893:
Jabir b. 'Abdullah (Allah be pleased with them) reported: Allah's Messenger (may peace be upon him) bought a camel from me for two 'uqiyas and a dirham or two dirhams. As he reached Sirar (a village near Medina), he commanded a cow to be slaughtered and it was slaughtered, and they ate of that, and as he (the Holy Prophet) reached Medina he ordered me to go to the mosque and offer two rak'ahs of prayer, and he measured for me the price of the camel and even made an excess payment to me.

Book 10, Number 3894:
Jabir b. 'Abdullah (Allah be pleased with them) reported this narration from Allah's Apostle (may peace be upon him) but with this variation that he said: He (the Holy Prophet) bought the camel from me on a stipulated price. And he did not mention two 'uqiyas and a dirham or two dirhams, and he comanded a cow (to be slaughtered) and it was slaughtered, and he then distributed its flesh.

Book 10, Number 3895:
Jabir (Allah be pleased with him) reported that Allah's Apostle (may peace be upon him) said to him: I have taken your camelfor four dinars, and you may ride upon it to Medina.

Chapter 27: HE WHO TOOK SOMETHING AS A LOAN AND MADE ITS PAYMENT BACK, OVER AND ABOVE THAT (IS APPROVED) AND BEST AMONG YOU IS ONE WHO IS BEST IN MAKING PAYMENT

Book 10 ,Number 3896:
Abu Rafi' reported that Allah's Messenger (may peace be upon him) took from a man as a loan a young camel (below six years). Then the camels of Sadaqa were brought to him. He ordered Abu Rafi' to return to that person the young camel (as a return of the loan). Abu Rafi' returned to him and said: I did not find among them but better camels above the age of six. He (the Holy Propet) said: Give that to him for the best men are those who are best in paying off the debt.

Book 10, Number 3897:
Abu Rafi', the freed slave of Allah's Messenger (may peace be upon him), said: Allah's Messenger (may peace be upon him) took as a loan (the rest of the hadith is the same), but with this variation that he (the Holy Prophet) said: Good amongst the servants of Allah is he who is best in paying off the debt.

Book 10, Number 3898:
Abu Huraira (Allah be pleased with him) reported: Allah's Messenger (may peace be upon him) owed (something) to a person. He behaved in an uncivil manner with him. This vexed the Companions of the Holy Prophet (may peace be upon him), whereupon Allah's Apostle (may peace be upon him) said: He who has a right is entitled to speak, and said to them (his Companions): Buy a camel for him and give that to him. They said: We do not find a camel (of that age) but one with better age than that. He said: Buy that and give that to him, for best of you or best amongst you are those who are best in paying off debt.

Book 10, Number 3899:
Abu Huraira (Allah be pleased with him) reported: Allah's Messenger (may peace be upon him) took a camel on loan, and then returned him (the lender) the camel of a more mature age and said: Good among you are those who are good in clearing off the debt.

Book 10, Number 3900:
Abu Huraira (Allah be pleased with him) reported: There came a person demanding a camel from Allah's Messenger (may peace be upon him). He (the Holy Prophet) said: Give him (the camel) of that age or of more mature age, and said: Best among you is one who is best in clearing off the debt.

Book 10, Number 3901:
Jabir (Allah be pleased with him) reported: There came a slave and pledg- ed allegiance to Allah's Apostle (may peace be upon him) on migration; he (the Holy Prophet) did not know that he was a slave. Then there came his master and demanded him back, whereupon Allah's Apostle (may peace be upon him) said: Sell him to me. And he bought him for two black slaves, and he did not afterwards take allegiance from anyone until he had asked him whether he was a slave (or a free man)

Chapter 28: PLEDGE AND ITS PERMISSIBILITY WHETHER AT RESIDENCE OR IN A JOURNEY

Book 10 ,Number 3902:
'A'isha (Allah be pleased with her) reported that Allah's Messenger (may peace be upon him) bought some grain from a Jew on credit and gave him a coat-of- mail of his as a pledge.

Book 10, Number 3903:
'A'isha (Allah be pleased with her) reported: Allah's Messenger (may peace be upon him) bought from a Jew grain (as loan) and pledged him his iron coat-of-mail.

Book 10, Number 3904:
'A'isha (Allah be pleased with her) reported that Allah's Messenger (may peace be upon him) bought from a Jew grain for a specified time; and gave him iron coat-of-mail of his as a pledge.

Book 10, Number 3905:
This hadith has been narrated on the authority of 'A'isha (Allah be pleased with her), through another chain ol transmitters, but no mention was made of (its being made) of iron.

Chapter 29: OF SALAM SALE

Book 10 ,Number 3906:
Ibn 'Abbas (Allah be pleased with them) reported that when Allah's Prophet (may peace be upon him) came to Medina, they were paying one and two years in advance for fruits, so he said: Those who pay in advance for anything must do so for a specified weight and for a definite time.

Book 10, Number 3907:
Ibn 'Abbas (Allah be pleased with them) reported that when Allah's Messenger (may peace be upon him) came to (Medina) and the people were paying in advance (for the fruits, etc.), he said to them: He who makes an advance payment should not make advance payment except for a specified measure and weight (and for a specified period).

Book 10, Number 3908:
Ibn Abu Najih has narrated a hadith like this with the same chain of transmitters, but he has not mentioned: "for a definite period".

Book 10, Number 3909:
This hadith has been narrated by Ibn Abu Najih through another chain of transmitters mentioning in it "for a specified period".

Chapter 30 : HOARDING OF FOODSTUFF IS FORBIDDEN

Book 10 ,Number 3910:
Ma'mar (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: He who hoards is a sinner. It was said to Sa'id (b. al-Musayyib):You also hoard. Sa'id said: Ma'mar who narrated this badith also hoarded.

Book 10, Number 3911:
Ma'mar b. Abdullah reported Allah's Messenger (may peace be upon him) as saying: No one hoards but the sinner.

Book 10, Number 3912:
This hadith has been transmitted on the authority of Sulaiman b. Bilal from Yahya.

Chapter 31: PROHIBITION OF TAKING OATH IN BUSINESS TRANSACTION

Book 10 ,Number 3913:
Abu Huraira (Allah be pleased with him) said he heard Allah's Messenger(may peace be upon him) as saying: Swearing produces a ready sale for a commodity, but blots out the blessing.

Book 10, Number 3914:
Abu Qatada al-Ansari (Allah be pleased with him) reported he heard Allah's Messenger (may peace be upon him) say: Beware of swearing; it produces a ready sale for a commodity, but blots out the blessing.

Chapter 32: SHUF'A (PRE-EMPTION)

Book 10 ,Number 3915:
Jabir b. 'Abdullah (Allah be pleased with them) reported Allah's Messenger(may peace be upon him) as saying: He who has a partner in a dwelling or a garden, it is not lawful for him to sell that until he is permitted by his partner. If he (the partner) agrees, he should go in for that, and if he disapproves of that, he should abandon(the idea of selling it).

Book 10, Number 3916:
Jabir bin 'Abdullah (Allah be pleased with them) said that the Messenger of Allah (may peace be upon him) decreed pre-emption in every joint ownership and not divided-the one-it may be a dwelling or a garden. It is not lawful for him(for the partner) to sell that until his partner gives his consent. He (the partner) is entitled to buy it when he desires and he can abandon it if he so likes. And if he (the one partner) sells it without getting the consent of the (other partner), he has the greatest right to it.

Book 10, Number 3917:
Jabir b. 'Abdullah (Allah be pleased with them) reported Allah's Messenger(may peace be upon him) as saying: There is pre-emption in everything which is shared, be it land, or a dwelling or a garden. It is not proper to sell it until he informs his partner; he may go in for that, or he may abandon it; and it he (the partner intending to sell his share) does not do that, then his partner has the greatest right to it until he permits him.

Book 10, Number 3918:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace be upon him) as saying: None among you should prevent his neighbour from fixing a beam in his wall. Abu Huraira (Allah be pleased with him) then said: What is this that I see you evading (this injunction of the Holy Prophet) ? By Allah, I will certainly throw it between your shoulders (narrate this to you.)

Book 10, Number 3919:
This hadith is narrated on the authority of Zuhri with the same chain of transrmitters.

Chapter 33: IT IS FORBIDDEN TO SEIZE LAND AND OTIIER THINGS WITHOUT LEGITIMATE RIGHT

Book 10 ,Number 3920:
Sa'id b. Zaid b. 'Amr b. Nufail (Allah be pleased with them) reported Allah's Messenger (may peace be upon him) as saying: He who wrongly took a span of land, Allah shall make him carry around his neck seven earths.

Book 10, Number 3921:
Sa'id b. Zaid b. 'Amr b. Nufail (Allah be pleased with them) reported that Arwi (bint Uwais) disputed with him (in regard to a part of the land) of his hodse. He said: Leave it and take off your claim from it, for I heard Allah's Messenger (may peace be upon him) as saying: He who took a span of land without his right would be made to wear around his neck seven earths on the Day of Resurrection. He (Sa'id b. Zaid) said: O Allah, make her blind if she has told a lie and make her grave in her house. He (the narrator) said: I saw her blind groping (her way) by touching the walls and saying: The curse of Sa'id b. Zaid has hit me. And it so happened that as she was walking in her house, she passed by a well in her house and fell therein and that be- came her grave.

Book 10, Number 3922:
Hisham b. Urwa reported on the authority of his father (Allah be pleased with him) that Arwa bint Uwais disputed with Sa'id b. Zaid that he had seized some of the land belonging to her. She brought this dispute before Marwan b. al-Hakam. Sa'id said: How could I take a part of her land, after what I heard from Allah's Messenger (may peace be upon'him)? He (Marwan) said: What did you hear from Allah's Messenger (may peace be upon him) ? He said: I heard Allah's Messenger (may peace be upon him) say: He who wrongly took a span of land would be made to wear around his neck seven earths. Marwan said: I do not ask any evidence from you after this. He (Sa'id) said: O Allah, make her blind if she has told a lie and kill her in her own land. He (the narrator) said: She did not die until she had lost her eyesight, and (one day) as she was walking in her land, she fell down into a pit and died.

Book 10, Number 3923:
Sa'id b. Zaid reported: I heard Allah's Apostle (may peace be upon him) say: He who took a span of earth wrongly would be made to wear around his neck seven earths on the Day of Resurrection.

Book 10, Number 3924:
Abu Huraira (Allah be pleased with him) reported Allah's Messenger (may peace he upon him) as saying: One should not take a span of land without having legitimate right to it, otherwise Allah would make him wear (around his neck) seven earths on the Day of Resurrection.

Book 10, Number 3925:
Muhammad b. Ibrahim said that Abu Salama reported to him that there was between him and his people dispute over a piece of land, and he came to 'A'isha and mentioned that to her, whereupon she said: Abu Salama, abstain from getting this land, for Allah's Messenger (may peace be upon him) said: He who usurps even a span of land would be made to wear around his neck seven earths.

Book 10, Number 3926:
This hadith has been narrated on the authority of Abu Salama with another chain of transmitters.

Chapter 34: HOW MUCH LAND IS TO BE SPARED WHEN THERE IS DISAGREEMENT OVER THE BREADTH OF PATH

Book 10 ,Number 3927:
Abu Haraira reported Allah's Apostle (may peace be upon him) as saying: When you disagree about a path, its breadth should be made seven cubitS.